Payment Analysis

485.00CAD/monthin Montreal, QC
    Before Taxes:
  • 485.00 CAD/month
  • 223.85 CAD/bi-weekly
  • 111.92 CAD/week
  • 5,820.00 CAD/year
Incl. Québec Taxes (14.98%):
  • 557.65 CAD/month
  • 257.38 CAD/bi-weekly
  • 128.69 CAD/week
  • 6,691.84 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more)

For Leasing Purposes

With this deal, you are saving: 9,488 ~ 10,788 CAD

compared to leasing a BRAND NEW:

  • Subaru Legacy 2.5i Limited with EyeSight® Automatic Transmission (MSRP:$33,795.00)
  • for 24 months
  • in Québec
  • $0 down payment
  • 20,000 km/year (please, note this contract has 21k)
Savings Breakdown:
Leasing New (CAD/month) 728
This Contract (CAD/month) 485
Monthly Difference 243 CAD/month
Remaining Term x 16 months
Total Monthly Difference = 3,888 CAD
+ Cash Incentive** (CAD) + 4,000
+ Winter Tires Cost (CAD) + 800 ~ 1,200
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 9,488 ~ 10,788
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 15,260 CAD
  • Total Vehicle Debt: 34,780 CAD
  • Paid so Far: 15,520 CAD (44% Paid)
  • Remaining Lease Payments: 7,760 CAD
  • Residual Value: 11,500 CAD
  • Cash Incentive: 4,000 CAD
Vehicle Debt & Value
Paid so far: 15,520 CAD Total Vehicle Value: 34,780 CAD
44% Paid
56%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 7,760 CAD
Term Paid so Far: 15,520 CAD Residual Value: 11,500 CAD
0%
44%
22%
34%
Cost to Own
Already Paid: 15,520 CAD
Cash Incentive: 4,000 CAD Buyout Price Today: 15,260 CAD
44% Paid
11%
45%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more)

Finance the remaining Debt Today

Remaining Term + Residual Value: 15,260 CAD

  • 4.9%Interest Rate x 48 months
  • 351 CAD/month + tax
  • Total Payable: 16,835 CAD
  • Total Interest: 1,575 CAD
  • 8.9%Interest Rate x 48 months
  • 379 CAD/month + tax
  • Total Payable: 18,193 CAD
  • Total Interest: 2,933 CAD
  • 14.9%Interest Rate x 48 months
  • 424 CAD/month + tax
  • Total Payable: 20,348 CAD
  • Total Interest: 5,088 CAD

At the end of the Lease Contract

Residual Value: 11,500 CAD (in 16 months)

  • 4.9%Interest Rate x 48 months
  • 264 CAD/month + tax
  • Total Payable: 12,687 CAD
  • Total Interest: 1,187 CAD
  • 8.9%Interest Rate x 48 months
  • 286 CAD/month + tax
  • Total Payable: 13,710 CAD
  • Total Interest: 2,210 CAD
  • 14.9%Interest Rate x 48 months
  • 319 CAD/month + tax
  • Total Payable: 15,335 CAD
  • Total Interest: 3,835 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more)

Distance Analysis
Cost to drive 100km: (CAD)
8.00
  • + tax
  • + fuel
  • + insurance
(inlcuding the 4,000CAD incentive)
  • 16.51CAD/100km (TODAY without the Cash Incentive)
  • 29.10CAD/100km (Original Contract back in Dec, 2017)
Time Analysis
Cost per day: (CAD)
7.73
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 4,000CAD incentive)
  • 15.95CAD/day (Original Contract back in Dec, 2017)
Remaining Km
Can be driven up to:
677.88
  • km/week
  • without any
  • additional costs
Excess km cost: 0.08CAD
  • 384.62km/week (Contract Original back in Dec, 2017)

Seller Contact Info

This Contract was Already Transferred.