Payment Analysis

486.00CAD/monthin Toronto, ON
    Before Taxes:
  • 486.00 CAD/month
  • 224.31 CAD/bi-weekly
  • 112.15 CAD/week
  • 5,832.00 CAD/year
Incl. Ontario Taxes (13%):
  • 549.18 CAD/month
  • 253.47 CAD/bi-weekly
  • 126.73 CAD/week
  • 6,590.16 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 41,082 CAD

compared to leasing a BRAND NEW:

  • BMW 430i xDrive Gran Coupe
  • for 24 months
  • in Ontario
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 1,005
This Contract (CAD/month) 486
Monthly Difference 519 CAD/month
Remaining Term x 78 months
Total Monthly Difference = 40,482 CAD
+ Cash Incentive** (CAD) + 600
Total Savings (CAD) = 41,082
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 62,408 CAD
  • Total Vehicle Debt: 55,428 CAD
  • Paid so Far: -7,580 CAD (-14% Paid)
  • Remaining Lease Payments: 37,908 CAD
  • Residual Value: 25,100 CAD
  • Cash Incentive: 600 CAD
Vehicle Debt & Value
Paid so far: -7,580 CAD Total Vehicle Value: 55,428 CAD
-14% Paid
114%
Vehicle Debt Breakdown
Downpayment: 7,000 CAD Remaining Term: 37,908 CAD
Term Paid so Far: -14,580 CAD Residual Value: 25,100 CAD
12%
-26%
68%
46%
Cost to Own
Already Paid: -7,580 CAD (-14%)
Cash Incentive: 600 CAD Buyout Price Today: 62,408 CAD
-14% Paid
1%
113%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 62,408 CAD

  • 4.9%Interest Rate x 48 months
  • 1,434 CAD/month + tax
  • Total Payable: 68,851 CAD
  • Total Interest: 6,443 CAD
  • 8.9%Interest Rate x 48 months
  • 1,550 CAD/month + tax
  • Total Payable: 74,403 CAD
  • Total Interest: 11,995 CAD
  • 14.9%Interest Rate x 48 months
  • 1,734 CAD/month + tax
  • Total Payable: 83,218 CAD
  • Total Interest: 20,810 CAD

At the end of the Lease Contract

Residual Value: 25,100 CAD (in 78 months)

  • 4.9%Interest Rate x 48 months
  • 577 CAD/month + tax
  • Total Payable: 27,691 CAD
  • Total Interest: 2,591 CAD
  • 8.9%Interest Rate x 48 months
  • 623 CAD/month + tax
  • Total Payable: 29,924 CAD
  • Total Interest: 4,824 CAD
  • 14.9%Interest Rate x 48 months
  • 697 CAD/month + tax
  • Total Payable: 33,469 CAD
  • Total Interest: 8,369 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
155.45
  • + tax
  • + fuel
  • + insurance
(inlcuding the 600CAD incentive)
Time Analysis
Cost per day: (CAD)
15.73
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 600CAD incentive)
Remaining Km
Can be driven up to:
71.01
  • km/week
  • without any
  • additional costs
Excess km cost: 0.15CAD

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