Payment Analysis
430.00CAD/monthin Montreal, QC
- 430.00 CAD/month
- 198.46 CAD/bi-weekly
- 99.23 CAD/week
- 5,160.00 CAD/year
Before Taxes:
Incl. Québec Taxes (14.98%):
- 494.41 CAD/month
- 228.19 CAD/bi-weekly
- 114.10 CAD/week
- 5,932.97 CAD/year
Lease Takeover/Buyout Analysis
The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)
For Leasing Purposes
With this deal, you are saving:
2,205 ~ 2,605 CAD
compared to leasing a BRAND NEW:
- VW Golf Sportwagen Auto Comfortline
- for 42 months
- in Québec
- $0 down payment
- 16,000 km/year
| Leasing New (CAD/month) | 455 |
|---|---|
| This Contract (CAD/month) | 430 |
| Monthly Difference | 25 CAD/month |
| Remaining Term | x 39 months |
| Total Monthly Difference | = 975 CAD |
| + Cash Incentive** (CAD) | + 430 |
| + Winter Tires Cost (CAD) | + 800 ~ 1,200 |
| Total Savings (CAD) | = 2,205 ~ 2,605 |
| ** "Cash Incentive" is not just a saving, it is physical money. |
For Buyout Purposes
To own this vehicle today (buying it as a used car) would cost:
28,834 CAD
- Total Vehicle Debt: 33,134 CAD
- Paid so Far: 3,870 CAD (11% Paid)
- Remaining Lease Payments: 16,770 CAD
- Residual Value: 12,494 CAD
- Cash Incentive: 430 CAD
Vehicle Debt & Value
Paid so far: 3,870 CAD Total Vehicle Value: 33,134 CAD
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 16,770 CAD
Term Paid so Far: 3,870 CAD Residual Value: 12,494 CAD
Cost to Own
Already Paid: 3,870 CAD (11%)
Cash Incentive: 430 CAD Buyout Price Today: 28,834 CAD
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)
Finance the remaining Debt Today
Remaining Term + Residual Value: 28,834 CAD
- 4.9%Interest Rate x 48 months
- 663 CAD/month + tax
- Total Payable: 31,810 CAD
- Total Interest: 2,977 CAD
- 8.9%Interest Rate x 48 months
- 716 CAD/month + tax
- Total Payable: 34,376 CAD
- Total Interest: 5,542 CAD
- 14.9%Interest Rate x 48 months
- 801 CAD/month + tax
- Total Payable: 38,448 CAD
- Total Interest: 9,614 CAD
At the end of the Lease Contract
Residual Value: 12,494 CAD (in 39 months)
- 4.9%Interest Rate x 48 months
- 287 CAD/month + tax
- Total Payable: 13,784 CAD
- Total Interest: 1,290 CAD
- 8.9%Interest Rate x 48 months
- 310 CAD/month + tax
- Total Payable: 14,895 CAD
- Total Interest: 2,401 CAD
- 14.9%Interest Rate x 48 months
- 347 CAD/month + tax
- Total Payable: 16,660 CAD
- Total Interest: 4,166 CAD
Business Vehicle Analysis
This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)
Distance Analysis
Cost to drive 100km: (CAD)
31.42
- + tax
- + fuel
- + insurance
Time Analysis
Cost per day: (CAD)
13.77
- + tax
- + insurance
- + km driven & fuel
Remaining Km
Can be driven up to:
307.69
- km/week
- without any
- additional costs
Similar Listings in Montreal
+ 2,000 cash
2022 Tesla
Model Y Long Range All Wheel Drive Automatique AWD Dual Motor
Payment Details
- Current Payment: 995 CAD/month + tax
- Cash Incentive: 2,000 CAD
- Payment After Incentive: 842 CAD/month + tax
- Original Downpayment: 5,892 CAD
- Months to End: 13 months (Sep, 2026)
Vehicle Status
- Contract Allowance: 16,000 km/year
- Current Odometer: 19,019 km total
- Available Now: 41,521 km/year (3,460 per month)
- Excess Km Cost: 0.15 CAD/km
2024 Hyundai
Hyundai sonata n line Automatique 2WD
Payment Details
- Current Payment: 155 CAD/month + tax
- Residual Value: 21,981 CAD
- Months to End: 13 months (Jun, 2024)
Vehicle Status
- Contract Allowance: 16,000 km/year
- Current Odometer: 4,639 km total
- Available Now: -4,282 km/year (-357 per month)
+ 2,500 cash
2023 KIA
EV6-GT Automatique AWD
Payment Details
- Current Payment: 1,024 CAD/month + tax
- Cash Incentive: 2,500 CAD
- Payment After Incentive: 885 CAD/month + tax
- Original Downpayment: 3,000 CAD
- Residual Value: 70,000 CAD
- Months to End: 18 months (Feb, 2027)
Vehicle Status
- Contract Allowance: 16,000 km/year
- Current Odometer: 6,100 km total
- Available Now: 27,933 km/year (2,328 per month)
- Excess Km Cost: 0.12 CAD/km
2024 Honda
Civic EX Automatique 2WD
Payment Details
- Current Payment: 630 CAD/month + tax
- Residual Value: 12,503 CAD
- Months to End: 39 months (Oct, 2028)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 25 km total
- Available Now: 30,762 km/year (2,563 per month)
2024 Honda
HR-V LZ Automatique AWD
Payment Details
- Current Payment: 330 CAD/month + tax
- Original Downpayment: 10,000 CAD
- Months to End: 38 months (Sep, 2028)
Vehicle Status
- Contract Allowance: 20,000 km/year
- Current Odometer: 35,000 km total
- Available Now: 20,526 km/year (1,711 per month)
2023 Tesla
Long Range AWD Automatique AWD
Payment Details
- Current Payment: 636 CAD/month + tax
- Original Downpayment: 12,988 CAD
- Months to End: 26 months (Sep, 2027)
Vehicle Status
- Contract Allowance: 25,000 km/year
- Current Odometer: 39,000 km total
- Available Now: 28,154 km/year (2,346 per month)
- Excess Km Cost: 0.15 CAD/km
