Payment Analysis

326.74CAD/monthin Saint John, NB
    Before Taxes:
  • 326.74 CAD/month
  • 150.80 CAD/bi-weekly
  • 75.40 CAD/week
  • 3,920.88 CAD/year
Incl. New Brunswick Taxes (15%):
  • 375.75 CAD/month
  • 173.42 CAD/bi-weekly
  • 86.71 CAD/week
  • 4,509.01 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 5,200 ~ 5,600 CAD

compared to leasing a BRAND NEW:

  • Subaru Impreza 5 Door Convenience Automatic
  • for 24 months
  • in New Brunswick
  • $0 down payment
  • 16,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 414
This Contract (CAD/month) 327
Monthly Difference 88 CAD/month
Remaining Term x 50 months
Total Monthly Difference = 4,400 CAD
+ Winter Tires Cost (CAD) + 800 ~ 1,200
Total Savings (CAD) = 5,200 ~ 5,600

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 28,496 CAD
  • Total Vehicle Debt: 27,843 CAD
  • Paid so Far: -653 CAD (-3% Paid)
  • Remaining Lease Payments: 16,337 CAD
  • Residual Value: 12,159 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: -653 CAD Total Vehicle Value: 27,843 CAD
-3% Paid
103%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 16,337 CAD
Term Paid so Far: -653 CAD Residual Value: 12,159 CAD
0%
-3%
59%
44%
Cost to Own
Already Paid: -653 CAD (-3%)
Cash Incentive: 0 CAD Buyout Price Today: 28,496 CAD
-3% Paid
0%
103%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 28,496 CAD

  • 4.9%Interest Rate x 48 months
  • 655 CAD/month + tax
  • Total Payable: 31,438 CAD
  • Total Interest: 2,942 CAD
  • 8.9%Interest Rate x 48 months
  • 708 CAD/month + tax
  • Total Payable: 33,973 CAD
  • Total Interest: 5,477 CAD
  • 14.9%Interest Rate x 48 months
  • 792 CAD/month + tax
  • Total Payable: 37,998 CAD
  • Total Interest: 9,502 CAD

At the end of the Lease Contract

Residual Value: 12,159 CAD (in 50 months)

  • 4.9%Interest Rate x 48 months
  • 279 CAD/month + tax
  • Total Payable: 13,415 CAD
  • Total Interest: 1,255 CAD
  • 8.9%Interest Rate x 48 months
  • 302 CAD/month + tax
  • Total Payable: 14,496 CAD
  • Total Interest: 2,337 CAD
  • 14.9%Interest Rate x 48 months
  • 338 CAD/month + tax
  • Total Payable: 16,214 CAD
  • Total Interest: 4,054 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
45.54
  • + tax
  • + fuel
  • + insurance
(or 0.46CAD per km)
Time Analysis
Cost per day: (CAD)
10.74
  • + tax
  • + insurance
  • + km driven & fuel
(0.07CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
165.57
  • km/week
  • without any
  • additional costs
Excess km cost: 0.10CAD

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2016 BMW X1 xDrive28i (ID: #3567)
800
Moncton, NB
2016 BMW

X1 xDrive28i Automatique AWD

Payment Details
  • Current Payment: 800 CAD/month + tax
  • Residual Value: 23,125 CAD
  • Months to End: 68 months (Oct, 2019)
Vehicle Status
  • Contract Allowance: 24,000 km/year
  • Current Odometer: 48,386 km total
  • Available Now: 4,167 km/year (347 per month)
See all Details