Payment Analysis

1,652.42CAD/monthin Montreal, QC
    Before Taxes:
  • 1,652.42 CAD/month
  • 762.66 CAD/bi-weekly
  • 381.33 CAD/week
  • 19,829.04 CAD/year
Incl. Québec Taxes (14.98%):
  • 1,899.95 CAD/month
  • 876.90 CAD/bi-weekly
  • 438.45 CAD/week
  • 22,799.43 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 8,092 CAD

compared to leasing a BRAND NEW:

  • BMW M850i xDrive Gran Coupé w/ 8-Speed Sport Automatic Transmission with Paddles
  • for 44 months
  • in Québec
  • $0 down payment
  • 16,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 2,230
This Contract (CAD/month) 1,652
Monthly Difference 578 CAD/month
Remaining Term x 14 months
Total Monthly Difference = 8,092 CAD
Total Savings (CAD) = 8,092

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 74,458 CAD
  • Total Vehicle Debt: 125,683 CAD
  • Paid so Far: 51,225 CAD (40% Paid)
  • Remaining Lease Payments: 23,134 CAD
  • Residual Value: 51,324 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 51,225 CAD Total Vehicle Value: 125,683 CAD
40% Paid
60%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 23,134 CAD
Term Paid so Far: 51,225 CAD Residual Value: 51,324 CAD
0%
40%
18%
42%
Cost to Own
Already Paid: 51,225 CAD (40%)
Cash Incentive: 0 CAD Buyout Price Today: 74,458 CAD
40% Paid
0%
60%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 74,458 CAD

  • 4.9%Interest Rate x 48 months
  • 1,711 CAD/month + tax
  • Total Payable: 82,144 CAD
  • Total Interest: 7,687 CAD
  • 8.9%Interest Rate x 48 months
  • 1,849 CAD/month + tax
  • Total Payable: 88,769 CAD
  • Total Interest: 14,311 CAD
  • 14.9%Interest Rate x 48 months
  • 2,068 CAD/month + tax
  • Total Payable: 99,285 CAD
  • Total Interest: 24,828 CAD

At the end of the Lease Contract

Residual Value: 51,324 CAD (in 14 months)

  • 4.9%Interest Rate x 48 months
  • 1,180 CAD/month + tax
  • Total Payable: 56,622 CAD
  • Total Interest: 5,298 CAD
  • 8.9%Interest Rate x 48 months
  • 1,275 CAD/month + tax
  • Total Payable: 61,189 CAD
  • Total Interest: 9,865 CAD
  • 14.9%Interest Rate x 48 months
  • 1,426 CAD/month + tax
  • Total Payable: 68,438 CAD
  • Total Interest: 17,114 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
42.45
  • + tax
  • + fuel
  • + insurance
(or 0.42CAD per km)
  • 123.93CAD/100km (Original Contract back in Oct, 2020)
Time Analysis
Cost per day: (CAD)
54.33
  • + tax
  • + insurance
  • + km driven & fuel
(0.23CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
898.35
  • km/week
  • without any
  • additional costs
Excess km cost: 0.30CAD
  • 307.69km/week (Contract Original back in Oct, 2020)

Seller Contact Info

This Contract was Already Transferred.

Similar Listings in Montreal

CAD/month x 31 months
2024 Mazda CX 30 GT 4DR AWD (ID: #64056)
527
Brossard
2024 Mazda

CX 30 GT 4DR AWD Automatique AWD

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 527 CAD/month + tax
  • Months to End: 31 months (May, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 21,000 km total
  • Available Now: 22,839 km/year (1,903 per month)
See all Details
CAD/month x 23 months
2023 Mazda Mazda 3 gs (ID: #63643)
196
Monsieur
2023 Mazda

Mazda 3 gs Automatique AWD

  • Warranty Complete Term
Payment Details
  • Current Payment: 196 CAD/month + tax
  • Residual Value: 14,566 CAD
  • Months to End: 23 months (Sep, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 50,000 km total
  • Available Now: 15,652 km/year (1,304 per month)
See all Details
+ 1,000 cash
CAD/month x 46 months
2024 KIA EV6 Land AWD GT package2 (ID: #63254)
735
Montreal, QC
2024 KIA

EV6 Land AWD GT package2 Automatique AWD

  • Winter Tires Included
Payment Details
  • Current Payment: 735 CAD/month + tax
  • Cash Incentive: 1,000 CAD
  • Payment After Incentive: 713 CAD/month + tax
  • Months to End: 46 months (Aug, 2029)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 22,000 km total
  • Available Now: 15,130 km/year (1,261 per month)
  • Excess Km Cost: 0.12 CAD/km
See all Details
CAD/month x 50 months
2025 Hyundai Elantra 2.0 (ID: #62417)
259
Montreal qc
2025 Hyundai

Elantra 2.0 Automatique 2WD Preferred with Tec package

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 259 CAD/month + tax
  • Residual Value: 13,075 CAD
  • Months to End: 50 months (Nov, 2029)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 9,000 km total
  • Available Now: 21,840 km/year (1,820 per month)
  • Excess Km Cost: 0.20 CAD/km
See all Details
CAD/month x 37 months
2023 KIA Rio LX Plus (ID: #60777)
170
Montréal
2023 KIA

Rio LX Plus Automatique 2WD

  • Winter Tires Included
Payment Details
  • Current Payment: 170 CAD/month + tax
  • Months to End: 37 months (Nov, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 17,000 km total
  • Available Now: 26,919 km/year (2,243 per month)
  • Excess Km Cost: 0.12 CAD/km
See all Details
+ 500 cash
CAD/month x 61 months
2025 KIA K4 (ID: #59621)
450
Montreal
2025 KIA

K4 Automatique 2WD

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 450 CAD/month + tax
  • Cash Incentive: 500 CAD
  • Payment After Incentive: 442 CAD/month + tax
  • Months to End: 61 months (Oct, 2030)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 7,300 km total
  • Available Now: 17,449 km/year (1,454 per month)
See all Details