Payment Analysis

818.00CAD/monthin Montreal, QC
    Before Taxes:
  • 818.00 CAD/month
  • 377.54 CAD/bi-weekly
  • 188.77 CAD/week
  • 9,816.00 CAD/year
Incl. Québec Taxes (14.98%):
  • 940.54 CAD/month
  • 434.09 CAD/bi-weekly
  • 217.05 CAD/week
  • 11,286.44 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 3,032 CAD

compared to leasing a BRAND NEW:

  • BMW M340i xDrive Sedan w/ 8-Speed Sport Automatic Transmission with Paddles + Premium Enhanced Package ($4,500)
  • for 48 months
  • in Québec
  • $0 down payment
  • 12,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 1,197
This Contract (CAD/month) 818
Monthly Difference 379 CAD/month
Remaining Term x 8 months
Total Monthly Difference = 3,032 CAD
Total Savings (CAD) = 3,032

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 35,101 CAD
  • Total Vehicle Debt: 67,003 CAD
  • Paid so Far: 31,902 CAD (47% Paid)
  • Remaining Lease Payments: 6,544 CAD
  • Residual Value: 28,557 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 31,902 CAD Total Vehicle Value: 67,003 CAD
47% Paid
53%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 6,544 CAD
Term Paid so Far: 31,902 CAD Residual Value: 28,557 CAD
0%
47%
9%
44%
Cost to Own
Already Paid: 31,902 CAD (47%)
Cash Incentive: 0 CAD Buyout Price Today: 35,101 CAD
47% Paid
0%
53%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 35,101 CAD

  • 4.9%Interest Rate x 48 months
  • 807 CAD/month + tax
  • Total Payable: 38,725 CAD
  • Total Interest: 3,624 CAD
  • 8.9%Interest Rate x 48 months
  • 872 CAD/month + tax
  • Total Payable: 41,848 CAD
  • Total Interest: 6,747 CAD
  • 14.9%Interest Rate x 48 months
  • 975 CAD/month + tax
  • Total Payable: 46,805 CAD
  • Total Interest: 11,704 CAD

At the end of the Lease Contract

Residual Value: 28,557 CAD (in 8 months)

  • 4.9%Interest Rate x 48 months
  • 656 CAD/month + tax
  • Total Payable: 31,505 CAD
  • Total Interest: 2,948 CAD
  • 8.9%Interest Rate x 48 months
  • 709 CAD/month + tax
  • Total Payable: 34,046 CAD
  • Total Interest: 5,489 CAD
  • 14.9%Interest Rate x 48 months
  • 793 CAD/month + tax
  • Total Payable: 38,079 CAD
  • Total Interest: 9,522 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
13.93
  • + tax
  • + fuel
  • + insurance
(or 0.14CAD per km)
  • 81.80CAD/100km (Original Contract back in Oct, 2020)
Time Analysis
Cost per day: (CAD)
26.89
  • + tax
  • + insurance
  • + km driven & fuel
(0.41CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
1,355.19
  • km/week
  • without any
  • additional costs
Excess km cost: 0.15CAD
  • 230.77km/week (Contract Original back in Oct, 2020)

Seller Contact Info

This Contract was Already Transferred.

Similar Listings in Montreal

CAD/month x 52 months
2025 Hyundai Elantra 2.0 (ID: #62417)
259
Montreal qc
2025 Hyundai

Elantra 2.0 Automatique 2WD Preferred with Tec package

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 259 CAD/month + tax
  • Residual Value: 13,075 CAD
  • Months to End: 52 months (Nov, 2029)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 9,000 km total
  • Available Now: 21,000 km/year (1,750 per month)
  • Excess Km Cost: 0.20 CAD/km
See all Details
CAD/month x 40 months
2023 KIA Rio LX Plus (ID: #60777)
170
Montréal
2023 KIA

Rio LX Plus Automatique 2WD

  • Winter Tires Included
Payment Details
  • Current Payment: 170 CAD/month + tax
  • Months to End: 40 months (Nov, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 17,000 km total
  • Available Now: 24,900 km/year (2,075 per month)
  • Excess Km Cost: 0.12 CAD/km
See all Details
+ 500 cash
CAD/month x 63 months
2025 KIA K4 (ID: #59621)
450
Montreal
2025 KIA

K4 Automatique 2WD

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 450 CAD/month + tax
  • Cash Incentive: 500 CAD
  • Payment After Incentive: 442 CAD/month + tax
  • Months to End: 63 months (Oct, 2030)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 7,300 km total
  • Available Now: 16,895 km/year (1,408 per month)
See all Details
CAD/month x 39 months
2023 Hyundai Elantra Luxury (ID: #58912)
455
Laval
2023 Hyundai

Elantra Luxury Automatique 2WD Démareur à distance avec pneu hiver et été, sige cuivre

  • Wear & Tear Coverage
Payment Details
  • Current Payment: 455 CAD/month + tax
  • Original Downpayment: 1,000 CAD
  • Residual Value: 14,162 CAD
  • Months to End: 39 months (Oct, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 40,000 km total
  • Available Now: 18,462 km/year (1,538 per month)
  • Excess Km Cost: 0.12 CAD/km
See all Details
CAD/month x 46 months
2024 Honda Civic EX (ID: #57015)
518
Montreal
2024 Honda

Civic EX Automatique AWD

  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 518 CAD/month + tax
  • Months to End: 46 months (May, 2029)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 8,000 km total
  • Available Now: 21,391 km/year (1,783 per month)
See all Details
CAD/month x 19 months
2023 Audi A4 Konfort (ID: #55698)
750
Montreal, Qc
2023 Audi

A4 Konfort Automatique AWD Vorsprung edition + Night optics package

  • Warranty Complete Term
Payment Details
  • Current Payment: 750 CAD/month + tax
  • Months to End: 19 months (Feb, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 12,000 km total
  • Available Now: 32,842 km/year (2,737 per month)
See all Details