Payment Analysis

367.31CAD/monthin Kamloops, BC
    Before Taxes:
  • 367.31 CAD/month
  • 169.53 CAD/bi-weekly
  • 84.76 CAD/week
  • 4,407.72 CAD/year
Incl. B.C. Taxes (12%):
  • 411.39 CAD/month
  • 189.87 CAD/bi-weekly
  • 94.94 CAD/week
  • 4,936.65 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 3,432 CAD

compared to leasing a BRAND NEW:

  • KIA K5 EX AWD
  • for 60 months
  • in BC
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 443
This Contract (CAD/month) 367
Monthly Difference 76 CAD/month
Remaining Term x 32 months
Total Monthly Difference = 2,432 CAD
+ Cash Incentive** (CAD) + 1,000
Total Savings (CAD) = 3,432
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 65,183 CAD
  • Total Vehicle Debt: 86,283 CAD
  • Paid so Far: 20,100 CAD (23% Paid)
  • Remaining Lease Payments: 11,754 CAD
  • Residual Value: 54,429 CAD
  • Cash Incentive: 1,000 CAD
Vehicle Debt & Value
Paid so far: 20,100 CAD Total Vehicle Value: 86,283 CAD
23% Paid
77%
Vehicle Debt Breakdown
Downpayment: 1,000 CAD Remaining Term: 11,754 CAD
Term Paid so Far: 19,100 CAD Residual Value: 54,429 CAD
1%
22%
13%
64%
Cost to Own
Already Paid: 20,100 CAD (23%)
Cash Incentive: 1,000 CAD Buyout Price Today: 65,183 CAD
23% Paid
1%
76%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 65,183 CAD

  • 4.9%Interest Rate x 48 months
  • 1,498 CAD/month + tax
  • Total Payable: 71,912 CAD
  • Total Interest: 6,729 CAD
  • 8.9%Interest Rate x 48 months
  • 1,619 CAD/month + tax
  • Total Payable: 77,712 CAD
  • Total Interest: 12,528 CAD
  • 14.9%Interest Rate x 48 months
  • 1,811 CAD/month + tax
  • Total Payable: 86,918 CAD
  • Total Interest: 21,735 CAD

At the end of the Lease Contract

Residual Value: 54,429 CAD (in 32 months)

  • 4.9%Interest Rate x 48 months
  • 1,251 CAD/month + tax
  • Total Payable: 60,048 CAD
  • Total Interest: 5,619 CAD
  • 8.9%Interest Rate x 48 months
  • 1,352 CAD/month + tax
  • Total Payable: 64,891 CAD
  • Total Interest: 10,462 CAD
  • 14.9%Interest Rate x 48 months
  • 1,512 CAD/month + tax
  • Total Payable: 72,578 CAD
  • Total Interest: 18,149 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
3.32
  • + tax
  • + fuel
  • + insurance
(inlcuding the 1,000CAD incentive)
  • 3.63CAD/100km (TODAY without the Cash Incentive)
  • 8.82CAD/100km (Original Contract back in Jan, 2021)
Time Analysis
Cost per day: (CAD)
11.05
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 1,000CAD incentive)
  • 12.08CAD/day (Original Contract back in Jan, 2021)
Remaining Km
Can be driven up to:
2,334.30
  • km/week
  • without any
  • additional costs
Excess km cost: Not Provided
  • 961.54km/week (Contract Original back in Jan, 2021)

Seller Contact Info

This Contract was Already Transferred.

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