Payment Analysis

351.00CAD/monthin Toronto, ON
    Before Taxes:
  • 351.00 CAD/month
  • 162.00 CAD/bi-weekly
  • 81.00 CAD/week
  • 4,212.00 CAD/year
Incl. Ontario Taxes (13%):
  • 396.63 CAD/month
  • 183.06 CAD/bi-weekly
  • 91.53 CAD/week
  • 4,759.56 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 7,716 ~ 8,116 CAD

compared to leasing a BRAND NEW:

  • Mini Cooper Automatic 2WD Sport seats
  • for 24 months
  • in Ontario
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 715
This Contract (CAD/month) 351
Monthly Difference 364 CAD/month
Remaining Term x 19 months
Total Monthly Difference = 6,916 CAD
+ Winter Tires Cost (CAD) + 800 ~ 1,200
Total Savings (CAD) = 7,716 ~ 8,116

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 20,123 CAD
  • Total Vehicle Debt: 31,302 CAD
  • Paid so Far: 11,179 CAD (35% Paid)
  • Remaining Lease Payments: 6,669 CAD
  • Residual Value: 13,454 CAD
  • Required Payment: 0 CAD
Vehicle Debt & Value
Paid so far: 11,179 CAD Total Vehicle Value: 31,302 CAD
35% Paid
65%
Vehicle Debt Breakdown
Downpayment: 1,000 CAD Remaining Term: 6,669 CAD
Term Paid so Far: 10,179 CAD Residual Value: 13,454 CAD
3%
32%
21%
44%
Cost to Own
Already Paid: 11,179 CAD (35%)
Required Payment: 0 CAD (0%)Buyout Price Today: 20,123 CAD
35% Paid
0%
65%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 20,123 CAD

  • 4.9%Interest Rate x 48 months
  • 463 CAD/month + tax
  • Total Payable: 22,200 CAD
  • Total Interest: 2,077 CAD
  • 8.9%Interest Rate x 48 months
  • 500 CAD/month + tax
  • Total Payable: 23,991 CAD
  • Total Interest: 3,868 CAD
  • 14.9%Interest Rate x 48 months
  • 559 CAD/month + tax
  • Total Payable: 26,833 CAD
  • Total Interest: 6,710 CAD

At the end of the Lease Contract

Residual Value: 13,454 CAD (in 19 months)

  • 4.9%Interest Rate x 48 months
  • 309 CAD/month + tax
  • Total Payable: 14,843 CAD
  • Total Interest: 1,389 CAD
  • 8.9%Interest Rate x 48 months
  • 334 CAD/month + tax
  • Total Payable: 16,040 CAD
  • Total Interest: 2,586 CAD
  • 14.9%Interest Rate x 48 months
  • 374 CAD/month + tax
  • Total Payable: 17,940 CAD
  • Total Interest: 4,486 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
15.30
  • + tax
  • + fuel
  • + insurance
(or 0.15CAD per km)
  • 26.33CAD/100km (Original Contract back in Feb, 2020)
Time Analysis
Cost per day: (CAD)
11.54
  • + tax
  • + insurance
  • + km driven & fuel
(0.17CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
529.41
  • km/week
  • without any
  • additional costs
Excess km cost: Not Provided
  • 307.69km/week (Contract Original back in Feb, 2020)

Seller Contact Info

This Contract was Already Transferred.

Similar Listings in Toronto

+ 3,000 cash
CAD/month x 23 months
2024 BMW M 440xi (ID: #53838)
1,329
TORONTO
2024 BMW

M 440xi Automatique AWD Premium Enhanced, M Sport

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 1,329 CAD/month + tax
  • Cash Incentive: 3,000 CAD
  • Payment After Incentive: 1,199 CAD/month + tax
  • Original Downpayment: 5,000 CAD
  • Residual Value: 37,035 CAD
  • Months to End: 23 months (Sep, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 6,500 km total
  • Available Now: 38,348 km/year (3,196 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 32 months
2024 BMW 230iX drive (ID: #64234)
960
Markham
2024 BMW

230iX drive Automatique AWD Premium Enhanced Pkg,M Sport Pkg,M Sport Pro Pkg

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 960 CAD/month + tax
  • Original Downpayment: 5,000 CAD
  • Residual Value: 24,949 CAD
  • Months to End: 32 months (Jun, 2028)
Vehicle Status
  • Contract Allowance: 12,000 km/year
  • Current Odometer: 10,500 km total
  • Available Now: 14,063 km/year (1,172 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 16 months
2023 BMW i4 M50 Carbon Edition (ID: #64188)
1,398
Oakville, ON
2023 BMW

i4 M50 Carbon Edition Manuelle AWD Carbon Edition - Premium Package

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 1,398 CAD/month + tax
  • Residual Value: 76,911 CAD
  • Months to End: 16 months (Jan, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 44,000 km total
  • Available Now: 27,000 km/year (2,250 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 41 months
2024 Mercedes-Benz CLA250 4MATIC 4D Coupe (ID: #58462)
700
St.Catherines
2024 Mercedes-Benz

CLA250 4MATIC 4D Coupe Automatique AWD Exclusive Trim, AMG Line w/Night Package

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 700 CAD/month + tax
  • Residual Value: 25,076 CAD
  • Months to End: 41 months (Feb, 2029)
Vehicle Status
  • Contract Allowance: 18,000 km/year
  • Current Odometer: 20 km total
  • Available Now: 21,067 km/year (1,756 per month)
  • Excess Km Cost: 0.20 CAD/km
See all Details
CAD/month x 22 months
2024 BMW 430i xDrive Coupe (ID: #58320)
1,281
Toronto
2024 BMW

430i xDrive Coupe Automatique AWD Premium Essential Package, M sport Package, Service Inclusive, Privacy Tint 35%, Wheel Locks, 19inch Wheels

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 1,281 CAD/month + tax
  • Original Downpayment: 2,608 CAD
  • Residual Value: 30,550 CAD
  • Months to End: 22 months (Jul, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 1,616 km total
  • Available Now: 42,755 km/year (3,563 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
+ 1,000 cash
CAD/month x 42 months
2024 Toyota GR86 Premium (ID: #57281)
630
North York
2024 Toyota

GR86 Premium Manuelle 2WD

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 630 CAD/month + tax
  • Cash Incentive: 1,000 CAD
  • Payment After Incentive: 606 CAD/month + tax
  • Original Downpayment: 1,800 CAD
  • Residual Value: 18,000 CAD
  • Months to End: 42 months (Apr, 2029)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 3,800 km total
  • Available Now: 27,010 km/year (2,251 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details