Payment Analysis

578.90CAD/monthin Montréal, QC
    Before Taxes:
  • 578.90 CAD/month
  • 267.18 CAD/bi-weekly
  • 133.59 CAD/week
  • 6,946.80 CAD/year
Incl. Québec Taxes (14.98%):
  • 665.62 CAD/month
  • 307.21 CAD/bi-weekly
  • 153.60 CAD/week
  • 7,987.43 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 4,990 ~ 6,290 CAD

compared to leasing a BRAND NEW:

  • Audi A4 Sedan 45 quattro Komfort
  • for 24 months
  • in QC
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 856
This Contract (CAD/month) 579
Monthly Difference 278 CAD/month
Remaining Term x 5 months
Total Monthly Difference = 1,390 CAD
+ Cash Incentive** (CAD) + 2,000
+ Winter Tires Cost (CAD) + 800 ~ 1,200
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 4,990 ~ 6,290
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 22,491 CAD
  • Total Vehicle Debt: 49,384 CAD
  • Paid so Far: 24,893 CAD (50% Paid)
  • Remaining Lease Payments: 2,895 CAD
  • Residual Value: 21,597 CAD
  • Cash Incentive: 2,000 CAD
Vehicle Debt & Value
Paid so far: 24,893 CAD Total Vehicle Value: 49,384 CAD
50% Paid
50%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 2,895 CAD
Term Paid so Far: 24,893 CAD Residual Value: 21,597 CAD
0%
50%
5%
45%
Cost to Own
Already Paid: 24,893 CAD (50%)
Cash Incentive: 2,000 CAD Buyout Price Today: 22,491 CAD
50% Paid
4%
46%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 22,491 CAD

  • 4.9%Interest Rate x 48 months
  • 517 CAD/month + tax
  • Total Payable: 24,813 CAD
  • Total Interest: 2,322 CAD
  • 8.9%Interest Rate x 48 months
  • 559 CAD/month + tax
  • Total Payable: 26,814 CAD
  • Total Interest: 4,323 CAD
  • 14.9%Interest Rate x 48 months
  • 625 CAD/month + tax
  • Total Payable: 29,990 CAD
  • Total Interest: 7,499 CAD

At the end of the Lease Contract

Residual Value: 21,597 CAD (in 5 months)

  • 4.9%Interest Rate x 48 months
  • 496 CAD/month + tax
  • Total Payable: 23,826 CAD
  • Total Interest: 2,229 CAD
  • 8.9%Interest Rate x 48 months
  • 536 CAD/month + tax
  • Total Payable: 25,747 CAD
  • Total Interest: 4,151 CAD
  • 14.9%Interest Rate x 48 months
  • 600 CAD/month + tax
  • Total Payable: 28,798 CAD
  • Total Interest: 7,201 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
1.78
  • + tax
  • + fuel
  • + insurance
(inlcuding the 2,000CAD incentive)
  • 5.77CAD/100km (TODAY without the Cash Incentive)
  • 43.42CAD/100km (Original Contract back in Nov, 2019)
Time Analysis
Cost per day: (CAD)
5.88
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 2,000CAD incentive)
  • 19.03CAD/day (Original Contract back in Nov, 2019)
Remaining Km
Can be driven up to:
2,314.98
  • km/week
  • without any
  • additional costs
Excess km cost: 0.25CAD
  • 307.69km/week (Contract Original back in Nov, 2019)

Seller Contact Info

This Contract was Already Transferred.

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