Payment Analysis

676.00CAD/monthin Montreal, QC
    Before Taxes:
  • 676.00 CAD/month
  • 312.00 CAD/bi-weekly
  • 156.00 CAD/week
  • 8,112.00 CAD/year
Incl. Québec Taxes (14.98%):
  • 777.26 CAD/month
  • 358.74 CAD/bi-weekly
  • 179.37 CAD/week
  • 9,327.18 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 4,270 ~ 5,570 CAD

compared to leasing a BRAND NEW:

  • Infiniti Q50 Sport
  • for 36 months
  • in Quebec
  • $0 down payment
  • 16,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 702
This Contract (CAD/month) 676
Monthly Difference 26 CAD/month
Remaining Term x 45 months
Total Monthly Difference = 1,170 CAD
+ Cash Incentive** (CAD) + 1,500
+ Winter Tires Cost (CAD) + 800 ~ 1,200
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 4,270 ~ 5,570
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 50,920 CAD
  • Total Vehicle Debt: 48,364 CAD
  • Paid so Far: -4,056 CAD (-9% Paid)
  • Remaining Lease Payments: 30,420 CAD
  • Residual Value: 22,000 CAD
  • Cash Incentive: 1,500 CAD
Vehicle Debt & Value
Paid so far: -4,056 CAD Total Vehicle Value: 48,364 CAD
-9% Paid
109%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 30,420 CAD
Term Paid so Far: -4,056 CAD Residual Value: 22,000 CAD
0%
-9%
63%
46%
Cost to Own
Already Paid: -4,056 CAD (-9%)
Cash Incentive: 1,500 CAD Buyout Price Today: 50,920 CAD
-9% Paid
3%
106%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 50,920 CAD

  • 4.9%Interest Rate x 48 months
  • 1,170 CAD/month + tax
  • Total Payable: 56,177 CAD
  • Total Interest: 5,257 CAD
  • 8.9%Interest Rate x 48 months
  • 1,265 CAD/month + tax
  • Total Payable: 60,707 CAD
  • Total Interest: 9,787 CAD
  • 14.9%Interest Rate x 48 months
  • 1,415 CAD/month + tax
  • Total Payable: 67,899 CAD
  • Total Interest: 16,979 CAD

At the end of the Lease Contract

Residual Value: 22,000 CAD (in 45 months)

  • 4.9%Interest Rate x 48 months
  • 506 CAD/month + tax
  • Total Payable: 24,271 CAD
  • Total Interest: 2,271 CAD
  • 8.9%Interest Rate x 48 months
  • 546 CAD/month + tax
  • Total Payable: 26,228 CAD
  • Total Interest: 4,228 CAD
  • 14.9%Interest Rate x 48 months
  • 611 CAD/month + tax
  • Total Payable: 29,336 CAD
  • Total Interest: 7,336 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
75.12
  • + tax
  • + fuel
  • + insurance
(inlcuding the 1,500CAD incentive)
Time Analysis
Cost per day: (CAD)
21.13
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 1,500CAD incentive)
Remaining Km
Can be driven up to:
197.44
  • km/week
  • without any
  • additional costs
Excess km cost: 0.12CAD

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