Payment Analysis

831.94CAD/monthin Nanaimo, BC
    Before Taxes:
  • 831.94 CAD/month
  • 383.97 CAD/bi-weekly
  • 191.99 CAD/week
  • 9,983.28 CAD/year
Incl. B.C. Taxes (12%):
  • 931.77 CAD/month
  • 430.05 CAD/bi-weekly
  • 215.02 CAD/week
  • 11,181.27 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 3,428 CAD

compared to leasing a BRAND NEW:

  • RAM 1500 Limited AWD
  • for 48 months
  • in BC
  • $0 down payment
  • 16,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 1,045
This Contract (CAD/month) 832
Monthly Difference 214 CAD/month
Remaining Term x 2 months
Total Monthly Difference = 428 CAD
+ Cash Incentive** (CAD) + 3,000
Total Savings (CAD) = 3,428
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 28,364 CAD
  • Total Vehicle Debt: 79,616 CAD
  • Paid so Far: 48,253 CAD (60% Paid)
  • Remaining Lease Payments: 1,664 CAD
  • Residual Value: 29,700 CAD
  • Cash Incentive: 3,000 CAD
Vehicle Debt & Value
Paid so far: 48,253 CAD Total Vehicle Value: 79,616 CAD
60% Paid
40%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 1,664 CAD
Term Paid so Far: 48,253 CAD Residual Value: 29,700 CAD
0%
60%
2%
38%
Cost to Own
Already Paid: 48,253 CAD (60%)
Cash Incentive: 3,000 CAD Buyout Price Today: 28,364 CAD
60% Paid
3%
37%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 28,364 CAD

  • 4.9%Interest Rate x 48 months
  • 652 CAD/month + tax
  • Total Payable: 31,292 CAD
  • Total Interest: 2,928 CAD
  • 8.9%Interest Rate x 48 months
  • 704 CAD/month + tax
  • Total Payable: 33,816 CAD
  • Total Interest: 5,452 CAD
  • 14.9%Interest Rate x 48 months
  • 788 CAD/month + tax
  • Total Payable: 37,822 CAD
  • Total Interest: 9,458 CAD

At the end of the Lease Contract

Residual Value: 29,700 CAD (in 2 months)

  • 4.9%Interest Rate x 48 months
  • 683 CAD/month + tax
  • Total Payable: 32,766 CAD
  • Total Interest: 3,066 CAD
  • 8.9%Interest Rate x 48 months
  • 738 CAD/month + tax
  • Total Payable: 35,408 CAD
  • Total Interest: 5,708 CAD
  • 14.9%Interest Rate x 48 months
  • 825 CAD/month + tax
  • Total Payable: 39,603 CAD
  • Total Interest: 9,903 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
-1.80
  • + tax
  • + fuel
  • + insurance
(inlcuding the 3,000CAD incentive)
  • 2.24CAD/100km (TODAY without the Cash Incentive)
  • 55.46CAD/100km (Original Contract back in Jan, 2021)
Time Analysis
Cost per day: (CAD)
-21.96
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 3,000CAD incentive)
  • 27.35CAD/day (Original Contract back in Jan, 2021)
Remaining Km
Can be driven up to:
8,552.42
  • km/week
  • without any
  • additional costs
Excess km cost: 0.20CAD
  • 346.15km/week (Contract Original back in Jan, 2021)

Seller Contact Info

This Contract was Already Transferred.

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