Payment Analysis

640.00CAD/monthin Toronto, ON
    Before Taxes:
  • 640.00 CAD/month
  • 295.38 CAD/bi-weekly
  • 147.69 CAD/week
  • 7,680.00 CAD/year
Incl. Ontario Taxes (13%):
  • 723.20 CAD/month
  • 333.78 CAD/bi-weekly
  • 166.89 CAD/week
  • 8,678.40 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 29,565 ~ 30,865 CAD

compared to leasing a BRAND NEW:

  • RAM 1500 SPORT
  • for 24 months
  • in Ontario
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 1,233
This Contract (CAD/month) 640
Monthly Difference 593 CAD/month
Remaining Term x 45 months
Total Monthly Difference = 26,685 CAD
+ Cash Incentive** (CAD) + 1,280
+ Winter Tires Cost (CAD) + 800 ~ 1,200
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 29,565 ~ 30,865
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 48,520 CAD
  • Total Vehicle Debt: 80,760 CAD
  • Paid so Far: 30,960 CAD (38% Paid)
  • Remaining Lease Payments: 28,800 CAD
  • Residual Value: 21,000 CAD
  • Cash Incentive: 1,280 CAD
Vehicle Debt & Value
Paid so far: 30,960 CAD Total Vehicle Value: 80,760 CAD
38% Paid
62%
Vehicle Debt Breakdown
Downpayment: 6,000 CAD Remaining Term: 28,800 CAD
Term Paid so Far: 24,960 CAD Residual Value: 21,000 CAD
7%
31%
35%
27%
Cost to Own
Already Paid: 30,960 CAD (38%)
Cash Incentive: 1,280 CAD Buyout Price Today: 48,520 CAD
38% Paid
1%
61%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 48,520 CAD

  • 4.9%Interest Rate x 48 months
  • 1,115 CAD/month + tax
  • Total Payable: 53,529 CAD
  • Total Interest: 5,009 CAD
  • 8.9%Interest Rate x 48 months
  • 1,205 CAD/month + tax
  • Total Payable: 57,846 CAD
  • Total Interest: 9,326 CAD
  • 14.9%Interest Rate x 48 months
  • 1,348 CAD/month + tax
  • Total Payable: 64,699 CAD
  • Total Interest: 16,179 CAD

At the end of the Lease Contract

Residual Value: 21,000 CAD (in 45 months)

  • 4.9%Interest Rate x 48 months
  • 483 CAD/month + tax
  • Total Payable: 23,168 CAD
  • Total Interest: 2,168 CAD
  • 8.9%Interest Rate x 48 months
  • 522 CAD/month + tax
  • Total Payable: 25,036 CAD
  • Total Interest: 4,036 CAD
  • 14.9%Interest Rate x 48 months
  • 583 CAD/month + tax
  • Total Payable: 28,002 CAD
  • Total Interest: 7,002 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
17.75
  • + tax
  • + fuel
  • + insurance
(inlcuding the 1,280CAD incentive)
  • 18.58CAD/100km (TODAY without the Cash Incentive)
  • 19.20CAD/100km (Original Contract back in Apr, 2015)
Time Analysis
Cost per day: (CAD)
20.11
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 1,280CAD incentive)
  • 21.04CAD/day (Original Contract back in Apr, 2015)
Remaining Km
Can be driven up to:
794.87
  • km/week
  • without any
  • additional costs
Excess km cost: Not Provided
  • 769.23km/week (Contract Original back in Apr, 2015)

Seller Contact Info

This Contract was Already Transferred.

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