Payment Analysis
430.00CAD/monthin Montreal, QC
- 430.00 CAD/month
- 198.46 CAD/bi-weekly
- 99.23 CAD/week
- 5,160.00 CAD/year
Before Taxes:
Incl. Québec Taxes (14.98%):
- 494.41 CAD/month
- 228.19 CAD/bi-weekly
- 114.10 CAD/week
- 5,932.97 CAD/year
Lease Takeover/Buyout Analysis
The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)
For Leasing Purposes
With this deal, you are saving:
2,255 ~ 2,655 CAD
compared to leasing a BRAND NEW:
- VW Golf Sportwagen Auto Comfortline
- for 42 months
- in Québec
- $0 down payment
- 16,000 km/year
| Leasing New (CAD/month) | 455 |
|---|---|
| This Contract (CAD/month) | 430 |
| Monthly Difference | 25 CAD/month |
| Remaining Term | x 41 months |
| Total Monthly Difference | = 1,025 CAD |
| + Cash Incentive** (CAD) | + 430 |
| + Winter Tires Cost (CAD) | + 800 ~ 1,200 |
| Total Savings (CAD) | = 2,255 ~ 2,655 |
| ** "Cash Incentive" is not just a saving, it is physical money. |
For Buyout Purposes
To own this vehicle today (buying it as a used car) would cost:
29,694 CAD
- Total Vehicle Debt: 33,134 CAD
- Paid so Far: 3,010 CAD (9% Paid)
- Remaining Lease Payments: 17,630 CAD
- Residual Value: 12,494 CAD
- Cash Incentive: 430 CAD
Vehicle Debt & Value
Paid so far: 3,010 CAD Total Vehicle Value: 33,134 CAD
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 17,630 CAD
Term Paid so Far: 3,010 CAD Residual Value: 12,494 CAD
Cost to Own
Already Paid: 3,010 CAD (9%)
Cash Incentive: 430 CAD Buyout Price Today: 29,694 CAD
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)
Finance the remaining Debt Today
Remaining Term + Residual Value: 29,694 CAD
- 4.9%Interest Rate x 48 months
- 682 CAD/month + tax
- Total Payable: 32,759 CAD
- Total Interest: 3,065 CAD
- 8.9%Interest Rate x 48 months
- 738 CAD/month + tax
- Total Payable: 35,401 CAD
- Total Interest: 5,707 CAD
- 14.9%Interest Rate x 48 months
- 825 CAD/month + tax
- Total Payable: 39,595 CAD
- Total Interest: 9,901 CAD
At the end of the Lease Contract
Residual Value: 12,494 CAD (in 41 months)
- 4.9%Interest Rate x 48 months
- 287 CAD/month + tax
- Total Payable: 13,784 CAD
- Total Interest: 1,290 CAD
- 8.9%Interest Rate x 48 months
- 310 CAD/month + tax
- Total Payable: 14,895 CAD
- Total Interest: 2,401 CAD
- 14.9%Interest Rate x 48 months
- 347 CAD/month + tax
- Total Payable: 16,660 CAD
- Total Interest: 4,166 CAD
Business Vehicle Analysis
This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)
Distance Analysis
Cost to drive 100km: (CAD)
33.08
- + tax
- + fuel
- + insurance
Time Analysis
Cost per day: (CAD)
13.79
- + tax
- + insurance
- + km driven & fuel
Remaining Km
Can be driven up to:
292.68
- km/week
- without any
- additional costs
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