Payment Analysis

599.22CAD/monthin Montreal, QC
    Before Taxes:
  • 599.22 CAD/month
  • 276.56 CAD/bi-weekly
  • 138.28 CAD/week
  • 7,190.64 CAD/year
Incl. Québec Taxes (14.98%):
  • 688.98 CAD/month
  • 317.99 CAD/bi-weekly
  • 159.00 CAD/week
  • 8,267.80 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 2,242 CAD

compared to leasing a BRAND NEW:

  • Audi A5 Sportback
  • for 42 months
  • in Quebec
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 659
This Contract (CAD/month) 599
Monthly Difference 59 CAD/month
Remaining Term x 38 months
Total Monthly Difference = 2,242 CAD
Total Savings (CAD) = 2,242

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 45,847 CAD
  • Total Vehicle Debt: 51,839 CAD
  • Paid so Far: 5,992 CAD (11% Paid)
  • Remaining Lease Payments: 22,770 CAD
  • Residual Value: 23,076 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 5,992 CAD Total Vehicle Value: 51,839 CAD
11% Paid
89%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 22,770 CAD
Term Paid so Far: 5,992 CAD Residual Value: 23,076 CAD
0%
11%
44%
45%
Cost to Own
Already Paid: 5,992 CAD (11%)
Cash Incentive: 0 CAD Buyout Price Today: 45,847 CAD
11% Paid
0%
89%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 45,847 CAD

  • 4.9%Interest Rate x 48 months
  • 1,054 CAD/month + tax
  • Total Payable: 50,580 CAD
  • Total Interest: 4,733 CAD
  • 8.9%Interest Rate x 48 months
  • 1,139 CAD/month + tax
  • Total Payable: 54,659 CAD
  • Total Interest: 8,812 CAD
  • 14.9%Interest Rate x 48 months
  • 1,274 CAD/month + tax
  • Total Payable: 61,134 CAD
  • Total Interest: 15,287 CAD

At the end of the Lease Contract

Residual Value: 23,076 CAD (in 38 months)

  • 4.9%Interest Rate x 48 months
  • 530 CAD/month + tax
  • Total Payable: 25,459 CAD
  • Total Interest: 2,382 CAD
  • 8.9%Interest Rate x 48 months
  • 573 CAD/month + tax
  • Total Payable: 27,512 CAD
  • Total Interest: 4,435 CAD
  • 14.9%Interest Rate x 48 months
  • 641 CAD/month + tax
  • Total Payable: 30,771 CAD
  • Total Interest: 7,695 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
28.47
  • + tax
  • + fuel
  • + insurance
(or 0.28CAD per km)
  • 35.95CAD/100km (Original Contract back in Oct, 2018)
Time Analysis
Cost per day: (CAD)
19.70
  • + tax
  • + insurance
  • + km driven & fuel
(0.09CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
485.71
  • km/week
  • without any
  • additional costs
Excess km cost: 0.20CAD
  • 384.62km/week (Contract Original back in Oct, 2018)

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