Payment Analysis
639.00CAD/monthin Gatineau, QC
- 639.00 CAD/month
- 294.92 CAD/bi-weekly
- 147.46 CAD/week
- 7,668.00 CAD/year
Before Taxes:
Incl. Québec Taxes (14.98%):
- 734.72 CAD/month
- 339.10 CAD/bi-weekly
- 169.55 CAD/week
- 8,816.67 CAD/year
Lease Takeover/Buyout Analysis
The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)
For Leasing Purposes
With this deal, you are saving:
35,912 ~ 36,312 CAD
compared to leasing a BRAND NEW:
- BMW 440 Gran Coupe
- for 12 months
- in Québec
- $0 down payment
- 24,000 km/year (note this contract has way more)
Leasing New (CAD/month) | 1,471 |
---|---|
This Contract (CAD/month) | 639 |
Monthly Difference | 832 CAD/month |
Remaining Term | x 41 months |
Total Monthly Difference | = 34,112 CAD |
+ Cash Incentive** (CAD) | + 1,000 |
+ Winter Tires Cost (CAD) | + 800 ~ 1,200 |
Total Savings (CAD) | = 35,912 ~ 36,312 |
** "Cash Incentive" is not just a saving, it is physical money. |
For Buyout Purposes
To own this vehicle today (buying it as a used car) would cost:
55,999 CAD
- Total Vehicle Debt: 60,305 CAD
- Paid so Far: 3,306 CAD (5% Paid)
- Remaining Lease Payments: 26,199 CAD
- Residual Value: 30,800 CAD
- Cash Incentive: 1,000 CAD
Vehicle Debt & Value
Paid so far: 3,306 CAD Total Vehicle Value: 60,305 CAD
Vehicle Debt Breakdown
Downpayment: 750 CAD Remaining Term: 26,199 CAD
Term Paid so Far: 2,556 CAD Residual Value: 30,800 CAD
Cost to Own
Already Paid: 3,306 CAD (5%)
Cash Incentive: 1,000 CAD Buyout Price Today: 55,999 CAD
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)
Finance the remaining Debt Today
Remaining Term + Residual Value: 55,999 CAD
- 4.9%Interest Rate x 48 months
- 1,287 CAD/month + tax
- Total Payable: 61,780 CAD
- Total Interest: 5,781 CAD
- 8.9%Interest Rate x 48 months
- 1,391 CAD/month + tax
- Total Payable: 66,762 CAD
- Total Interest: 10,763 CAD
- 14.9%Interest Rate x 48 months
- 1,556 CAD/month + tax
- Total Payable: 74,672 CAD
- Total Interest: 18,673 CAD
At the end of the Lease Contract
Residual Value: 30,800 CAD (in 41 months)
- 4.9%Interest Rate x 48 months
- 708 CAD/month + tax
- Total Payable: 33,980 CAD
- Total Interest: 3,180 CAD
- 8.9%Interest Rate x 48 months
- 765 CAD/month + tax
- Total Payable: 36,720 CAD
- Total Interest: 5,920 CAD
- 14.9%Interest Rate x 48 months
- 856 CAD/month + tax
- Total Payable: 41,070 CAD
- Total Interest: 10,270 CAD
Business Vehicle Analysis
This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)
Distance Analysis
Cost to drive 100km: (CAD)
54.54
- + tax
- + fuel
- + insurance
Time Analysis
Cost per day: (CAD)
20.21
- + tax
- + insurance
- + km driven & fuel
Remaining Km
Can be driven up to:
260.04
- km/week
- without any
- additional costs