Payment Analysis

447.68CAD/monthin Montreal, QC
    Before Taxes:
  • 447.68 CAD/month
  • 206.62 CAD/bi-weekly
  • 103.31 CAD/week
  • 5,372.16 CAD/year
Incl. Québec Taxes (14.98%):
  • 514.74 CAD/month
  • 237.57 CAD/bi-weekly
  • 118.79 CAD/week
  • 6,176.91 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 13,725 CAD

compared to leasing a BRAND NEW:

  • Toyota Seinna
  • for 24 months
  • in Ontario
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 753
This Contract (CAD/month) 448
Monthly Difference 305 CAD/month
Remaining Term x 45 months
Total Monthly Difference = 13,725 CAD
Total Savings (CAD) = 13,725

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 33,146 CAD
  • Total Vehicle Debt: 45,233 CAD
  • Paid so Far: 12,087 CAD (26% Paid)
  • Remaining Lease Payments: 20,146 CAD
  • Residual Value: 13,000 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 12,087 CAD Total Vehicle Value: 45,233 CAD
26% Paid
74%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 20,146 CAD
Term Paid so Far: 12,087 CAD Residual Value: 13,000 CAD
0%
26%
44%
30%
Cost to Own
Already Paid: 12,087 CAD (26%)
Cash Incentive: 0 CAD Buyout Price Today: 33,146 CAD
26% Paid
0%
74%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 33,146 CAD

  • 4.9%Interest Rate x 48 months
  • 762 CAD/month + tax
  • Total Payable: 36,567 CAD
  • Total Interest: 3,422 CAD
  • 8.9%Interest Rate x 48 months
  • 823 CAD/month + tax
  • Total Payable: 39,516 CAD
  • Total Interest: 6,371 CAD
  • 14.9%Interest Rate x 48 months
  • 921 CAD/month + tax
  • Total Payable: 44,198 CAD
  • Total Interest: 11,052 CAD

At the end of the Lease Contract

Residual Value: 13,000 CAD (in 45 months)

  • 4.9%Interest Rate x 48 months
  • 299 CAD/month + tax
  • Total Payable: 14,342 CAD
  • Total Interest: 1,342 CAD
  • 8.9%Interest Rate x 48 months
  • 323 CAD/month + tax
  • Total Payable: 15,499 CAD
  • Total Interest: 2,499 CAD
  • 14.9%Interest Rate x 48 months
  • 361 CAD/month + tax
  • Total Payable: 17,335 CAD
  • Total Interest: 4,335 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
106.03
  • + tax
  • + fuel
  • + insurance
(or 1.06CAD per km)
Time Analysis
Cost per day: (CAD)
14.72
  • + tax
  • + insurance
  • + km driven & fuel
(0.07CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
97.44
  • km/week
  • without any
  • additional costs
Excess km cost: 0.10CAD