Payment Analysis

599.22CAD/monthin Montreal, QC
    Before Taxes:
  • 599.22 CAD/month
  • 276.56 CAD/bi-weekly
  • 138.28 CAD/week
  • 7,190.64 CAD/year
Incl. Québec Taxes (14.98%):
  • 688.98 CAD/month
  • 317.99 CAD/bi-weekly
  • 159.00 CAD/week
  • 8,267.80 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 2,537 CAD

compared to leasing a BRAND NEW:

  • Audi A5 Sportback
  • for 42 months
  • in Quebec
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 659
This Contract (CAD/month) 599
Monthly Difference 59 CAD/month
Remaining Term x 43 months
Total Monthly Difference = 2,537 CAD
Total Savings (CAD) = 2,537

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 48,843 CAD
  • Total Vehicle Debt: 51,839 CAD
  • Paid so Far: 2,996 CAD (5% Paid)
  • Remaining Lease Payments: 25,766 CAD
  • Residual Value: 23,076 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 2,996 CAD Total Vehicle Value: 51,839 CAD
5% Paid
95%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 25,766 CAD
Term Paid so Far: 2,996 CAD Residual Value: 23,076 CAD
0%
5%
50%
45%
Cost to Own
Already Paid: 2,996 CAD (5%)
Cash Incentive: 0 CAD Buyout Price Today: 48,843 CAD
5% Paid
0%
95%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 48,843 CAD

  • 4.9%Interest Rate x 48 months
  • 1,123 CAD/month + tax
  • Total Payable: 53,885 CAD
  • Total Interest: 5,042 CAD
  • 8.9%Interest Rate x 48 months
  • 1,213 CAD/month + tax
  • Total Payable: 58,231 CAD
  • Total Interest: 9,388 CAD
  • 14.9%Interest Rate x 48 months
  • 1,357 CAD/month + tax
  • Total Payable: 65,129 CAD
  • Total Interest: 16,286 CAD

At the end of the Lease Contract

Residual Value: 23,076 CAD (in 43 months)

  • 4.9%Interest Rate x 48 months
  • 530 CAD/month + tax
  • Total Payable: 25,459 CAD
  • Total Interest: 2,382 CAD
  • 8.9%Interest Rate x 48 months
  • 573 CAD/month + tax
  • Total Payable: 27,512 CAD
  • Total Interest: 4,435 CAD
  • 14.9%Interest Rate x 48 months
  • 641 CAD/month + tax
  • Total Payable: 30,771 CAD
  • Total Interest: 7,695 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
32.22
  • + tax
  • + fuel
  • + insurance
(or 0.32CAD per km)
  • 35.95CAD/100km (Original Contract back in Oct, 2018)
Time Analysis
Cost per day: (CAD)
19.70
  • + tax
  • + insurance
  • + km driven & fuel
(0.08CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
429.23
  • km/week
  • without any
  • additional costs
Excess km cost: 0.20CAD
  • 384.62km/week (Contract Original back in Oct, 2018)

Similar Listings in Montreal

+ 550 cash
CAD/month x 23 months
2024 Mazda CX 30 GT 4DR AWD (ID: #64056)
527
Brossard
2024 Mazda

CX 30 GT 4DR AWD Automatique AWD

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 527 CAD/month + tax
  • Cash Incentive: 550 CAD
  • Payment After Incentive: 503 CAD/month + tax
  • Months to End: 23 months (May, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 21,000 km total
  • Available Now: 30,783 km/year (2,565 per month)
See all Details
+ 1,998 cash
CAD/month x 23 months
2024 Audi S5 Sportback Progressiv (ID: #69725)
976
Laval
2024 Audi

S5 Sportback Progressiv Automatique AWD

  • Winter Tires Included
Payment Details
  • Current Payment: 976 CAD/month + tax
  • Cash Incentive: 1,998 CAD
  • Payment After Incentive: 889 CAD/month + tax
  • Residual Value: 38,499 CAD
  • Months to End: 23 months (May, 2028)
Vehicle Status
  • Contract Allowance: 25,000 km/year
  • Current Odometer: 43,000 km total
  • Available Now: 29,739 km/year (2,478 per month)
  • Excess Km Cost: 0.20 CAD/km
See all Details
CAD/month x 14 months
2024 Nissan Sentra SV (ID: #69354)
331
Laval, QC
2024 Nissan

Sentra SV CVT 2WD

  • Warranty Complete Term
Payment Details
  • Current Payment: 331 CAD/month + tax
  • Residual Value: 18,000 CAD
  • Months to End: 14 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 40,800 km total
  • Available Now: 16,457 km/year (1,371 per month)
  • Excess Km Cost: 0.10 CAD/km
See all Details
+ 4,000 cash
2025 KIA

K4 EX (4,000 CAD Incentive - call: 6133293525) Automatique 2WD Safety: Blind-spot collision-avoidance, rear cross-traffic collision-avoidance Tech: Wireless phone charger, 6 speakers, Drive Mode Select Interior: Heated steering wheel, leather-wrapped wheel/shift knob, rear vents, nicer trim details

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 461 CAD/month + tax
  • Cash Incentive: 4,000 CAD
  • Payment After Incentive: 328 CAD/month + tax
  • Months to End: 30 months (Dec, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 23,000 km total
  • Available Now: 22,800 km/year (1,900 per month)
See all Details
+ 4,000 cash
2025 KIA

K4 EX (4,000 CAD Incentive - call: 6133293525) Automatique 2WD Safety: Blind-spot collision-avoidance, rear cross-traffic collision-avoidance Tech: Wireless phone charger, 6 speakers, Drive Mode Select Interior: Heated steering wheel, leather-wrapped wheel/shift knob, rear vents, nicer trim details

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 461 CAD/month + tax
  • Cash Incentive: 4,000 CAD
  • Payment After Incentive: 328 CAD/month + tax
  • Months to End: 30 months (Dec, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 23,000 km total
  • Available Now: 22,800 km/year (1,900 per month)
See all Details
+ 2,000 cash
2025 KIA

K4 EX+ (call me or text me at 613 329 3525) Automatique 2WD Call me or text me at 613 329 3525

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 500 CAD/month + tax
  • Cash Incentive: 2,000 CAD
  • Payment After Incentive: 433 CAD/month + tax
  • Months to End: 30 months (Dec, 2028)
Vehicle Status
  • Contract Allowance: 25,000 km/year
  • Current Odometer: 23,000 km total
  • Available Now: 30,800 km/year (2,567 per month)
See all Details