LeaseCosts Canada - Personal Information Protection Policy
At LeaseCosts Canada, we are committed to providing our visitors with exceptional service. As providing this service involves the collection, use and disclosure of some personal information about our visitors, protecting their personal information is one of our highest priorities.
While we have always respected our visitors privacy and safeguarded their personal information, we have strengthened our commitment to protecting personal information as a result of Personal Information Protection and Electronic Documents Act (PIPEDA) of the government of Canada, which came into effect on June 23, 2015.
We will inform our visitors of why and how we collect, use and disclose their personal information, obtain their consent where required, and only handle their personal information in a manner that a reasonable person would consider appropriate in the circumstances.
This Personal Information Protection Policy, in compliance with PIPEDA, outlines the principles and practices we will follow in protecting visitors personal information. Our privacy commitment includes ensuring the accuracy, confidentiality, and security of our visitors personal information and allowing our visitors to request access to, and correction of, their personal information.
Scope of this Policy
This Personal Information Protection Policy applies to LeaseCosts Canada website.
This policy also applies to any service providers collecting, using or disclosing personal information on behalf of LeaseCosts Canada.
Personal Information –means information about an identifiable individual. It limits to First Name, Last name, email address, contact phone number and city. Personal information does not include contact information (described below).
Contact information – means information that would enable an individual to be contacted at a place of business and includes name, position name or title, business telephone number, business address, business email or business fax number. Contact information is not covered by this policy or PIPEDA.
Privacy Officer – means the individual designated responsibility for ensuring that LeaseCosts Canada complies with this policy and PIPA.
Policy 1 – Collecting Personal Information
1.1 Unless the purposes for collecting personal information are obvious and the visitor voluntarily provides his or her personal information for those purposes, we will communicate the purposes for which personal information is being collected, either orally or in writing, before or at the time of collection.
1.2 We will only collect visitor information that is necessary to fulfill the following purposes:
- To verify identity;
- To improve our service experience;
- To deliver requested products and services
- To deliver the requested inquiry to our partner agencies;
- To promote and notify about new products and services from LeaseCosts Canada and our partner agencies;
- To be contacted by our partner agencies regarding marketing offers;
Policy 2 – Consent
2.1 We will obtain visitor consent to collect, use or disclose personal information (except where, as noted below, we are authorized to do so without consent).
2.2 Consent can be provided electronically by using our services or it can be implied where the purpose for collecting using or disclosing the personal information would be considered obvious and the visitor voluntarily provides personal information for that purpose.
2.3 Consent may also be implied where a visitor is given notice and a reasonable opportunity to opt-out of his or her personal information being used for the marketing of new services or products and the visitor does not opt-out.
2.4 Subject to certain exceptions (e.g., the personal information is necessary to provide the service or product, or the withdrawal of consent would frustrate the performance of a legal obligation), visitors can withhold or withdraw their consent for LeaseCosts Canada to use their personal information in certain ways. A visitor’s decision to withhold or withdraw their consent to certain uses of personal information may restrict our ability to provide a particular service or product. If so, we will explain the situation to assist the visitor in making the decision.
2.5 We may collect, use or disclose personal information without the visitor knowledge or consent in the following limited circumstances:
- When the collection, use or disclosure of personal information is permitted or required by law;
- In an emergency that threatens an individual's life, health, or personal security;
- When the personal information is available from a public source (e.g., a telephone directory);
- When we require legal advice from a lawyer;
- For the purposes of collecting a debt;
- To protect ourselves from fraud;
- To investigate an anticipated breach of an agreement or a contravention of law
Policy 3 – Using and Disclosing Personal Information
3.1 We will only use or disclose visitor personal information where necessary to fulfill the purposes identified at the time of collection or for a purpose reasonably related to those purposes such as:
- To provide the request of the visitor of being contacted by partner agencies regarding make, model and price of a vehicle;
- To conduct visitor surveys in order to enhance the provision of our services;
- To contact our visitors directly about products and services that may be of interest;]
3.2 We will not use or disclose visitor personal information for any additional purpose unless we obtain consent to do so.
3.3 We will not sell visitor lists or personal information to other parties.
Policy 4 – Retaining Personal Information
4.1 If we use visitor personal information to make a decision that directly affects the visitor, we will retain that personal information for at least one year so that the visitor has a reasonable opportunity to request access to it.
4.2 Subject to policy 4.1, we will retain visitor personal information only as long as necessary to fulfill the identified purposes or a legal or business purpose.
Policy 5 – Ensuring Accuracy of Personal Information
5.1 We will make reasonable efforts to ensure that visitor personal information is accurate and complete where it may be used to make a decision about the visitor or disclosed to another organization.
5.2 Visitors may request correction to their personal information in order to ensure its accuracy and completeness. A request to correct personal information must be made in writing and provide sufficient detail to identify the personal information and the correction being sought.
5.3 If the personal information is demonstrated to be inaccurate or incomplete, we will correct the information as required and send the corrected information to any organization to which we disclosed the personal information in the previous year. If the correction is not made, we will note the visitor’ correction request in the file.
Policy 6 – Securing Personal Information
6.1 We are committed to ensuring the security of visitor personal information in order to protect it from unauthorized access, collection, use, disclosure, copying, modification or disposal or similar risks.
6.2 Standard website security measures will be followed to ensure that visitor personal information is appropriately protected.
6.3 We will use appropriate security measures when destroying visitor’s personal information.
6.4 We will continually review and update our security policies and controls as technology changes to ensure ongoing personal information security.
Policy 7 – Questions and Complaints: The Role of the Privacy Officer or designated individual
8.1 The Privacy Officer is responsible for ensuring LeaseCosts Canada compliance with this policy and the Personal Information Protection Act.
8.2 Visitors should direct any complaints, concerns or questions regarding LeaseCosts Canada compliance in writing to the Privacy Officer. If the Privacy Officer is unable to resolve the concern, the visitor may also write to the Information and Privacy Commissioner of British Columbia.
Contact information for LeaseCosts Canada Privacy Officer:
4233 Ave. Coloniale