Payment Analysis

281.00CAD/monthin Ottawa, ON
    Before Taxes:
  • 281.00 CAD/month
  • 129.69 CAD/bi-weekly
  • 64.85 CAD/week
  • 3,372.00 CAD/year
Incl. Ontario Taxes (13%):
  • 317.53 CAD/month
  • 146.55 CAD/bi-weekly
  • 73.28 CAD/week
  • 3,810.36 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 68,640 CAD

compared to leasing a BRAND NEW:

  • Audi Q5 Technik w/ Comfort Interior Package & Advanced Driver Assistance Package
  • for 24 months
  • in Ontario
  • $0 down payment
  • 22,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 1,337
This Contract (CAD/month) 281
Monthly Difference 1,056 CAD/month
Remaining Term x 65 months
Total Monthly Difference = 68,640 CAD
Total Savings (CAD) = 68,640

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 56,047 CAD
  • Total Vehicle Debt: 67,617 CAD
  • Paid so Far: 11,570 CAD (17% Paid)
  • Remaining Lease Payments: 18,265 CAD
  • Residual Value: 37,782 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 11,570 CAD Total Vehicle Value: 67,617 CAD
17% Paid
83%
Vehicle Debt Breakdown
Downpayment: 20,000 CAD Remaining Term: 18,265 CAD
Term Paid so Far: -8,430 CAD Residual Value: 37,782 CAD
29%
-12%
27%
56%
Cost to Own
Already Paid: 11,570 CAD (17%)
Cash Incentive: 0 CAD Buyout Price Today: 56,047 CAD
17% Paid
0%
83%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 56,047 CAD

  • 4.9%Interest Rate x 48 months
  • 1,288 CAD/month + tax
  • Total Payable: 61,833 CAD
  • Total Interest: 5,786 CAD
  • 8.9%Interest Rate x 48 months
  • 1,392 CAD/month + tax
  • Total Payable: 66,819 CAD
  • Total Interest: 10,772 CAD
  • 14.9%Interest Rate x 48 months
  • 1,557 CAD/month + tax
  • Total Payable: 74,736 CAD
  • Total Interest: 18,689 CAD

At the end of the Lease Contract

Residual Value: 37,782 CAD (in 65 months)

  • 4.9%Interest Rate x 48 months
  • 868 CAD/month + tax
  • Total Payable: 41,682 CAD
  • Total Interest: 3,900 CAD
  • 8.9%Interest Rate x 48 months
  • 938 CAD/month + tax
  • Total Payable: 45,044 CAD
  • Total Interest: 7,262 CAD
  • 14.9%Interest Rate x 48 months
  • 1,050 CAD/month + tax
  • Total Payable: 50,380 CAD
  • Total Interest: 12,598 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
36.29
  • + tax
  • + fuel
  • + insurance
(or 0.36CAD per km)
Time Analysis
Cost per day: (CAD)
9.24
  • + tax
  • + insurance
  • + km driven & fuel
(0.05CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
178.70
  • km/week
  • without any
  • additional costs
Excess km cost: 0.25CAD

Similar Listings in Ottawa

CAD/month x 30 months
2025 Mazda CX-90 Signature (ID: #71673)
784
Ottawa
2025 Mazda

CX-90 Signature Automatique AWD

Payment Details
  • Current Payment: 784 CAD/month + tax
  • Residual Value: 37,352 CAD
  • Months to End: 30 months (Jan, 2029)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 8,479 km total
  • Available Now: 15,275 km/year (1,273 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 14 months
2023 BMW X4 xDrive30i (ID: #56609)
1,240
Ottawa
2023 BMW

X4 xDrive30i Automatique AWD ZD6 Premium Enchanced Package

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 1,240 CAD/month + tax
  • Original Downpayment: 3,398 CAD
  • Residual Value: 34,028 CAD
  • Months to End: 14 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 12,000 km/year
  • Current Odometer: 5,200 km total
  • Available Now: 36,686 km/year (3,057 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 18 months
2023 Mercedes-Benz EQB 350 4-MATIC (ID: #71021)
885
Ottawa
2023 Mercedes-Benz

EQB 350 4-MATIC Automatique AWD (1) Premium package (including upgraded speaker system and a head-up display, 360 degree view camera) Night package (AMG line exterior night package) (2) Intelligent Drive package (3) Black fabric roof liner (4) Black open-pore linden wood trim

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 885 CAD/month + tax
  • Months to End: 18 months (Dec, 2027)
Vehicle Status
  • Contract Allowance: 17,000 km/year
  • Current Odometer: 32,000 km total
  • Available Now: 23,056 km/year (1,921 per month)
  • Excess Km Cost: 0.20 CAD/km
See all Details
+ 1,000 cash
CAD/month x 19 months
2020 Mercedes-Benz GLB250 4MATIC (ID: #52548)
642
Ottawa
2020 Mercedes-Benz

GLB250 4MATIC Automatique AWD Premium Package, Technology Package, Navigation Package, Metallic Paint

  • Winter Tires Included
Payment Details
  • Current Payment: 642 CAD/month + tax
  • Cash Incentive: 1,000 CAD
  • Payment After Incentive: 589 CAD/month + tax
  • Original Downpayment: 1,000 CAD
  • Residual Value: 25,789 CAD
  • Months to End: 19 months (Oct, 2024)
Vehicle Status
  • Contract Allowance: 18,000 km/year
  • Current Odometer: 68,500 km total
  • Available Now: -632 km/year (-53 per month)
  • Excess Km Cost: 0.20 CAD/km
See all Details
CAD/month x 17 months
2023 Mercedes-Benz EQB 350 4Matic (ID: #50118)
1,156
Ottawa
2023 Mercedes-Benz

EQB 350 4Matic Automatique AWD Pinnacle Trim, Intelligent Drive, AMG Sport Package, First Class Protection Plan (Tire/Rim, Windshield, Interior/Exterior)

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 1,156 CAD/month + tax
  • Residual Value: 41,242 CAD
  • Months to End: 17 months (Dec, 2027)
Vehicle Status
  • Contract Allowance: 24,000 km/year
  • Current Odometer: 4,000 km total
  • Available Now: 64,941 km/year (5,412 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 26 months
2023 Volkswagen Taos (ID: #71694)
572
Ottawa
2023 Volkswagen

Taos Automatique AWD

  • Winter Tires Included
Payment Details
  • Current Payment: 572 CAD/month + tax
  • Months to End: 26 months (Aug, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 54,300 km total
  • Available Now: 20,323 km/year (1,694 per month)
See all Details