Payment Analysis

632.45CAD/monthin St. John's, NL
    Before Taxes:
  • 632.45 CAD/month
  • 291.90 CAD/bi-weekly
  • 145.95 CAD/week
  • 7,589.40 CAD/year
Incl. Newfoundland & L. Taxes (15%):
  • 727.32 CAD/month
  • 335.69 CAD/bi-weekly
  • 167.84 CAD/week
  • 8,727.81 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 12,805 CAD

compared to leasing a BRAND NEW:

  • Chrysler Pacifica Touring L Plus
  • for 24 months
  • in NL
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 829
This Contract (CAD/month) 632
Monthly Difference 197 CAD/month
Remaining Term x 65 months
Total Monthly Difference = 12,805 CAD
Total Savings (CAD) = 12,805

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 61,566 CAD
  • Total Vehicle Debt: 51,565 CAD
  • Paid so Far: -10,002 CAD (-20% Paid)
  • Remaining Lease Payments: 41,109 CAD
  • Residual Value: 20,457 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: -10,002 CAD Total Vehicle Value: 51,565 CAD
-20% Paid
120%
Vehicle Debt Breakdown
Downpayment: 750 CAD Remaining Term: 41,109 CAD
Term Paid so Far: -10,752 CAD Residual Value: 20,457 CAD
1%
-21%
80%
40%
Cost to Own
Already Paid: -10,002 CAD (-20%)
Cash Incentive: 0 CAD Buyout Price Today: 61,566 CAD
-20% Paid
0%
120%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 61,566 CAD

  • 4.9%Interest Rate x 48 months
  • 1,415 CAD/month + tax
  • Total Payable: 67,922 CAD
  • Total Interest: 6,356 CAD
  • 8.9%Interest Rate x 48 months
  • 1,529 CAD/month + tax
  • Total Payable: 73,400 CAD
  • Total Interest: 11,833 CAD
  • 14.9%Interest Rate x 48 months
  • 1,710 CAD/month + tax
  • Total Payable: 82,095 CAD
  • Total Interest: 20,529 CAD

At the end of the Lease Contract

Residual Value: 20,457 CAD (in 65 months)

  • 4.9%Interest Rate x 48 months
  • 470 CAD/month + tax
  • Total Payable: 22,569 CAD
  • Total Interest: 2,112 CAD
  • 8.9%Interest Rate x 48 months
  • 508 CAD/month + tax
  • Total Payable: 24,389 CAD
  • Total Interest: 3,932 CAD
  • 14.9%Interest Rate x 48 months
  • 568 CAD/month + tax
  • Total Payable: 27,278 CAD
  • Total Interest: 6,821 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
66.31
  • + tax
  • + fuel
  • + insurance
(or 0.66CAD per km)
Time Analysis
Cost per day: (CAD)
20.79
  • + tax
  • + insurance
  • + km driven & fuel
(0.05CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
220.12
  • km/week
  • without any
  • additional costs
Excess km cost: 0.16CAD