Payment Analysis

582.86CAD/monthin Montreal, QC
    Before Taxes:
  • 582.86 CAD/month
  • 269.01 CAD/bi-weekly
  • 134.51 CAD/week
  • 6,994.32 CAD/year
Incl. Québec Taxes (14.98%):
  • 670.17 CAD/month
  • 309.31 CAD/bi-weekly
  • 154.66 CAD/week
  • 8,042.07 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 3,112 ~ 3,512 CAD

compared to leasing a BRAND NEW:

  • 2022 BMW X1 xDrive28i w/ Premium Package Essential ($3,995)
  • for 24 months
  • in Québec/li>
  • $0 down payment
  • 16,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 1,266
This Contract (CAD/month) 583
Monthly Difference 684 CAD/month
Remaining Term x 18 months
Total Monthly Difference = 12,312 CAD
- Required Payment** (CAD) - 10,000
+ Winter Tires Cost (CAD) + 800 ~ 1,200
Total Savings (CAD) = 3,112 ~ 3,512
** The Required Payment from the vehicle owner.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 46,981 CAD
  • Total Vehicle Debt: 46,890 CAD
  • Paid so Far: 9,909 CAD (21% Paid)
  • Remaining Lease Payments: 10,491 CAD
  • Residual Value: 26,490 CAD
  • Required Payment: 10,000 CAD
Vehicle Debt & Value
Paid so far: 9,909 CAD Total Vehicle Value: 46,890 CAD
21% Paid
79%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 10,491 CAD
Term Paid so Far: 9,909 CAD Residual Value: 26,490 CAD
0%
21%
22%
57%
Cost to Own
Already Paid: 9,909 CAD (21%)
Required Payment: 10,000 CAD (21%)Buyout Price Today: 46,981 CAD
0% Paid
21%
79%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 46,981 CAD

  • 4.9%Interest Rate x 48 months
  • 1,080 CAD/month + tax
  • Total Payable: 51,832 CAD
  • Total Interest: 4,850 CAD
  • 8.9%Interest Rate x 48 months
  • 1,167 CAD/month + tax
  • Total Payable: 56,012 CAD
  • Total Interest: 9,030 CAD
  • 14.9%Interest Rate x 48 months
  • 1,305 CAD/month + tax
  • Total Payable: 62,647 CAD
  • Total Interest: 15,666 CAD

At the end of the Lease Contract

Residual Value: 26,490 CAD (in 18 months)

  • 4.9%Interest Rate x 48 months
  • 609 CAD/month + tax
  • Total Payable: 29,225 CAD
  • Total Interest: 2,735 CAD
  • 8.9%Interest Rate x 48 months
  • 658 CAD/month + tax
  • Total Payable: 31,581 CAD
  • Total Interest: 5,091 CAD
  • 14.9%Interest Rate x 48 months
  • 736 CAD/month + tax
  • Total Payable: 35,323 CAD
  • Total Interest: 8,833 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
55.89
  • + tax
  • + fuel
  • + insurance
(inlcuding the 10,000CAD incentive)
  • 28.61CAD/100km (TODAY without the Cash Incentive)
  • 43.71CAD/100km (Original Contract back in May, 2021)
Time Analysis
Cost per day: (CAD)
37.43
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 10,000CAD incentive)
  • 19.16CAD/day (Original Contract back in May, 2021)
Remaining Km
Can be driven up to:
470.09
  • km/week
  • without any
  • additional costs
Excess km cost: 0.15CAD
  • 307.69km/week (Contract Original back in May, 2021)

Seller Contact Info

This Contract was Already Transferred.

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