Payment Analysis

1,549.76CAD/monthin Toronto, ON
    Before Taxes:
  • 1,549.76 CAD/month
  • 715.27 CAD/bi-weekly
  • 357.64 CAD/week
  • 18,597.12 CAD/year
Incl. Ontario Taxes (13%):
  • 1,751.23 CAD/month
  • 808.26 CAD/bi-weekly
  • 404.13 CAD/week
  • 21,014.75 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 29,446 ~ 30,746 CAD

compared to leasing a BRAND NEW:

  • BMW X5 xDrive40i w/ Advanced Driving Assistant Package + M Sport Package + Premium Enhanced Package
  • for 24 months (note this contract is shorter)
  • in Ontario
  • $0 down payment
  • 24,000 km/year (note this contract has way more
Savings Breakdown:
Leasing New (CAD/month) 1,986
This Contract (CAD/month) 1,550
Monthly Difference 437 CAD/month
Remaining Term x 58 months
Total Monthly Difference = 25,346 CAD
+ Cash Incentive** (CAD) + 2,500
+ Winter Tires Cost (CAD) + 800 ~ 1,200
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 29,446 ~ 30,746
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 142,142 CAD
  • Total Vehicle Debt: 119,846 CAD
  • Paid so Far: -24,796 CAD (-21% Paid)
  • Remaining Lease Payments: 89,886 CAD
  • Residual Value: 54,756 CAD
  • Cash Incentive: 2,500 CAD
Vehicle Debt & Value
Paid so far: -24,796 CAD Total Vehicle Value: 119,846 CAD
-21% Paid
121%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 89,886 CAD
Term Paid so Far: -24,796 CAD Residual Value: 54,756 CAD
0%
-21%
75%
46%
Cost to Own
Already Paid: -24,796 CAD (-21%)
Cash Incentive: 2,500 CAD Buyout Price Today: 142,142 CAD
-21% Paid
2%
119%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 142,142 CAD

  • 4.9%Interest Rate x 48 months
  • 3,267 CAD/month + tax
  • Total Payable: 156,816 CAD
  • Total Interest: 14,674 CAD
  • 8.9%Interest Rate x 48 months
  • 3,530 CAD/month + tax
  • Total Payable: 169,462 CAD
  • Total Interest: 27,320 CAD
  • 14.9%Interest Rate x 48 months
  • 3,949 CAD/month + tax
  • Total Payable: 189,539 CAD
  • Total Interest: 47,396 CAD

At the end of the Lease Contract

Residual Value: 54,756 CAD (in 58 months)

  • 4.9%Interest Rate x 48 months
  • 1,259 CAD/month + tax
  • Total Payable: 60,409 CAD
  • Total Interest: 5,653 CAD
  • 8.9%Interest Rate x 48 months
  • 1,360 CAD/month + tax
  • Total Payable: 65,280 CAD
  • Total Interest: 10,524 CAD
  • 14.9%Interest Rate x 48 months
  • 1,521 CAD/month + tax
  • Total Payable: 73,014 CAD
  • Total Interest: 18,258 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
140.95
  • + tax
  • + fuel
  • + insurance
(inlcuding the 2,500CAD incentive)
Time Analysis
Cost per day: (CAD)
49.53
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 2,500CAD incentive)
Remaining Km
Can be driven up to:
246.68
  • km/week
  • without any
  • additional costs
Excess km cost: 0.25CAD

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