Payment Analysis

509.00CAD/monthin Toronto, ON
    Before Taxes:
  • 509.00 CAD/month
  • 234.92 CAD/bi-weekly
  • 117.46 CAD/week
  • 6,108.00 CAD/year
Incl. Ontario Taxes (13%):
  • 575.17 CAD/month
  • 265.46 CAD/bi-weekly
  • 132.73 CAD/week
  • 6,902.04 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 51,678 ~ 52,578 CAD

compared to leasing a BRAND NEW:

  • BMW X3 xDrive30e
  • for 12 months
  • in Ontario
  • $0 down payment
  • 12,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 1,803
This Contract (CAD/month) 509
Monthly Difference 1,294 CAD/month
Remaining Term x 37 months
Total Monthly Difference = 47,878 CAD
+ Cash Incentive** (CAD) + 3,000
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 51,678 ~ 52,578
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 39,590 CAD
  • Total Vehicle Debt: 48,189 CAD
  • Paid so Far: 5,599 CAD (11% Paid)
  • Remaining Lease Payments: 18,833 CAD
  • Residual Value: 23,757 CAD
  • Cash Incentive: 3,000 CAD
Vehicle Debt & Value
Paid so far: 5,599 CAD Total Vehicle Value: 48,189 CAD
11% Paid
89%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 18,833 CAD
Term Paid so Far: 5,599 CAD Residual Value: 23,757 CAD
0%
11%
39%
50%
Cost to Own
Already Paid: 5,599 CAD (11%)
Cash Incentive: 3,000 CAD Buyout Price Today: 39,590 CAD
11% Paid
6%
83%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 39,590 CAD

  • 4.9%Interest Rate x 48 months
  • 910 CAD/month + tax
  • Total Payable: 43,677 CAD
  • Total Interest: 4,087 CAD
  • 8.9%Interest Rate x 48 months
  • 983 CAD/month + tax
  • Total Payable: 47,199 CAD
  • Total Interest: 7,609 CAD
  • 14.9%Interest Rate x 48 months
  • 1,100 CAD/month + tax
  • Total Payable: 52,791 CAD
  • Total Interest: 13,201 CAD

At the end of the Lease Contract

Residual Value: 23,757 CAD (in 37 months)

  • 4.9%Interest Rate x 48 months
  • 546 CAD/month + tax
  • Total Payable: 26,210 CAD
  • Total Interest: 2,453 CAD
  • 8.9%Interest Rate x 48 months
  • 590 CAD/month + tax
  • Total Payable: 28,323 CAD
  • Total Interest: 4,566 CAD
  • 14.9%Interest Rate x 48 months
  • 660 CAD/month + tax
  • Total Payable: 31,679 CAD
  • Total Interest: 7,922 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
226.19
  • + tax
  • + fuel
  • + insurance
(inlcuding the 3,000CAD incentive)
Time Analysis
Cost per day: (CAD)
14.07
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 3,000CAD incentive)
Remaining Km
Can be driven up to:
43.66
  • km/week
  • without any
  • additional costs
Excess km cost: 0.15CAD

Seller Contact Info

This Contract was Already Transferred.

Similar Listings in Toronto

+ 1,000 cash
SAVE ~6,300 CAD
CAD/month x 12 months
2020 Jeep Wrangler Unlimited Sahara (ID: #52227)
678
Pickering, ON
2020 Jeep

Wrangler Unlimited Sahara Automatique AWD

Payment Details
  • Current Payment: 678 CAD/month + tax
  • Cash Incentive: 1,000 CAD
  • Payment After Incentive: 595 CAD/month + tax
  • Residual Value: 34,450 CAD
  • Months to End: 12 months (May, 2025)
Vehicle Status
  • Contract Allowance: 24,000 km/year
  • Current Odometer: 72,000 km total
  • Available Now: 22,000 km/year (1,833 per month)
Deal Special Perks
  • Hot Lease Takeover Deal
  • High End Vehicle & Options
  • Lots of FREE Available Km
  • Good Buyout Opportunity
Perks are determined by LeaseCosts Canada Inc. and not by the person who listed the vehicle.
See all Details
+ 6,000 cash
CAD/month x 13 months
2022 BMW X5 xDrive40i Sports Activity (ID: #48391)
1,443
Toronto, ON
2022 BMW

X5 xDrive40i Sports Activity Automatique AWD w/ Warranty Complete Term + Wear & Tear Coverage

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 1,443 CAD/month + tax
  • Required Payment: 6,000 CAD
  • Payment Including Incentive: 1,904 CAD/month + tax
  • Original Downpayment: 12,399 CAD
  • Residual Value: 45,150 CAD
  • Months to End: 13 months (Jul, 2025)
Vehicle Status
  • Contract Allowance: 17,454 km/year
  • Current Odometer: 16,000 km total
  • Available Now: 33,565 km/year (2,797 per month)
  • Excess Km Cost: 0.25 CAD/km
See all Details
+ 5,000 cash
SAVE ~8,200 CAD
CAD/month x 39 months
2023 BMW X3 xDrive 30i (ID: #51871)
952
Scarborough, ON
2023 BMW

X3 xDrive 30i Automatique AWD Premium Essential

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 952 CAD/month + tax
  • Cash Incentive: 5,000 CAD
  • Payment After Incentive: 823 CAD/month + tax
  • Residual Value: 28,175 CAD
  • Months to End: 39 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 16,038 km total
  • Available Now: 14,758 km/year (1,230 per month)
  • Excess Km Cost: 0.15 CAD/km
Deal Special Perks
  • Hot Lease Takeover Deal
  • Large Cash Incentive
  • Large Down Payment
  • All Main Coverages
  • High End Vehicle & Options
  • Lots of FREE Available Km
  • Good Buyout Opportunity
Perks are determined by LeaseCosts Canada Inc. and not by the person who listed the vehicle.
See all Details
+ 2,000 cash
SAVE ~21,600 CAD
CAD/month x 21 months
2022 BMW X5 M50 (ID: #51172)
1,837
Toronto, ON
2022 BMW

X5 M50 Automatique AWD Premium Package, Technology Package

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 1,837 CAD/month + tax
  • Cash Incentive: 2,000 CAD
  • Payment After Incentive: 1,742 CAD/month + tax
  • Residual Value: 45,448 CAD
  • Months to End: 21 months (Feb, 2026)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 28,000 km total
  • Available Now: 29,714 km/year (2,476 per month)
  • Excess Km Cost: 0.25 CAD/km
Deal Special Perks
  • Hot Lease Takeover Deal
  • Large Down Payment
  • All Main Coverages
  • High End Vehicle & Options
  • Lots of FREE Available Km
  • Good Buyout Opportunity
Perks are determined by LeaseCosts Canada Inc. and not by the person who listed the vehicle.
See all Details
SAVE ~3,800 CAD
CAD/month x 38 months
2022 Nissan Rouge Platinum (ID: #47342)
745
Mississuaga, ON
2022 Nissan

Rouge Platinum Automatique AWD Tricare Hazard Protect

  • Wear & Tear Coverage
Payment Details
  • Current Payment: 745 CAD/month + tax
  • Original Downpayment: 2,000 CAD
  • Residual Value: 16,707 CAD
  • Months to End: 38 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 18,000 km total
  • Available Now: 25,368 km/year (2,114 per month)
Deal Special Perks
  • Hot Lease Takeover Deal
  • High End Vehicle & Options
  • Lots of FREE Available Km
  • Good Buyout Opportunity
Perks are determined by LeaseCosts Canada Inc. and not by the person who listed the vehicle.
See all Details
+ 30,000 cash
SAVE ~-6,900 CAD
CAD/month x 23 months
2022 Acura MDX SH-AWD Platinum Elite (ID: #44869)
478
Toronto, ON
2022 Acura

MDX SH-AWD Platinum Elite Automatique AWD Acura 20” Wheel Glint Black Rims

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 478 CAD/month + tax
  • Required Payment: 30,000 CAD
  • Payment Including Incentive: 1,782 CAD/month + tax
  • Original Downpayment: 32,000 CAD
  • Residual Value: 18,720 CAD
  • Months to End: 23 months (May, 2026)
Vehicle Status
  • Contract Allowance: 24,000 km/year
  • Current Odometer: 24,644 km total
  • Available Now: 37,229 km/year (3,102 per month)
Deal Special Perks
  • Hot Lease Takeover Deal
  • Large Cash Incentive
  • Large Down Payment
  • All Main Coverages
  • High End Vehicle & Options
  • Lots of FREE Available Km
  • Good Buyout Opportunity
Perks are determined by LeaseCosts Canada Inc. and not by the person who listed the vehicle.
See all Details