Payment Analysis

260.60CAD/monthin Montreal, QC
    Before Taxes:
  • 260.60 CAD/month
  • 120.28 CAD/bi-weekly
  • 60.14 CAD/week
  • 3,127.20 CAD/year
Incl. Québec Taxes (14.98%):
  • 299.64 CAD/month
  • 138.29 CAD/bi-weekly
  • 69.15 CAD/week
  • 3,595.65 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 5,802 ~ 6,202 CAD

compared to leasing a BRAND NEW:

  • SPARK FWD 1LT CVT
  • for 24 months
  • in Québec
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 375
This Contract (CAD/month) 261
Monthly Difference 115 CAD/month
Remaining Term x 39 months
Total Monthly Difference = 4,485 CAD
+ Cash Incentive** (CAD) + 517
+ Winter Tires Cost (CAD) + 800 ~ 1,200
Total Savings (CAD) = 5,802 ~ 6,202
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 15,628 CAD
  • Total Vehicle Debt: 18,491 CAD
  • Paid so Far: 2,345 CAD (12% Paid)
  • Remaining Lease Payments: 10,163 CAD
  • Residual Value: 5,982 CAD
  • Cash Incentive: 517 CAD
Vehicle Debt & Value
Paid so far: 2,345 CAD Total Vehicle Value: 18,491 CAD
12% Paid
88%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 10,163 CAD
Term Paid so Far: 2,345 CAD Residual Value: 5,982 CAD
0%
12%
55%
33%
Cost to Own
Already Paid: 2,345 CAD (12%)
Cash Incentive: 517 CAD Buyout Price Today: 15,628 CAD
12% Paid
2%
86%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 15,628 CAD

  • 4.9%Interest Rate x 48 months
  • 359 CAD/month + tax
  • Total Payable: 17,242 CAD
  • Total Interest: 1,613 CAD
  • 8.9%Interest Rate x 48 months
  • 388 CAD/month + tax
  • Total Payable: 18,632 CAD
  • Total Interest: 3,004 CAD
  • 14.9%Interest Rate x 48 months
  • 434 CAD/month + tax
  • Total Payable: 20,840 CAD
  • Total Interest: 5,211 CAD

At the end of the Lease Contract

Residual Value: 5,982 CAD (in 39 months)

  • 4.9%Interest Rate x 48 months
  • 137 CAD/month + tax
  • Total Payable: 6,600 CAD
  • Total Interest: 618 CAD
  • 8.9%Interest Rate x 48 months
  • 149 CAD/month + tax
  • Total Payable: 7,132 CAD
  • Total Interest: 1,150 CAD
  • 14.9%Interest Rate x 48 months
  • 166 CAD/month + tax
  • Total Payable: 7,977 CAD
  • Total Interest: 1,995 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
15.51
  • + tax
  • + fuel
  • + insurance
(inlcuding the 517CAD incentive)
Time Analysis
Cost per day: (CAD)
8.13
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 517CAD incentive)
Remaining Km
Can be driven up to:
368.05
  • km/week
  • without any
  • additional costs
Excess km cost: Not Provided

Seller Contact Info

This Contract was Already Transferred.

Similar Listings in Montreal

+ 550 cash
CAD/month x 24 months
2024 Mazda CX 30 GT 4DR AWD (ID: #64056)
527
Brossard
2024 Mazda

CX 30 GT 4DR AWD Automatique AWD

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 527 CAD/month + tax
  • Cash Incentive: 550 CAD
  • Payment After Incentive: 504 CAD/month + tax
  • Months to End: 24 months (May, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 21,000 km total
  • Available Now: 29,500 km/year (2,458 per month)
See all Details
+ 1,998 cash
CAD/month x 24 months
2024 Audi S5 Sportback Progressiv (ID: #69725)
976
Laval
2024 Audi

S5 Sportback Progressiv Automatique AWD

  • Winter Tires Included
Payment Details
  • Current Payment: 976 CAD/month + tax
  • Cash Incentive: 1,998 CAD
  • Payment After Incentive: 893 CAD/month + tax
  • Residual Value: 38,499 CAD
  • Months to End: 24 months (May, 2028)
Vehicle Status
  • Contract Allowance: 25,000 km/year
  • Current Odometer: 43,000 km total
  • Available Now: 28,500 km/year (2,375 per month)
  • Excess Km Cost: 0.20 CAD/km
See all Details
CAD/month x 15 months
2024 Nissan Sentra SV (ID: #69354)
331
Laval, QC
2024 Nissan

Sentra SV CVT 2WD

  • Warranty Complete Term
Payment Details
  • Current Payment: 331 CAD/month + tax
  • Residual Value: 18,000 CAD
  • Months to End: 15 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 40,800 km total
  • Available Now: 15,360 km/year (1,280 per month)
  • Excess Km Cost: 0.10 CAD/km
See all Details
+ 1,500 cash
CAD/month x 31 months
2025 KIA K4 EX (ID: #69228)
115
Montreal, QC
2025 KIA

K4 EX Automatique 2WD Safety: Blind-spot collision-avoidance, rear cross-traffic collision-avoidance Tech: Wireless phone charger, 6 speakers, Drive Mode Select Interior: Heated steering wheel, leather-wrapped wheel/shift knob, rear vents, nicer trim details

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 115 CAD/month + tax
  • Cash Incentive: 1,500 CAD
  • Payment After Incentive: 67 CAD/month + tax
  • Months to End: 31 months (Dec, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 23,000 km total
  • Available Now: 22,065 km/year (1,839 per month)
See all Details
+ 1,500 cash
CAD/month x 31 months
2025 KIA K4 EX (ID: #69227)
115
Montreal, QC
2025 KIA

K4 EX Automatique 2WD Safety: Blind-spot collision-avoidance, rear cross-traffic collision-avoidance Tech: Wireless phone charger, 6 speakers, Drive Mode Select Interior: Heated steering wheel, leather-wrapped wheel/shift knob, rear vents, nicer trim details

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 115 CAD/month + tax
  • Cash Incentive: 1,500 CAD
  • Payment After Incentive: 67 CAD/month + tax
  • Months to End: 31 months (Dec, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 23,000 km total
  • Available Now: 22,065 km/year (1,839 per month)
See all Details
+ 2,000 cash
2025 KIA

K4 EX+ (call me or text me at 613 329 3525) Automatique 2WD Call me or text me at 613 329 3525

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 500 CAD/month + tax
  • Cash Incentive: 2,000 CAD
  • Payment After Incentive: 435 CAD/month + tax
  • Months to End: 31 months (Dec, 2028)
Vehicle Status
  • Contract Allowance: 25,000 km/year
  • Current Odometer: 23,000 km total
  • Available Now: 29,806 km/year (2,484 per month)
See all Details