Payment Analysis

418.32CAD/monthin Vancouver, BC
    Before Taxes:
  • 418.32 CAD/month
  • 193.07 CAD/bi-weekly
  • 96.54 CAD/week
  • 5,019.84 CAD/year
Incl. B.C. Taxes (12%):
  • 468.52 CAD/month
  • 216.24 CAD/bi-weekly
  • 108.12 CAD/week
  • 5,622.22 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 2,399 ~ 3,299 CAD

compared to leasing a BRAND NEW:

  • Mazda Mazda3 GT
  • for 42 months
  • in British Columbia
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 435
This Contract (CAD/month) 418
Monthly Difference 17 CAD/month
Remaining Term x 47 months
Total Monthly Difference = 799 CAD
+ Cash Incentive** (CAD) + 800
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 2,399 ~ 3,299
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 28,561 CAD
  • Total Vehicle Debt: 29,780 CAD
  • Paid so Far: 418 CAD (1% Paid)
  • Remaining Lease Payments: 19,661 CAD
  • Residual Value: 9,700 CAD
  • Cash Incentive: 800 CAD
Vehicle Debt & Value
Paid so far: 418 CAD Total Vehicle Value: 29,780 CAD
1% Paid
99%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 19,661 CAD
Term Paid so Far: 418 CAD Residual Value: 9,700 CAD
0%
1%
66%
33%
Cost to Own
Already Paid: 418 CAD (1%)
Cash Incentive: 800 CAD Buyout Price Today: 28,561 CAD
1% Paid
2%
97%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 28,561 CAD

  • 4.9%Interest Rate x 48 months
  • 656 CAD/month + tax
  • Total Payable: 31,510 CAD
  • Total Interest: 2,948 CAD
  • 8.9%Interest Rate x 48 months
  • 709 CAD/month + tax
  • Total Payable: 34,051 CAD
  • Total Interest: 5,490 CAD
  • 14.9%Interest Rate x 48 months
  • 793 CAD/month + tax
  • Total Payable: 38,085 CAD
  • Total Interest: 9,524 CAD

At the end of the Lease Contract

Residual Value: 9,700 CAD (in 47 months)

  • 4.9%Interest Rate x 48 months
  • 223 CAD/month + tax
  • Total Payable: 10,702 CAD
  • Total Interest: 1,001 CAD
  • 8.9%Interest Rate x 48 months
  • 241 CAD/month + tax
  • Total Payable: 11,565 CAD
  • Total Interest: 1,864 CAD
  • 14.9%Interest Rate x 48 months
  • 269 CAD/month + tax
  • Total Payable: 12,935 CAD
  • Total Interest: 3,235 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
31.97
  • + tax
  • + fuel
  • + insurance
(inlcuding the 800CAD incentive)
Time Analysis
Cost per day: (CAD)
13.19
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 800CAD incentive)
Remaining Km
Can be driven up to:
289.69
  • km/week
  • without any
  • additional costs
Excess km cost: 0.08CAD

Similar Listings in Vancouver

CAD/month x 49 months
2025 Toyota Prius Prime SE (ID: #70870)
448
Maple Ridge
2025 Toyota

Prius Prime SE Automatique 2WD

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 448 CAD/month + tax
  • Original Downpayment: 4,000 CAD
  • Residual Value: 15,316 CAD
  • Months to End: 49 months (Jul, 2030)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 12,000 km total
  • Available Now: 21,143 km/year (1,762 per month)
  • Excess Km Cost: 0.10 CAD/km
See all Details
2021 Volvo

VOLCO XC 60 INSCRIPTION 4D UTILITY EAWD T8 Automatique AWD

  • Wear & Tear Coverage
Payment Details
  • Current Payment: 873 CAD/month + tax
  • Residual Value: 40,309 CAD
  • Months to End: 5 months (Dec, 2025)
Vehicle Status
  • Contract Allowance: 24,000 km/year
  • Current Odometer: 45,541 km total
  • Available Now: 121,102 km/year (10,092 per month)
  • Please note that this contract ends in less than a year.
  • Excess Km Cost: 0.16 CAD/km
See all Details
+ 3,500 cash
CAD/month x 11 months
2022 Honda Civic LX (ID: #50521)
338
Surrey
2022 Honda

Civic LX CVT 2WD Winter Wires

  • Winter Tires Included
Payment Details
  • Current Payment: 338 CAD/month + tax
  • Required Payment: 3,500 CAD
  • Payment Including Incentive: 656 CAD/month + tax
  • Residual Value: 14,190 CAD
  • Months to End: 11 months (Jun, 2025)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 70,000 km total
  • Available Now: 0 km/year (0 per month)
  • Please note that this contract ends in less than a year.
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 69 months
2024 Toyota Corolla hybrid LE AWD 0040 (ID: #71632)
641
Vancouver,BC
2024 Toyota

Corolla hybrid LE AWD 0040 Automatique AWD Dual pedal

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 641 CAD/month + tax
  • Months to End: 69 months (Mar, 2032)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 48 km total
  • Available Now: 24,050 km/year (2,004 per month)
See all Details
CAD/month x 69 months
2024 Toyota Corolla hybrid LE AWD 0040 (ID: #71631)
641
Vancouver,BC
2024 Toyota

Corolla hybrid LE AWD 0040 Automatique AWD Dual pedal

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 641 CAD/month + tax
  • Months to End: 69 months (Mar, 2032)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 48 km total
  • Available Now: 24,050 km/year (2,004 per month)
See all Details
+ 1,000 cash
CAD/month x 42 months
2025 Subaru Crosstrek Limited (ID: #69355)
632
Vancouver, BC
2025 Subaru

Crosstrek Limited Automatique AWD

Payment Details
  • Current Payment: 632 CAD/month + tax
  • Cash Incentive: 1,000 CAD
  • Payment After Incentive: 608 CAD/month + tax
  • Months to End: 42 months (Nov, 2029)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 4,000 km total
  • Available Now: 23,143 km/year (1,929 per month)
See all Details