Payment Analysis

300.00CAD/monthin Thunder Bay, ON
    Before Taxes:
  • 300.00 CAD/month
  • 138.46 CAD/bi-weekly
  • 69.23 CAD/week
  • 3,600.00 CAD/year
Incl. Ontario Taxes (13%):
  • 339.00 CAD/month
  • 156.46 CAD/bi-weekly
  • 78.23 CAD/week
  • 4,068.00 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 1,870 CAD

compared to leasing a BRAND NEW:

  • Honda Civic EX Sedan 2019
  • for 42months
  • in Ontario
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 344
This Contract (CAD/month) 300
Monthly Difference 44 CAD/month
Remaining Term x 30 months
Total Monthly Difference = 1,320 CAD
+ Cash Incentive** (CAD) + 550
Total Savings (CAD) = 1,870
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 17,450 CAD
  • Total Vehicle Debt: 26,400 CAD
  • Paid so Far: 8,400 CAD (31% Paid)
  • Remaining Lease Payments: 9,000 CAD
  • Residual Value: 9,000 CAD
  • Cash Incentive: 550 CAD
Vehicle Debt & Value
Paid so far: 8,400 CAD Total Vehicle Value: 26,400 CAD
31% Paid
69%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 9,000 CAD
Term Paid so Far: 8,400 CAD Residual Value: 9,000 CAD
0%
31%
34%
35%
Cost to Own
Already Paid: 8,400 CAD (31%)
Cash Incentive: 550 CAD Buyout Price Today: 17,450 CAD
31% Paid
2%
67%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 17,450 CAD

  • 4.9%Interest Rate x 48 months
  • 401 CAD/month + tax
  • Total Payable: 19,251 CAD
  • Total Interest: 1,801 CAD
  • 8.9%Interest Rate x 48 months
  • 433 CAD/month + tax
  • Total Payable: 20,804 CAD
  • Total Interest: 3,354 CAD
  • 14.9%Interest Rate x 48 months
  • 485 CAD/month + tax
  • Total Payable: 23,269 CAD
  • Total Interest: 5,819 CAD

At the end of the Lease Contract

Residual Value: 9,000 CAD (in 30 months)

  • 4.9%Interest Rate x 48 months
  • 207 CAD/month + tax
  • Total Payable: 9,929 CAD
  • Total Interest: 929 CAD
  • 8.9%Interest Rate x 48 months
  • 224 CAD/month + tax
  • Total Payable: 10,730 CAD
  • Total Interest: 1,730 CAD
  • 14.9%Interest Rate x 48 months
  • 250 CAD/month + tax
  • Total Payable: 12,001 CAD
  • Total Interest: 3,001 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
11.63
  • + tax
  • + fuel
  • + insurance
(inlcuding the 550CAD incentive)
  • 12.39CAD/100km (TODAY without the Cash Incentive)
  • 18.00CAD/100km (Original Contract back in Feb, 2018)
Time Analysis
Cost per day: (CAD)
9.26
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 550CAD incentive)
  • 9.86CAD/day (Original Contract back in Feb, 2018)
Remaining Km
Can be driven up to:
558.97
  • km/week
  • without any
  • additional costs
Excess km cost: 0.08CAD
  • 384.62km/week (Contract Original back in Feb, 2018)

Similar Listings in Toronto

CAD/month x 25 months
2023 Tesla MODEL Y (ID: #59045)
727
WHITBY
2023 Tesla

MODEL Y Automatique 2WD

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 727 CAD/month + tax
  • Months to End: 25 months (Sep, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 26,732 km total
  • Available Now: 17,889 km/year (1,491 per month)
See all Details
SAVE ~1,200 CAD
CAD/month x 38 months
2023 Hyundai IONIQ 6 ULTIMATE (ID: #52060)
910
Toronto, ON
2023 Hyundai

IONIQ 6 ULTIMATE Automatique AWD w/ Warranty Complete Term + Wear & Tear Coverage + Winter Tires Included

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 910 CAD/month + tax
  • Months to End: 38 months (Sep, 2028)
Vehicle Status
  • Contract Allowance: 24,000 km/year
  • Current Odometer: 22,000 km total
  • Available Now: 30,947 km/year (2,579 per month)
Deal Special Perks
  • Hot Lease Takeover Deal
  • All Main Coverages
  • High End Vehicle & Options
  • Lots of FREE Available Km
  • Good Buyout Opportunity
Perks are determined by LeaseCosts Canada Inc. and not by the person who listed the vehicle.
See all Details
CAD/month x 19 months
2025 BMW i4 (ID: #63217)
1,269
Pickering Ontario
2025 BMW

i4 Automatique AWD M50 xDrive Gran Coupé

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 1,269 CAD/month + tax
  • Residual Value: 59,638 CAD
  • Months to End: 19 months (Feb, 2027)
Vehicle Status
  • Contract Allowance: 12,000 km/year
  • Current Odometer: 3,699 km total
  • Available Now: 12,822 km/year (1,068 per month)
See all Details
CAD/month x 77 months
2025 Toyota Camry Hybrid Se Upgrade (ID: #62304)
740
Toronto
2025 Toyota

Camry Hybrid Se Upgrade Automatique AWD

Payment Details
  • Current Payment: 740 CAD/month + tax
  • Original Downpayment: 5,000 CAD
  • Months to End: 77 months (Jan, 2032)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 35,000 km total
  • Available Now: 16,104 km/year (1,342 per month)
See all Details
+ 500 cash
CAD/month x 33 months
2024 Audi A4 45TFSI Progressive S-Line (ID: #62171)
793
Toronto
2024 Audi

A4 45TFSI Progressive S-Line Automatique AWD Black Package

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 793 CAD/month + tax
  • Cash Incentive: 500 CAD
  • Payment After Incentive: 778 CAD/month + tax
  • Original Downpayment: 38 CAD
  • Residual Value: 26 CAD
  • Months to End: 33 months (May, 2028)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 16,000 km total
  • Available Now: 17,455 km/year (1,455 per month)
  • Excess Km Cost: 0.25 CAD/km
See all Details
CAD/month x 58 months
2024 Ford Mustangs Mache Preminum AWD (ID: #61048)
914
Toronto
2024 Ford

Mustangs Mache Preminum AWD Manuelle AWD

Payment Details
  • Current Payment: 914 CAD/month + tax
  • Original Downpayment: 4,900 CAD
  • Residual Value: 67,000 CAD
  • Months to End: 58 months (Jun, 2030)
Vehicle Status
  • Contract Allowance: 25,000 km/year
  • Current Odometer: 12,300 km total
  • Available Now: 24,610 km/year (2,051 per month)
See all Details