Payment Analysis

632.45CAD/monthin St. John's, NL
    Before Taxes:
  • 632.45 CAD/month
  • 291.90 CAD/bi-weekly
  • 145.95 CAD/week
  • 7,589.40 CAD/year
Incl. Newfoundland & L. Taxes (15%):
  • 727.32 CAD/month
  • 335.69 CAD/bi-weekly
  • 167.84 CAD/week
  • 8,727.81 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 12,411 CAD

compared to leasing a BRAND NEW:

  • Chrysler Pacifica Touring L Plus
  • for 24 months
  • in NL
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 829
This Contract (CAD/month) 632
Monthly Difference 197 CAD/month
Remaining Term x 63 months
Total Monthly Difference = 12,411 CAD
Total Savings (CAD) = 12,411

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 60,301 CAD
  • Total Vehicle Debt: 51,565 CAD
  • Paid so Far: -8,737 CAD (-17% Paid)
  • Remaining Lease Payments: 39,844 CAD
  • Residual Value: 20,457 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: -8,737 CAD Total Vehicle Value: 51,565 CAD
-17% Paid
117%
Vehicle Debt Breakdown
Downpayment: 750 CAD Remaining Term: 39,844 CAD
Term Paid so Far: -9,487 CAD Residual Value: 20,457 CAD
1%
-18%
77%
40%
Cost to Own
Already Paid: -8,737 CAD (-17%)
Cash Incentive: 0 CAD Buyout Price Today: 60,301 CAD
-17% Paid
0%
117%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 60,301 CAD

  • 4.9%Interest Rate x 48 months
  • 1,386 CAD/month + tax
  • Total Payable: 66,526 CAD
  • Total Interest: 6,225 CAD
  • 8.9%Interest Rate x 48 months
  • 1,498 CAD/month + tax
  • Total Payable: 71,892 CAD
  • Total Interest: 11,590 CAD
  • 14.9%Interest Rate x 48 months
  • 1,675 CAD/month + tax
  • Total Payable: 80,408 CAD
  • Total Interest: 20,107 CAD

At the end of the Lease Contract

Residual Value: 20,457 CAD (in 63 months)

  • 4.9%Interest Rate x 48 months
  • 470 CAD/month + tax
  • Total Payable: 22,569 CAD
  • Total Interest: 2,112 CAD
  • 8.9%Interest Rate x 48 months
  • 508 CAD/month + tax
  • Total Payable: 24,389 CAD
  • Total Interest: 3,932 CAD
  • 14.9%Interest Rate x 48 months
  • 568 CAD/month + tax
  • Total Payable: 27,278 CAD
  • Total Interest: 6,821 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
64.27
  • + tax
  • + fuel
  • + insurance
(or 0.64CAD per km)
Time Analysis
Cost per day: (CAD)
20.79
  • + tax
  • + insurance
  • + km driven & fuel
(0.05CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
227.11
  • km/week
  • without any
  • additional costs
Excess km cost: 0.16CAD