Payment Analysis

260.78CAD/monthin St. John's, NB
    Before Taxes:
  • 260.78 CAD/month
  • 120.36 CAD/bi-weekly
  • 60.18 CAD/week
  • 3,129.36 CAD/year
Incl. New Brunswick Taxes (15%):
  • 299.90 CAD/month
  • 138.41 CAD/bi-weekly
  • 69.21 CAD/week
  • 3,598.76 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 2,280 ~ 3,580 CAD

compared to leasing a BRAND NEW:

  • Nissan Sentra SV
  • for 36 months
  • in NB
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 280
This Contract (CAD/month) 261
Monthly Difference 20 CAD/month
Remaining Term x 34 months
Total Monthly Difference = 680 CAD
+ Winter Tires Cost (CAD) + 800 ~ 1,200
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 2,280 ~ 3,580

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 17,440 CAD
  • Total Vehicle Debt: 24,220 CAD
  • Paid so Far: 6,780 CAD (27% Paid)
  • Remaining Lease Payments: 8,867 CAD
  • Residual Value: 8,573 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 6,780 CAD Total Vehicle Value: 24,220 CAD
27% Paid
73%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 8,867 CAD
Term Paid so Far: 6,780 CAD Residual Value: 8,573 CAD
0%
27%
37%
36%
Cost to Own
Already Paid: 6,780 CAD (27%)
Cash Incentive: 0 CAD Buyout Price Today: 17,440 CAD
27% Paid
0%
73%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 17,440 CAD

  • 4.9%Interest Rate x 48 months
  • 401 CAD/month + tax
  • Total Payable: 19,240 CAD
  • Total Interest: 1,800 CAD
  • 8.9%Interest Rate x 48 months
  • 433 CAD/month + tax
  • Total Payable: 20,792 CAD
  • Total Interest: 3,352 CAD
  • 14.9%Interest Rate x 48 months
  • 484 CAD/month + tax
  • Total Payable: 23,255 CAD
  • Total Interest: 5,815 CAD

At the end of the Lease Contract

Residual Value: 8,573 CAD (in 34 months)

  • 4.9%Interest Rate x 48 months
  • 197 CAD/month + tax
  • Total Payable: 9,458 CAD
  • Total Interest: 885 CAD
  • 8.9%Interest Rate x 48 months
  • 213 CAD/month + tax
  • Total Payable: 10,221 CAD
  • Total Interest: 1,648 CAD
  • 14.9%Interest Rate x 48 months
  • 238 CAD/month + tax
  • Total Payable: 11,432 CAD
  • Total Interest: 2,859 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
11.01
  • + tax
  • + fuel
  • + insurance
(or 0.11CAD per km)
  • 15.65CAD/100km (Original Contract back in Jun, 2016)
Time Analysis
Cost per day: (CAD)
8.57
  • + tax
  • + insurance
  • + km driven & fuel
(0.10CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
546.38
  • km/week
  • without any
  • additional costs
Excess km cost: 0.08CAD
  • 384.62km/week (Contract Original back in Jun, 2016)

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Lease Takeover in Moncton, NB: 2016 BMW X1 xDrive28i Automatic AWD ID:#3567
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800
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2016 BMW

X1 xDrive28i Automatique AWD

Payment Details
  • Current Payment: 800 CAD/month + tax
  • Residual Value: 23,125 CAD
  • Months to End: 54 months (Oct, 2019)
Vehicle Status
  • Contract Allowance: 24,000 km/year
  • Current Odometer: 48,386 km total
  • Available Now: 5,248 km/year (437 per month)
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