Payment Analysis

410.98CAD/monthin Montreal, QC
    Before Taxes:
  • 410.98 CAD/month
  • 189.68 CAD/bi-weekly
  • 94.84 CAD/week
  • 4,931.76 CAD/year
Incl. Québec Taxes (14.98%):
  • 472.54 CAD/month
  • 218.10 CAD/bi-weekly
  • 109.05 CAD/week
  • 5,670.54 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 16,493 ~ 17,793 CAD

compared to leasing a BRAND NEW:

  • Honda Civic Sedan LX AWD (FIT SPORT Manual 2WD has been discontinued)
  • for 12 months
  • in QC
  • $0 down payment
  • 40,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 691
This Contract (CAD/month) 411
Monthly Difference 281 CAD/month
Remaining Term x 53 months
Total Monthly Difference = 14,893 CAD
+ Winter Tires Cost (CAD) + 800 ~ 1,200
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 16,493 ~ 17,793

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 33,648 CAD
  • Total Vehicle Debt: 52,439 CAD
  • Paid so Far: 18,791 CAD (35% Paid)
  • Remaining Lease Payments: 21,782 CAD
  • Residual Value: 11,866 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 18,791 CAD Total Vehicle Value: 52,439 CAD
35% Paid
65%
Vehicle Debt Breakdown
Downpayment: 26,189 CAD Remaining Term: 21,782 CAD
Term Paid so Far: -7,398 CAD Residual Value: 11,866 CAD
48%
-13%
42%
23%
Cost to Own
Already Paid: 18,791 CAD (35%)
Cash Incentive: 0 CAD Buyout Price Today: 33,648 CAD
35% Paid
0%
65%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 33,648 CAD

  • 4.9%Interest Rate x 48 months
  • 773 CAD/month + tax
  • Total Payable: 37,122 CAD
  • Total Interest: 3,474 CAD
  • 8.9%Interest Rate x 48 months
  • 836 CAD/month + tax
  • Total Payable: 40,116 CAD
  • Total Interest: 6,467 CAD
  • 14.9%Interest Rate x 48 months
  • 935 CAD/month + tax
  • Total Payable: 44,868 CAD
  • Total Interest: 11,220 CAD

At the end of the Lease Contract

Residual Value: 11,866 CAD (in 53 months)

  • 4.9%Interest Rate x 48 months
  • 273 CAD/month + tax
  • Total Payable: 13,091 CAD
  • Total Interest: 1,225 CAD
  • 8.9%Interest Rate x 48 months
  • 295 CAD/month + tax
  • Total Payable: 14,147 CAD
  • Total Interest: 2,281 CAD
  • 14.9%Interest Rate x 48 months
  • 330 CAD/month + tax
  • Total Payable: 15,823 CAD
  • Total Interest: 3,957 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
67.20
  • + tax
  • + fuel
  • + insurance
(or 0.67CAD per km)
Time Analysis
Cost per day: (CAD)
13.51
  • + tax
  • + insurance
  • + km driven & fuel
(0.06CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
141.13
  • km/week
  • without any
  • additional costs
Excess km cost: 0.12CAD

Seller Contact Info

This Contract was Already Transferred.

Similar Listings in Montreal

+ 550 cash
CAD/month x 20 months
2024 Mazda CX 30 GT 4DR AWD (ID: #64056)
527
Brossard
2024 Mazda

CX 30 GT 4DR AWD Automatique AWD

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 527 CAD/month + tax
  • Cash Incentive: 550 CAD
  • Payment After Incentive: 499 CAD/month + tax
  • Months to End: 20 months (May, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 36,875 km total
  • Available Now: 25,875 km/year (2,156 per month)
See all Details
+ 1,998 cash
CAD/month x 20 months
2024 Audi S5 Sportback Progressiv (ID: #69725)
976
Laval
2024 Audi

S5 Sportback Progressiv Automatique AWD

  • Winter Tires Included
Payment Details
  • Current Payment: 976 CAD/month + tax
  • Cash Incentive: 1,998 CAD
  • Payment After Incentive: 876 CAD/month + tax
  • Residual Value: 38,499 CAD
  • Months to End: 20 months (May, 2028)
Vehicle Status
  • Contract Allowance: 25,000 km/year
  • Current Odometer: 43,000 km total
  • Available Now: 34,200 km/year (2,850 per month)
  • Excess Km Cost: 0.20 CAD/km
See all Details
CAD/month x 11 months
2024 Nissan Sentra SV (ID: #69354)
331
Laval, QC
2024 Nissan

Sentra SV CVT 2WD

  • Warranty Complete Term
Payment Details
  • Current Payment: 331 CAD/month + tax
  • Residual Value: 18,000 CAD
  • Months to End: 11 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 40,800 km total
  • Available Now: 20,945 km/year (1,745 per month)
  • Please note that this contract ends in less than a year.
  • Excess Km Cost: 0.10 CAD/km
See all Details
+ 4,000 cash
2025 KIA

K4 EX (4,000 CAD Incentive - call: 6133293525) Automatique 2WD Safety: Blind-spot collision-avoidance, rear cross-traffic collision-avoidance Tech: Wireless phone charger, 6 speakers, Drive Mode Select Interior: Heated steering wheel, leather-wrapped wheel/shift knob, rear vents, nicer trim details

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 461 CAD/month + tax
  • Cash Incentive: 4,000 CAD
  • Payment After Incentive: 313 CAD/month + tax
  • Months to End: 27 months (Dec, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 23,000 km total
  • Available Now: 25,333 km/year (2,111 per month)
See all Details
+ 4,000 cash
2025 KIA

K4 EX (4,000 CAD Incentive - call: 6133293525) Automatique 2WD Safety: Blind-spot collision-avoidance, rear cross-traffic collision-avoidance Tech: Wireless phone charger, 6 speakers, Drive Mode Select Interior: Heated steering wheel, leather-wrapped wheel/shift knob, rear vents, nicer trim details

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 461 CAD/month + tax
  • Cash Incentive: 4,000 CAD
  • Payment After Incentive: 313 CAD/month + tax
  • Months to End: 27 months (Dec, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 23,000 km total
  • Available Now: 25,333 km/year (2,111 per month)
See all Details
+ 2,000 cash
2025 KIA

K4 EX+ (call me or text me at 613 329 3525) Automatique 2WD Call me or text me at 613 329 3525

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 500 CAD/month + tax
  • Cash Incentive: 2,000 CAD
  • Payment After Incentive: 425 CAD/month + tax
  • Months to End: 27 months (Dec, 2028)
Vehicle Status
  • Contract Allowance: 25,000 km/year
  • Current Odometer: 23,000 km total
  • Available Now: 34,222 km/year (2,852 per month)
See all Details