Payment Analysis

518.82CAD/monthin Oakville, ON
    Before Taxes:
  • 518.82 CAD/month
  • 239.46 CAD/bi-weekly
  • 119.73 CAD/week
  • 6,225.84 CAD/year
Incl. Ontario Taxes (13%):
  • 586.27 CAD/month
  • 270.58 CAD/bi-weekly
  • 135.29 CAD/week
  • 7,035.20 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 129 CAD

compared to leasing a BRAND NEW:

  • RAM 1500 TRADESMAN
  • for 60 months
  • in Ontario
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 561
This Contract (CAD/month) 519
Monthly Difference 43 CAD/month
Remaining Term x 3 months
Total Monthly Difference = 129 CAD
Total Savings (CAD) = 129

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 43,556 CAD
  • Total Vehicle Debt: 113,183 CAD
  • Paid so Far: 69,626 CAD (61% Paid)
  • Remaining Lease Payments: 1,556 CAD
  • Residual Value: 42,000 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 69,626 CAD Total Vehicle Value: 113,183 CAD
61% Paid
39%
Vehicle Debt Breakdown
Downpayment: 14,632 CAD Remaining Term: 1,556 CAD
Term Paid so Far: 54,995 CAD Residual Value: 42,000 CAD
12%
49%
1%
38%
Cost to Own
Already Paid: 69,626 CAD (61%)
Cash Incentive: 0 CAD Buyout Price Today: 43,556 CAD
61% Paid
0%
39%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 43,556 CAD

  • 4.9%Interest Rate x 48 months
  • 1,001 CAD/month + tax
  • Total Payable: 48,053 CAD
  • Total Interest: 4,496 CAD
  • 8.9%Interest Rate x 48 months
  • 1,082 CAD/month + tax
  • Total Payable: 51,928 CAD
  • Total Interest: 8,372 CAD
  • 14.9%Interest Rate x 48 months
  • 1,210 CAD/month + tax
  • Total Payable: 58,080 CAD
  • Total Interest: 14,524 CAD

At the end of the Lease Contract

Residual Value: 42,000 CAD (in 3 months)

  • 4.9%Interest Rate x 48 months
  • 965 CAD/month + tax
  • Total Payable: 46,336 CAD
  • Total Interest: 4,336 CAD
  • 8.9%Interest Rate x 48 months
  • 1,043 CAD/month + tax
  • Total Payable: 50,073 CAD
  • Total Interest: 8,073 CAD
  • 14.9%Interest Rate x 48 months
  • 1,167 CAD/month + tax
  • Total Payable: 56,005 CAD
  • Total Interest: 14,005 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
1.63
  • + tax
  • + fuel
  • + insurance
(or 0.02CAD per km)
  • 31.13CAD/100km (Original Contract back in Jun, 2017)
Time Analysis
Cost per day: (CAD)
17.06
  • + tax
  • + insurance
  • + km driven & fuel
(1.10CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
7,358.97
  • km/week
  • without any
  • additional costs
Excess km cost: Not Provided
  • 384.62km/week (Contract Original back in Jun, 2017)

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