Payment Analysis

1,775.71CAD/monthin Toronto, ON
    Before Taxes:
  • 1,775.71 CAD/month
  • 819.56 CAD/bi-weekly
  • 409.78 CAD/week
  • 21,308.52 CAD/year
Incl. Ontario Taxes (13%):
  • 2,006.55 CAD/month
  • 926.10 CAD/bi-weekly
  • 463.05 CAD/week
  • 24,078.63 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 36,316 ~ 37,216 CAD

compared to leasing a BRAND NEW:

  • BMW X5M w/ Premium Package (MSRP 144,599)
  • for 36 months
  • in Ontario
  • $0 down payment
  • 12,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 2,637
This Contract (CAD/month) 1,776
Monthly Difference 862 CAD/month
Remaining Term x 18 months
Total Monthly Difference = 15,516 CAD
+ Cash Incentive** (CAD) + 20,000
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 36,316 ~ 37,216
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 68,798 CAD
  • Total Vehicle Debt: 145,569 CAD
  • Paid so Far: 56,771 CAD (38% Paid)
  • Remaining Lease Payments: 31,963 CAD
  • Residual Value: 56,835 CAD
  • Cash Incentive: 20,000 CAD
Vehicle Debt & Value
Paid so far: 56,771 CAD Total Vehicle Value: 145,569 CAD
38% Paid
62%
Vehicle Debt Breakdown
Downpayment: 3,500 CAD Remaining Term: 31,963 CAD
Term Paid so Far: 53,271 CAD Residual Value: 56,835 CAD
2%
36%
22%
40%
Cost to Own
Already Paid: 56,771 CAD (38%)
Cash Incentive: 20,000 CAD Buyout Price Today: 68,798 CAD
38% Paid
13%
49%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 68,798 CAD

  • 4.9%Interest Rate x 48 months
  • 1,581 CAD/month + tax
  • Total Payable: 75,900 CAD
  • Total Interest: 7,102 CAD
  • 8.9%Interest Rate x 48 months
  • 1,709 CAD/month + tax
  • Total Payable: 82,021 CAD
  • Total Interest: 13,223 CAD
  • 14.9%Interest Rate x 48 months
  • 1,911 CAD/month + tax
  • Total Payable: 91,738 CAD
  • Total Interest: 22,940 CAD

At the end of the Lease Contract

Residual Value: 56,835 CAD (in 18 months)

  • 4.9%Interest Rate x 48 months
  • 1,306 CAD/month + tax
  • Total Payable: 62,702 CAD
  • Total Interest: 5,867 CAD
  • 8.9%Interest Rate x 48 months
  • 1,412 CAD/month + tax
  • Total Payable: 67,759 CAD
  • Total Interest: 10,924 CAD
  • 14.9%Interest Rate x 48 months
  • 1,579 CAD/month + tax
  • Total Payable: 75,786 CAD
  • Total Interest: 18,951 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
44.31
  • + tax
  • + fuel
  • + insurance
(inlcuding the 20,000CAD incentive)
  • 118.38CAD/100km (TODAY without the Cash Incentive)
  • 177.57CAD/100km (Original Contract back in Oct, 2018)
Time Analysis
Cost per day: (CAD)
21.85
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 20,000CAD incentive)
  • 58.38CAD/day (Original Contract back in Oct, 2018)
Remaining Km
Can be driven up to:
346.15
  • km/week
  • without any
  • additional costs
Excess km cost: 0.30CAD
  • 230.77km/week (Contract Original back in Oct, 2018)

Seller Contact Info

This Contract was Already Transferred.

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