Payment Analysis
430.00CAD/monthin Montreal, QC
- 430.00 CAD/month
- 198.46 CAD/bi-weekly
- 99.23 CAD/week
- 5,160.00 CAD/year
Before Taxes:
Incl. Québec Taxes (14.98%):
- 494.41 CAD/month
- 228.19 CAD/bi-weekly
- 114.10 CAD/week
- 5,932.97 CAD/year
Lease Takeover/Buyout Analysis
The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)
For Leasing Purposes
With this deal, you are saving:
1,830 ~ 2,230 CAD
compared to leasing a BRAND NEW:
- VW Golf Sportwagen Auto Comfortline
- for 42 months
- in Québec
- $0 down payment
- 16,000 km/year
| Leasing New (CAD/month) | 455 |
|---|---|
| This Contract (CAD/month) | 430 |
| Monthly Difference | 25 CAD/month |
| Remaining Term | x 24 months |
| Total Monthly Difference | = 600 CAD |
| + Cash Incentive** (CAD) | + 430 |
| + Winter Tires Cost (CAD) | + 800 ~ 1,200 |
| Total Savings (CAD) | = 1,830 ~ 2,230 |
| ** "Cash Incentive" is not just a saving, it is physical money. |
For Buyout Purposes
To own this vehicle today (buying it as a used car) would cost:
22,384 CAD
- Total Vehicle Debt: 33,134 CAD
- Paid so Far: 10,320 CAD (31% Paid)
- Remaining Lease Payments: 10,320 CAD
- Residual Value: 12,494 CAD
- Cash Incentive: 430 CAD
Vehicle Debt & Value
Paid so far: 10,320 CAD Total Vehicle Value: 33,134 CAD
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 10,320 CAD
Term Paid so Far: 10,320 CAD Residual Value: 12,494 CAD
Cost to Own
Already Paid: 10,320 CAD (31%)
Cash Incentive: 430 CAD Buyout Price Today: 22,384 CAD
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)
Finance the remaining Debt Today
Remaining Term + Residual Value: 22,384 CAD
- 4.9%Interest Rate x 48 months
- 514 CAD/month + tax
- Total Payable: 24,695 CAD
- Total Interest: 2,311 CAD
- 8.9%Interest Rate x 48 months
- 556 CAD/month + tax
- Total Payable: 26,686 CAD
- Total Interest: 4,302 CAD
- 14.9%Interest Rate x 48 months
- 622 CAD/month + tax
- Total Payable: 29,848 CAD
- Total Interest: 7,464 CAD
At the end of the Lease Contract
Residual Value: 12,494 CAD (in 24 months)
- 4.9%Interest Rate x 48 months
- 287 CAD/month + tax
- Total Payable: 13,784 CAD
- Total Interest: 1,290 CAD
- 8.9%Interest Rate x 48 months
- 310 CAD/month + tax
- Total Payable: 14,895 CAD
- Total Interest: 2,401 CAD
- 14.9%Interest Rate x 48 months
- 347 CAD/month + tax
- Total Payable: 16,660 CAD
- Total Interest: 4,166 CAD
Business Vehicle Analysis
This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)
Distance Analysis
Cost to drive 100km: (CAD)
19.02
- + tax
- + fuel
- + insurance
- 19.85CAD/100km (TODAY without the Cash Incentive)
- 32.25CAD/100km (Original Contract back in Apr, 2018)
Time Analysis
Cost per day: (CAD)
13.55
- + tax
- + insurance
- + km driven & fuel
- 14.14CAD/day (Original Contract back in Apr, 2018)
Remaining Km
Can be driven up to:
500.00
- km/week
- without any
- additional costs
- 307.69km/week (Contract Original back in Apr, 2018)
Similar Listings in Montreal
2024 Honda
Civic EX Automatique 2WD
Payment Details
- Current Payment: 630 CAD/month + tax
- Residual Value: 12,503 CAD
- Months to End: 53 months (Oct, 2028)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 25 km total
- Available Now: 22,636 km/year (1,886 per month)
CAD/month x 25 months
2019 Mercedes-Benz Mercedes-Benz C-Class AMG C 43 4MATIC Sedan Black (ID: #51964)
860
Montreal, Qc
2019 Mercedes-Benz
Mercedes-Benz C-Class AMG C 43 4MATIC Sedan Black Automatique AWD MPP - Premium Package ADP - AMG Driver's Package P55 - AMG Night Package
Payment Details
- Current Payment: 860 CAD/month + tax
- Original Downpayment: 7,000 CAD
- Residual Value: 25,872 CAD
- Months to End: 25 months (Jun, 2026)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 92,000 km total
- Available Now: -5,760 km/year (-480 per month)
2021 Nissan
Rogue SV AWD Automatique AWD
Payment Details
- Current Payment: 371 CAD/month + tax
- Original Downpayment: 4,300 CAD
- Residual Value: 20,000 CAD
- Months to End: 1 months (Mar, 2024)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 46,220 km total
- Available Now: 165,360 km/year (13,780 per month)
- Please note that this contract ends in less than a year.
- Excess Km Cost: 0.10 CAD/km
+ 11,000 cash
2019 Volkswagen
JETTA EXCUTIVE LINE Automatique 2WD WINTER PACKAGE + HEATED LEATHER BACK BENCH
Payment Details
- Current Payment: 360 CAD/month + tax
- Required Payment: 11,000 CAD
- Payment Including Incentive: 2,560 CAD/month + tax
- Residual Value: 12,900 CAD
- Months to End: 5 months (Nov, 2023)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 44,000 km total
- Available Now: 86,400 km/year (7,200 per month)
- Please note that this contract ends in less than a year.
- Excess Km Cost: 0.10 CAD/km
2022 Mercedes-Benz
C300 Automatique AWD
Payment Details
- Current Payment: 1,415 CAD/month + tax
- Original Downpayment: 4,000 CAD
- Months to End: 25 months (Jul, 2026)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 3,500 km total
- Available Now: 36,720 km/year (3,060 per month)
