Payment Analysis

1,050.00CAD/monthin Toronto, ON
    Before Taxes:
  • 1,050.00 CAD/month
  • 484.62 CAD/bi-weekly
  • 242.31 CAD/week
  • 12,600.00 CAD/year
Incl. Ontario Taxes (13%):
  • 1,186.50 CAD/month
  • 547.62 CAD/bi-weekly
  • 273.81 CAD/week
  • 14,238.00 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 10,236 CAD

compared to leasing a BRAND NEW:

  • BMW 530i xDrive M Package
  • for 36 months
  • in Ontario
  • $0 down payment
  • 12,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 1,232
This Contract (CAD/month) 1,050
Monthly Difference 182 CAD/month
Remaining Term x 48 months
Total Monthly Difference = 8,736 CAD
+ Cash Incentive** (CAD) + 1,500
Total Savings (CAD) = 10,236
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 88,119 CAD
  • Total Vehicle Debt: 93,469 CAD
  • Paid so Far: 3,850 CAD (4% Paid)
  • Remaining Lease Payments: 50,400 CAD
  • Residual Value: 39,219 CAD
  • Cash Incentive: 1,500 CAD
Vehicle Debt & Value
Paid so far: 3,850 CAD Total Vehicle Value: 93,469 CAD
4% Paid
96%
Vehicle Debt Breakdown
Downpayment: 7,000 CAD Remaining Term: 50,400 CAD
Term Paid so Far: -3,150 CAD Residual Value: 39,219 CAD
7%
-3%
53%
43%
Cost to Own
Already Paid: 3,850 CAD (4%)
Cash Incentive: 1,500 CAD Buyout Price Today: 88,119 CAD
4% Paid
1%
95%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 88,119 CAD

  • 4.9%Interest Rate x 48 months
  • 2,025 CAD/month + tax
  • Total Payable: 97,216 CAD
  • Total Interest: 9,097 CAD
  • 8.9%Interest Rate x 48 months
  • 2,189 CAD/month + tax
  • Total Payable: 105,056 CAD
  • Total Interest: 16,937 CAD
  • 14.9%Interest Rate x 48 months
  • 2,448 CAD/month + tax
  • Total Payable: 117,502 CAD
  • Total Interest: 29,383 CAD

At the end of the Lease Contract

Residual Value: 39,219 CAD (in 48 months)

  • 4.9%Interest Rate x 48 months
  • 901 CAD/month + tax
  • Total Payable: 43,268 CAD
  • Total Interest: 4,049 CAD
  • 8.9%Interest Rate x 48 months
  • 974 CAD/month + tax
  • Total Payable: 46,757 CAD
  • Total Interest: 7,538 CAD
  • 14.9%Interest Rate x 48 months
  • 1,090 CAD/month + tax
  • Total Payable: 52,296 CAD
  • Total Interest: 13,077 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
159.02
  • + tax
  • + fuel
  • + insurance
(inlcuding the 1,500CAD incentive)
Time Analysis
Cost per day: (CAD)
33.49
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 1,500CAD incentive)
Remaining Km
Can be driven up to:
147.84
  • km/week
  • without any
  • additional costs
Excess km cost: 0.25CAD

Similar Listings in Toronto

+ 5,000 cash
CAD/month x 30 months
2024 Audi S5 Sportback Progressiv (ID: #58437)
1,024
Toronto
2024 Audi

S5 Sportback Progressiv Automatique AWD 360 camera, 20" wheels, Prepaid maintenance, lease excess wear waiverca

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 1,024 CAD/month + tax
  • Cash Incentive: 5,000 CAD
  • Payment After Incentive: 857 CAD/month + tax
  • Months to End: 30 months (Nov, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 14,393 km total
  • Available Now: 19,843 km/year (1,654 per month)
See all Details
CAD/month x 27 months
2022 Polestar Polestar 2 (ID: #55550)
1,120
Toronto, IN
2022 Polestar

Polestar 2 Automatique AWD

  • Winter Tires Included
Payment Details
  • Current Payment: 1,120 CAD/month + tax
  • Original Downpayment: 1,000 CAD
  • Months to End: 27 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 50,000 km/year
  • Current Odometer: 49,000 km total
  • Available Now: 87,481 km/year (7,290 per month)
See all Details
CAD/month x 7 months
2021 Infiniti Q50 Essential Tech AWD (ID: #45209)
680
Toronto, ON
2021 Infiniti

Q50 Essential Tech AWD Automatique AWD w/ Warranty Complete Term + Wear & Tear Coverage

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 680 CAD/month + tax
  • Months to End: 7 months (Dec, 2025)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 46,000 km total
  • Available Now: 30,857 km/year (2,571 per month)
  • Please note that this contract ends in less than a year.
See all Details
+ 3,000 cash
CAD/month x 24 months
2022 Toyota Camry SE (ID: #59566)
482
Toronto
2022 Toyota

Camry SE Automatique 2WD

  • Warranty Complete Term
Payment Details
  • Current Payment: 482 CAD/month + tax
  • Required Payment: 3,000 CAD
  • Payment Including Incentive: 607 CAD/month + tax
  • Residual Value: 12,254 CAD
  • Months to End: 24 months (May, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 43,000 km total
  • Available Now: 28,500 km/year (2,375 per month)
  • Excess Km Cost: 0.10 CAD/km
See all Details
CAD/month x 48 months
2023 Genesis G80 2.5T Advanced AWD (ID: #58346)
690
Mississauga
2023 Genesis

G80 2.5T Advanced AWD Automatique AWD

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 690 CAD/month + tax
  • Original Downpayment: 5,000 CAD
  • Months to End: 48 months (May, 2029)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 26,000 km total
  • Available Now: 18,083 km/year (1,507 per month)
See all Details
+ 5,000 cash
CAD/month x 17 months
2023 Audi S5 3.0L Quattro Technik Sportback (ID: #58046)
1,379
Toronto, ON
2023 Audi

S5 3.0L Quattro Technik Sportback Automatique AWD

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 1,379 CAD/month + tax
  • Cash Incentive: 5,000 CAD
  • Payment After Incentive: 1,085 CAD/month + tax
  • Residual Value: 40,836 CAD
  • Months to End: 17 months (Oct, 2026)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 68,635 km total
  • Available Now: 8,022 km/year (669 per month)
See all Details