Payment Analysis

1,549.76CAD/monthin Toronto, ON
    Before Taxes:
  • 1,549.76 CAD/month
  • 715.27 CAD/bi-weekly
  • 357.64 CAD/week
  • 18,597.12 CAD/year
Incl. Ontario Taxes (13%):
  • 1,751.23 CAD/month
  • 808.26 CAD/bi-weekly
  • 404.13 CAD/week
  • 21,014.75 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 18,521 ~ 19,821 CAD

compared to leasing a BRAND NEW:

  • BMW X5 xDrive40i w/ Advanced Driving Assistant Package + M Sport Package + Premium Enhanced Package
  • for 24 months (note this contract is shorter)
  • in Ontario
  • $0 down payment
  • 24,000 km/year (note this contract has way more
Savings Breakdown:
Leasing New (CAD/month) 1,986
This Contract (CAD/month) 1,550
Monthly Difference 437 CAD/month
Remaining Term x 33 months
Total Monthly Difference = 14,421 CAD
+ Cash Incentive** (CAD) + 2,500
+ Winter Tires Cost (CAD) + 800 ~ 1,200
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 18,521 ~ 19,821
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 103,398 CAD
  • Total Vehicle Debt: 119,846 CAD
  • Paid so Far: 13,948 CAD (11% Paid)
  • Remaining Lease Payments: 51,142 CAD
  • Residual Value: 54,756 CAD
  • Cash Incentive: 2,500 CAD
Vehicle Debt & Value
Paid so far: 13,948 CAD Total Vehicle Value: 119,846 CAD
11% Paid
89%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 51,142 CAD
Term Paid so Far: 13,948 CAD Residual Value: 54,756 CAD
0%
11%
42%
47%
Cost to Own
Already Paid: 13,948 CAD (11%)
Cash Incentive: 2,500 CAD Buyout Price Today: 103,398 CAD
11% Paid
2%
87%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 103,398 CAD

  • 4.9%Interest Rate x 48 months
  • 2,377 CAD/month + tax
  • Total Payable: 114,072 CAD
  • Total Interest: 10,674 CAD
  • 8.9%Interest Rate x 48 months
  • 2,568 CAD/month + tax
  • Total Payable: 123,272 CAD
  • Total Interest: 19,874 CAD
  • 14.9%Interest Rate x 48 months
  • 2,872 CAD/month + tax
  • Total Payable: 137,876 CAD
  • Total Interest: 34,477 CAD

At the end of the Lease Contract

Residual Value: 54,756 CAD (in 33 months)

  • 4.9%Interest Rate x 48 months
  • 1,259 CAD/month + tax
  • Total Payable: 60,409 CAD
  • Total Interest: 5,653 CAD
  • 8.9%Interest Rate x 48 months
  • 1,360 CAD/month + tax
  • Total Payable: 65,280 CAD
  • Total Interest: 10,524 CAD
  • 14.9%Interest Rate x 48 months
  • 1,521 CAD/month + tax
  • Total Payable: 73,014 CAD
  • Total Interest: 18,258 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
78.45
  • + tax
  • + fuel
  • + insurance
(inlcuding the 2,500CAD incentive)
Time Analysis
Cost per day: (CAD)
48.46
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 2,500CAD incentive)
Remaining Km
Can be driven up to:
433.57
  • km/week
  • without any
  • additional costs
Excess km cost: 0.25CAD

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