Payment Analysis

520.61CAD/monthin Toronto, ON
    Before Taxes:
  • 520.61 CAD/month
  • 240.28 CAD/bi-weekly
  • 120.14 CAD/week
  • 6,247.32 CAD/year
Incl. Ontario Taxes (13%):
  • 588.29 CAD/month
  • 271.52 CAD/bi-weekly
  • 135.76 CAD/week
  • 7,059.47 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 10,070 CAD

compared to leasing a BRAND NEW:

  • Subaru WRX Sport Tech
  • for 30 months
  • in Ontario
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 710
This Contract (CAD/month) 521
Monthly Difference 190 CAD/month
Remaining Term x 53 months
Total Monthly Difference = 10,070 CAD
Total Savings (CAD) = 10,070

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 45,570 CAD
  • Total Vehicle Debt: 50,446 CAD
  • Paid so Far: 4,876 CAD (9% Paid)
  • Remaining Lease Payments: 27,592 CAD
  • Residual Value: 17,978 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 4,876 CAD Total Vehicle Value: 50,446 CAD
9% Paid
91%
Vehicle Debt Breakdown
Downpayment: 8,000 CAD Remaining Term: 27,592 CAD
Term Paid so Far: -3,124 CAD Residual Value: 17,978 CAD
14%
-5%
55%
36%
Cost to Own
Already Paid: 4,876 CAD (9%)
Cash Incentive: 0 CAD Buyout Price Today: 45,570 CAD
9% Paid
0%
91%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 45,570 CAD

  • 4.9%Interest Rate x 48 months
  • 1,047 CAD/month + tax
  • Total Payable: 50,274 CAD
  • Total Interest: 4,704 CAD
  • 8.9%Interest Rate x 48 months
  • 1,132 CAD/month + tax
  • Total Payable: 54,329 CAD
  • Total Interest: 8,759 CAD
  • 14.9%Interest Rate x 48 months
  • 1,266 CAD/month + tax
  • Total Payable: 60,765 CAD
  • Total Interest: 15,195 CAD

At the end of the Lease Contract

Residual Value: 17,978 CAD (in 53 months)

  • 4.9%Interest Rate x 48 months
  • 413 CAD/month + tax
  • Total Payable: 19,833 CAD
  • Total Interest: 1,856 CAD
  • 8.9%Interest Rate x 48 months
  • 447 CAD/month + tax
  • Total Payable: 21,433 CAD
  • Total Interest: 3,455 CAD
  • 14.9%Interest Rate x 48 months
  • 499 CAD/month + tax
  • Total Payable: 23,972 CAD
  • Total Interest: 5,994 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
53.19
  • + tax
  • + fuel
  • + insurance
(or 0.53CAD per km)
Time Analysis
Cost per day: (CAD)
17.12
  • + tax
  • + insurance
  • + km driven & fuel
(0.06CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
225.86
  • km/week
  • without any
  • additional costs
Excess km cost: 0.10CAD

Similar Listings in Toronto

+ 2,000 cash
CAD/month x 15 months
2024 Audi S5 Sportback Progressiv (ID: #58437)
1,024
Toronto
2024 Audi

S5 Sportback Progressiv Automatique AWD 360 camera, 20" wheels, Prepaid maintenance, lease excess wear waiverca

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 1,024 CAD/month + tax
  • Cash Incentive: 2,000 CAD
  • Payment After Incentive: 891 CAD/month + tax
  • Months to End: 15 months (Nov, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 16,000 km total
  • Available Now: 38,400 km/year (3,200 per month)
See all Details
CAD/month x 12 months
2022 Polestar Polestar 2 (ID: #55550)
1,120
Toronto, IN
2022 Polestar

Polestar 2 Automatique AWD

  • Winter Tires Included
Payment Details
  • Current Payment: 1,120 CAD/month + tax
  • Original Downpayment: 1,000 CAD
  • Months to End: 12 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 50,000 km/year
  • Current Odometer: 49,000 km total
  • Available Now: 196,833 km/year (16,403 per month)
See all Details
CAD/month x 7 months
2021 Infiniti Q50 Essential Tech AWD (ID: #45209)
680
Toronto, ON
2021 Infiniti

Q50 Essential Tech AWD Automatique AWD w/ Warranty Complete Term + Wear & Tear Coverage

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 680 CAD/month + tax
  • Months to End: 7 months (Dec, 2025)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 46,000 km total
  • Available Now: 30,857 km/year (2,571 per month)
  • Please note that this contract ends in less than a year.
See all Details
+ 1,000 cash
2025 Hyundai

Hyundai Elantra hybrid luxury Automatique 2WD

Payment Details
  • Current Payment: 326 CAD/month + tax
  • Cash Incentive: 1,000 CAD
  • Payment After Incentive: 304 CAD/month + tax
  • Residual Value: 15,000 CAD
  • Months to End: 45 months (May, 2030)
Vehicle Status
  • Contract Allowance: 26,000 km/year
  • Current Odometer: 37,619 km total
  • Available Now: 24,635 km/year (2,053 per month)
  • Excess Km Cost: 0.08 CAD/km
See all Details
CAD/month x 12 months
2023 Mercedes-Benz C300 (ID: #71661)
740
Mississauga
2023 Mercedes-Benz

C300 Automatique AWD

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 740 CAD/month + tax
  • Original Downpayment: 10,000 CAD
  • Residual Value: 30,000 CAD
  • Months to End: 12 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 46,000 km total
  • Available Now: 34,000 km/year (2,833 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
+ 4,000 cash
CAD/month x 27 months
2025 Ford F150 (ID: #70481)
499
Vaughan
2025 Ford

F150 Automatique 2WD Wear & Tear Coverage

  • Wear & Tear Coverage
Payment Details
  • Current Payment: 499 CAD/month + tax
  • Cash Incentive: 4,000 CAD
  • Payment After Incentive: 351 CAD/month + tax
  • Residual Value: 54,233 CAD
  • Months to End: 27 months (Nov, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 7,000 km total
  • Available Now: 23,556 km/year (1,963 per month)
See all Details