Payment Analysis

483.44CAD/monthin Montreal, QC
    Before Taxes:
  • 483.44 CAD/month
  • 223.13 CAD/bi-weekly
  • 111.56 CAD/week
  • 5,801.28 CAD/year
Incl. Québec Taxes (14.98%):
  • 555.86 CAD/month
  • 256.55 CAD/bi-weekly
  • 128.28 CAD/week
  • 6,670.31 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 15,080 ~ 15,980 CAD

compared to leasing a BRAND NEW:

  • Subaru WRX STI Sport-tech Manual
  • for 30 months
  • in Quebec
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 903
This Contract (CAD/month) 483
Monthly Difference 420 CAD/month
Remaining Term x 34 months
Total Monthly Difference = 14,280 CAD
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 15,080 ~ 15,980

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 37,249 CAD
  • Total Vehicle Debt: 44,018 CAD
  • Paid so Far: 6,768 CAD (15% Paid)
  • Remaining Lease Payments: 16,437 CAD
  • Residual Value: 20,813 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 6,768 CAD Total Vehicle Value: 44,018 CAD
15% Paid
85%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 16,437 CAD
Term Paid so Far: 6,768 CAD Residual Value: 20,813 CAD
0%
15%
37%
48%
Cost to Own
Already Paid: 6,768 CAD (15%)
Cash Incentive: 0 CAD Buyout Price Today: 37,249 CAD
15% Paid
0%
85%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 37,249 CAD

  • 4.9%Interest Rate x 48 months
  • 856 CAD/month + tax
  • Total Payable: 41,095 CAD
  • Total Interest: 3,845 CAD
  • 8.9%Interest Rate x 48 months
  • 925 CAD/month + tax
  • Total Payable: 44,409 CAD
  • Total Interest: 7,160 CAD
  • 14.9%Interest Rate x 48 months
  • 1,035 CAD/month + tax
  • Total Payable: 49,670 CAD
  • Total Interest: 12,421 CAD

At the end of the Lease Contract

Residual Value: 20,813 CAD (in 34 months)

  • 4.9%Interest Rate x 48 months
  • 478 CAD/month + tax
  • Total Payable: 22,961 CAD
  • Total Interest: 2,149 CAD
  • 8.9%Interest Rate x 48 months
  • 517 CAD/month + tax
  • Total Payable: 24,813 CAD
  • Total Interest: 4,000 CAD
  • 14.9%Interest Rate x 48 months
  • 578 CAD/month + tax
  • Total Payable: 27,752 CAD
  • Total Interest: 6,940 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
25.29
  • + tax
  • + fuel
  • + insurance
(or 0.25CAD per km)
Time Analysis
Cost per day: (CAD)
15.89
  • + tax
  • + insurance
  • + km driven & fuel
(0.10CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
441.18
  • km/week
  • without any
  • additional costs
Excess km cost: Not Provided

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