Payment Analysis

1,050.00CAD/monthin Toronto, ON
    Before Taxes:
  • 1,050.00 CAD/month
  • 484.62 CAD/bi-weekly
  • 242.31 CAD/week
  • 12,600.00 CAD/year
Incl. Ontario Taxes (13%):
  • 1,186.50 CAD/month
  • 547.62 CAD/bi-weekly
  • 273.81 CAD/week
  • 14,238.00 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 10,600 CAD

compared to leasing a BRAND NEW:

  • BMW 530i xDrive M Package
  • for 36 months
  • in Ontario
  • $0 down payment
  • 12,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 1,232
This Contract (CAD/month) 1,050
Monthly Difference 182 CAD/month
Remaining Term x 50 months
Total Monthly Difference = 9,100 CAD
+ Cash Incentive** (CAD) + 1,500
Total Savings (CAD) = 10,600
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 90,219 CAD
  • Total Vehicle Debt: 93,469 CAD
  • Paid so Far: 1,750 CAD (1% Paid)
  • Remaining Lease Payments: 52,500 CAD
  • Residual Value: 39,219 CAD
  • Cash Incentive: 1,500 CAD
Vehicle Debt & Value
Paid so far: 1,750 CAD Total Vehicle Value: 93,469 CAD
1% Paid
99%
Vehicle Debt Breakdown
Downpayment: 7,000 CAD Remaining Term: 52,500 CAD
Term Paid so Far: -5,250 CAD Residual Value: 39,219 CAD
4%
-3%
56%
43%
Cost to Own
Already Paid: 1,750 CAD (1%)
Cash Incentive: 1,500 CAD Buyout Price Today: 90,219 CAD
1% Paid
1%
98%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 90,219 CAD

  • 4.9%Interest Rate x 48 months
  • 2,074 CAD/month + tax
  • Total Payable: 99,533 CAD
  • Total Interest: 9,314 CAD
  • 8.9%Interest Rate x 48 months
  • 2,241 CAD/month + tax
  • Total Payable: 107,559 CAD
  • Total Interest: 17,340 CAD
  • 14.9%Interest Rate x 48 months
  • 2,506 CAD/month + tax
  • Total Payable: 120,302 CAD
  • Total Interest: 30,083 CAD

At the end of the Lease Contract

Residual Value: 39,219 CAD (in 50 months)

  • 4.9%Interest Rate x 48 months
  • 901 CAD/month + tax
  • Total Payable: 43,268 CAD
  • Total Interest: 4,049 CAD
  • 8.9%Interest Rate x 48 months
  • 974 CAD/month + tax
  • Total Payable: 46,757 CAD
  • Total Interest: 7,538 CAD
  • 14.9%Interest Rate x 48 months
  • 1,090 CAD/month + tax
  • Total Payable: 52,296 CAD
  • Total Interest: 13,077 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
165.85
  • + tax
  • + fuel
  • + insurance
(inlcuding the 1,500CAD incentive)
Time Analysis
Cost per day: (CAD)
33.53
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 1,500CAD incentive)
Remaining Km
Can be driven up to:
141.92
  • km/week
  • without any
  • additional costs
Excess km cost: 0.25CAD

Similar Listings in Toronto

+ 2,000 cash
CAD/month x 28 months
2024 Audi S5 Sportback Progressiv (ID: #58437)
1,024
Toronto
2024 Audi

S5 Sportback Progressiv Automatique AWD 360 camera, 20" wheels, Prepaid maintenance, lease excess wear waiverca

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 1,024 CAD/month + tax
  • Cash Incentive: 2,000 CAD
  • Payment After Incentive: 953 CAD/month + tax
  • Months to End: 28 months (Nov, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 16,000 km total
  • Available Now: 20,571 km/year (1,714 per month)
See all Details
CAD/month x 25 months
2022 Polestar Polestar 2 (ID: #55550)
1,120
Toronto, IN
2022 Polestar

Polestar 2 Automatique AWD

  • Winter Tires Included
Payment Details
  • Current Payment: 1,120 CAD/month + tax
  • Original Downpayment: 1,000 CAD
  • Months to End: 25 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 50,000 km/year
  • Current Odometer: 49,000 km total
  • Available Now: 94,480 km/year (7,873 per month)
See all Details
CAD/month x 5 months
2021 Infiniti Q50 Essential Tech AWD (ID: #45209)
680
Toronto, ON
2021 Infiniti

Q50 Essential Tech AWD Automatique AWD w/ Warranty Complete Term + Wear & Tear Coverage

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 680 CAD/month + tax
  • Months to End: 5 months (Dec, 2025)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 46,000 km total
  • Available Now: 43,200 km/year (3,600 per month)
  • Please note that this contract ends in less than a year.
See all Details
+ 4,000 cash
CAD/month x 35 months
2024 Hyundai N-Line DCT Ultimate (ID: #61300)
377
Toronto On
2024 Hyundai

N-Line DCT Ultimate Automatique 2WD

Payment Details
  • Current Payment: 377 CAD/month + tax
  • Required Payment: 4,000 CAD
  • Payment Including Incentive: 491 CAD/month + tax
  • Original Downpayment: 3,500 CAD
  • Months to End: 35 months (Jun, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 22,400 km total
  • Available Now: 19,749 km/year (1,646 per month)
  • Excess Km Cost: 0.08 CAD/km
See all Details
+ 3,000 cash
CAD/month x 22 months
2022 Toyota Camry SE (ID: #59566)
482
Toronto
2022 Toyota

Camry SE Automatique 2WD

  • Warranty Complete Term
Payment Details
  • Current Payment: 482 CAD/month + tax
  • Required Payment: 3,000 CAD
  • Payment Including Incentive: 618 CAD/month + tax
  • Residual Value: 12,254 CAD
  • Months to End: 22 months (May, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 43,000 km total
  • Available Now: 31,091 km/year (2,591 per month)
  • Excess Km Cost: 0.10 CAD/km
See all Details
CAD/month x 46 months
2023 Genesis G80 2.5T Advanced AWD (ID: #58346)
690
Mississauga
2023 Genesis

G80 2.5T Advanced AWD Automatique AWD

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 690 CAD/month + tax
  • Original Downpayment: 5,000 CAD
  • Months to End: 46 months (May, 2029)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 26,000 km total
  • Available Now: 18,870 km/year (1,572 per month)
See all Details