Payment Analysis

606.81CAD/monthin Toronto, ON
    Before Taxes:
  • 606.81 CAD/month
  • 280.07 CAD/bi-weekly
  • 140.03 CAD/week
  • 7,281.72 CAD/year
Incl. Ontario Taxes (13%):
  • 685.70 CAD/month
  • 316.47 CAD/bi-weekly
  • 158.24 CAD/week
  • 8,228.34 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 6,390 CAD

compared to leasing a BRAND NEW:

  • A5 Coupé 45 TFSI quattro Progressiv
  • for 42 months
  • in Ontario
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 760
This Contract (CAD/month) 607
Monthly Difference 154 CAD/month
Remaining Term x 35 months
Total Monthly Difference = 5,390 CAD
+ Cash Incentive** (CAD) + 1,000
Total Savings (CAD) = 6,390
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 45,860 CAD
  • Total Vehicle Debt: 54,142 CAD
  • Paid so Far: 7,282 CAD (13% Paid)
  • Remaining Lease Payments: 21,238 CAD
  • Residual Value: 25,622 CAD
  • Cash Incentive: 1,000 CAD
Vehicle Debt & Value
Paid so far: 7,282 CAD Total Vehicle Value: 54,142 CAD
13% Paid
87%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 21,238 CAD
Term Paid so Far: 7,282 CAD Residual Value: 25,622 CAD
0%
13%
39%
48%
Cost to Own
Already Paid: 7,282 CAD (13%)
Cash Incentive: 1,000 CAD Buyout Price Today: 45,860 CAD
13% Paid
1%
86%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 45,860 CAD

  • 4.9%Interest Rate x 48 months
  • 1,054 CAD/month + tax
  • Total Payable: 50,595 CAD
  • Total Interest: 4,734 CAD
  • 8.9%Interest Rate x 48 months
  • 1,139 CAD/month + tax
  • Total Payable: 54,675 CAD
  • Total Interest: 8,815 CAD
  • 14.9%Interest Rate x 48 months
  • 1,274 CAD/month + tax
  • Total Payable: 61,152 CAD
  • Total Interest: 15,292 CAD

At the end of the Lease Contract

Residual Value: 25,622 CAD (in 35 months)

  • 4.9%Interest Rate x 48 months
  • 589 CAD/month + tax
  • Total Payable: 28,267 CAD
  • Total Interest: 2,645 CAD
  • 8.9%Interest Rate x 48 months
  • 636 CAD/month + tax
  • Total Payable: 30,547 CAD
  • Total Interest: 4,925 CAD
  • 14.9%Interest Rate x 48 months
  • 712 CAD/month + tax
  • Total Payable: 34,166 CAD
  • Total Interest: 8,544 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
26.51
  • + tax
  • + fuel
  • + insurance
(inlcuding the 1,000CAD incentive)
  • 27.82CAD/100km (TODAY without the Cash Incentive)
  • 36.41CAD/100km (Original Contract back in Dec, 2018)
Time Analysis
Cost per day: (CAD)
19.01
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 1,000CAD incentive)
  • 19.95CAD/day (Original Contract back in Dec, 2018)
Remaining Km
Can be driven up to:
503.30
  • km/week
  • without any
  • additional costs
Excess km cost: 0.25CAD
  • 384.62km/week (Contract Original back in Dec, 2018)