Payment Analysis
698.23CAD/monthin Montréal, QC
- 698.23 CAD/month
- 322.26 CAD/bi-weekly
- 161.13 CAD/week
- 8,378.76 CAD/year
Before Taxes:
Incl. Québec Taxes (14.98%):
- 802.82 CAD/month
- 370.53 CAD/bi-weekly
- 185.27 CAD/week
- 9,633.90 CAD/year
Lease Takeover/Buyout Analysis
The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)
For Leasing Purposes
With this deal, you are saving:
11,364 ~ 12,264 CAD
compared to leasing a BRAND NEW:
- 2018 BMW X3 xDrive30i w/ Premium Package Enhanced
- for 36 months
- in Québec
- $0 down payment
- 16,000 km/year
| Leasing New (CAD/month) | 904 |
|---|---|
| This Contract (CAD/month) | 698 |
| Monthly Difference | 206 CAD/month |
| Remaining Term | x 44 months |
| Total Monthly Difference | = 9,064 CAD |
| + Cash Incentive** (CAD) | + 1,500 |
| + Wear & Tear Coverage (CAD) | + 800 ~ 1,700 |
| Total Savings (CAD) | = 11,364 ~ 12,264 |
| ** "Cash Incentive" is not just a saving, it is physical money. |
For Buyout Purposes
To own this vehicle today (buying it as a used car) would cost:
54,396 CAD
- Total Vehicle Debt: 58,689 CAD
- Paid so Far: 2,793 CAD (4% Paid)
- Remaining Lease Payments: 30,722 CAD
- Residual Value: 25,174 CAD
- Cash Incentive: 1,500 CAD
Vehicle Debt & Value
Paid so far: 2,793 CAD Total Vehicle Value: 58,689 CAD
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 30,722 CAD
Term Paid so Far: 2,793 CAD Residual Value: 25,174 CAD
Cost to Own
Already Paid: 2,793 CAD (4%)
Cash Incentive: 1,500 CAD Buyout Price Today: 54,396 CAD
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)
Finance the remaining Debt Today
Remaining Term + Residual Value: 54,396 CAD
- 4.9%Interest Rate x 48 months
- 1,250 CAD/month + tax
- Total Payable: 60,012 CAD
- Total Interest: 5,616 CAD
- 8.9%Interest Rate x 48 months
- 1,351 CAD/month + tax
- Total Payable: 64,852 CAD
- Total Interest: 10,455 CAD
- 14.9%Interest Rate x 48 months
- 1,511 CAD/month + tax
- Total Payable: 72,535 CAD
- Total Interest: 18,138 CAD
At the end of the Lease Contract
Residual Value: 25,174 CAD (in 44 months)
- 4.9%Interest Rate x 48 months
- 579 CAD/month + tax
- Total Payable: 27,773 CAD
- Total Interest: 2,599 CAD
- 8.9%Interest Rate x 48 months
- 625 CAD/month + tax
- Total Payable: 30,013 CAD
- Total Interest: 4,839 CAD
- 14.9%Interest Rate x 48 months
- 699 CAD/month + tax
- Total Payable: 33,569 CAD
- Total Interest: 8,394 CAD
Business Vehicle Analysis
This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)
Distance Analysis
Cost to drive 100km: (CAD)
94.26
- + tax
- + fuel
- + insurance
Time Analysis
Cost per day: (CAD)
21.83
- + tax
- + insurance
- + km driven & fuel
Remaining Km
Can be driven up to:
162.59
- km/week
- without any
- additional costs
Similar Listings in Montreal
+ 1,200 cash
2024 Mazda
CX-50 GT 2.5T Automatique AWD
Payment Details
- Current Payment: 647 CAD/month + tax
- Cash Incentive: 1,200 CAD
- Payment After Incentive: 601 CAD/month + tax
- Residual Value: 29,607 CAD
- Months to End: 26 months (Sep, 2027)
Vehicle Status
- Contract Allowance: 16,000 km/year
- Current Odometer: 8,362 km total
- Available Now: 18,294 km/year (1,525 per month)
- Excess Km Cost: 0.08 CAD/km
Deal Special Perks
+ 3,000 cash
2023 Tesla
Model Y Automatique AWD Long Range All-Wheel Drive
Payment Details
- Current Payment: 1,023 CAD/month + tax
- Cash Incentive: 3,000 CAD
- Payment After Incentive: 873 CAD/month + tax
- Months to End: 20 months (Mar, 2027)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 40,000 km total
- Available Now: 24,000 km/year (2,000 per month)
- Excess Km Cost: 0.15 CAD/km
+ 6,000 cash
2023 BMW
iX Xdrive50 CVT AWD
Payment Details
- Current Payment: 1,500 CAD/month + tax
- Cash Incentive: 6,000 CAD
- Payment After Incentive: 1,166 CAD/month + tax
- Original Downpayment: 6,150 CAD
- Residual Value: 51,350 CAD
- Months to End: 18 months (Jan, 2027)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 12,850 km total
- Available Now: 34,767 km/year (2,897 per month)
- Excess Km Cost: 0.25 CAD/km
SAVE ~1,300 CAD
2023 Jeep
Grand Cherokee L Summit Reserve 4x4 Automatique AWD Black accessories (Logo, door handle...)
Payment Details
- Current Payment: 1,200 CAD/month + tax
- Residual Value: 50,432 CAD
- Months to End: 25 months (Aug, 2027)
Vehicle Status
- Contract Allowance: 18,000 km/year
- Current Odometer: 22,000 km total
- Available Now: 24,000 km/year (2,000 per month)
- Excess Km Cost: 0.10 CAD/km
Deal Special Perks
+ 3,000 cash
2023 Nissan
Evolve eforce Automatique AWD
Payment Details
- Current Payment: 796 CAD/month + tax
- Cash Incentive: 3,000 CAD
- Payment After Incentive: 659 CAD/month + tax
- Original Downpayment: 10,437 CAD
- Residual Value: 29,177 CAD
- Months to End: 22 months (May, 2027)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 41,500 km total
- Available Now: 21,000 km/year (1,750 per month)
- Excess Km Cost: 0.08 CAD/km
2023 Porsche
MACAN GTS Automatique AWD Python Green
Payment Details
- Current Payment: 2,200 CAD/month + tax
- Residual Value: 70,000 CAD
- Months to End: 9 months (Apr, 2026)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 8,300 km total
- Available Now: 40,044 km/year (3,337 per month)
- Please note that this contract ends in less than a year.
- Excess Km Cost: 1.00 CAD/km
