Payment Analysis

863.56CAD/monthin Montreal, QC
    Before Taxes:
  • 863.56 CAD/month
  • 398.57 CAD/bi-weekly
  • 199.28 CAD/week
  • 10,362.72 CAD/year
Incl. Québec Taxes (14.98%):
  • 992.92 CAD/month
  • 458.27 CAD/bi-weekly
  • 229.14 CAD/week
  • 11,915.06 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 40,905 ~ 41,305 CAD

compared to leasing a BRAND NEW:

  • BMW 440i xDrive with Premium Package & M Performance
  • for 24 months
  • in Québec
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 1,480
This Contract (CAD/month) 864
Monthly Difference 617 CAD/month
Remaining Term x 65 months
Total Monthly Difference = 40,105 CAD
+ Winter Tires Cost (CAD) + 800 ~ 1,200
Total Savings (CAD) = 40,905 ~ 41,305

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 87,080 CAD
  • Total Vehicle Debt: 82,400 CAD
  • Paid so Far: -4,681 CAD (-6% Paid)
  • Remaining Lease Payments: 56,131 CAD
  • Residual Value: 30,949 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: -4,681 CAD Total Vehicle Value: 82,400 CAD
-6% Paid
106%
Vehicle Debt Breakdown
Downpayment: 10,000 CAD Remaining Term: 56,131 CAD
Term Paid so Far: -14,681 CAD Residual Value: 30,949 CAD
12%
-18%
68%
38%
Cost to Own
Already Paid: -4,681 CAD (-6%)
Cash Incentive: 0 CAD Buyout Price Today: 87,080 CAD
-6% Paid
0%
106%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 87,080 CAD

  • 4.9%Interest Rate x 48 months
  • 2,001 CAD/month + tax
  • Total Payable: 96,070 CAD
  • Total Interest: 8,990 CAD
  • 8.9%Interest Rate x 48 months
  • 2,163 CAD/month + tax
  • Total Payable: 103,818 CAD
  • Total Interest: 16,737 CAD
  • 14.9%Interest Rate x 48 months
  • 2,419 CAD/month + tax
  • Total Payable: 116,117 CAD
  • Total Interest: 29,036 CAD

At the end of the Lease Contract

Residual Value: 30,949 CAD (in 65 months)

  • 4.9%Interest Rate x 48 months
  • 711 CAD/month + tax
  • Total Payable: 34,144 CAD
  • Total Interest: 3,195 CAD
  • 8.9%Interest Rate x 48 months
  • 769 CAD/month + tax
  • Total Payable: 36,898 CAD
  • Total Interest: 5,949 CAD
  • 14.9%Interest Rate x 48 months
  • 860 CAD/month + tax
  • Total Payable: 41,269 CAD
  • Total Interest: 10,320 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
112.71
  • + tax
  • + fuel
  • + insurance
(or 1.13CAD per km)
Time Analysis
Cost per day: (CAD)
28.39
  • + tax
  • + insurance
  • + km driven & fuel
(0.05CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
176.80
  • km/week
  • without any
  • additional costs
Excess km cost: 0.15CAD

Similar Listings in Montreal

+ 10,000 cash
SAVE ~-3,200 CAD
CAD/month x 12 months
2019 Mercedes-Benz C300 (ID: #51897)
837
Montreal, QC
2019 Mercedes-Benz

C300 Automatique AWD Amg pack

Payment Details
  • Current Payment: 837 CAD/month + tax
  • Required Payment: 10,000 CAD
  • Payment Including Incentive: 1,670 CAD/month + tax
  • Original Downpayment: 10,000 CAD
  • Residual Value: 17,000 CAD
  • Months to End: 12 months (Nov, 2026)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 55,000 km total
  • Available Now: 25,000 km/year (2,083 per month)
Deal Special Perks
  • Hot Lease Takeover Deal
  • High End Vehicle & Options
  • Lots of FREE Available Km
  • Good Buyout Opportunity
Perks are determined by LeaseCosts Canada Inc. and not by the person who listed the vehicle.
See all Details
+ 500 cash
CAD/month x 48 months
2024 BMW x2 (ID: #65977)
635
montreal
2024 BMW

x2 Automatique AWD

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 635 CAD/month + tax
  • Cash Incentive: 500 CAD
  • Payment After Incentive: 625 CAD/month + tax
  • Original Downpayment: 4,000 CAD
  • Residual Value: 21,598 CAD
  • Months to End: 48 months (Nov, 2029)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 18,000 km total
  • Available Now: 20,083 km/year (1,674 per month)
  • Excess Km Cost: 0.20 CAD/km
See all Details
+ 1,580 cash
2022 Mercedes-Benz

2022 Mercedes-Benz CLA CLA 250 4MATIC Coupe Automatique AWD

Payment Details
  • Current Payment: 687 CAD/month + tax
  • Cash Incentive: 1,580 CAD
  • Payment After Incentive: 626 CAD/month + tax
  • Residual Value: 22,400 CAD
  • Months to End: 26 months (Jan, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 58,931 km total
  • Available Now: 9,724 km/year (810 per month)
  • Excess Km Cost: 0.20 CAD/km
See all Details
CAD/month x 26 months
2023 Audi A5 Progressive 45 TFSIn (ID: #58288)
744
Montréal
2023 Audi

A5 Progressive 45 TFSIn Automatique AWD S-line, Black Optics, Audi sport 20" rims.

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 744 CAD/month + tax
  • Residual Value: 25,000 CAD
  • Months to End: 26 months (Jan, 2028)
Vehicle Status
  • Contract Allowance: 26,000 km/year
  • Current Odometer: 31,500 km total
  • Available Now: 33,462 km/year (2,788 per month)
See all Details
+ 2,000 cash
CAD/month x 32 months
2024 Mercedes-Benz A35 (ID: #57097)
744
Montréal
2024 Mercedes-Benz

A35 Automatique AWD

Payment Details
  • Current Payment: 744 CAD/month + tax
  • Cash Incentive: 2,000 CAD
  • Payment After Incentive: 682 CAD/month + tax
  • Original Downpayment: 5,000 CAD
  • Months to End: 32 months (Aug, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 58,000 km total
  • Available Now: 8,250 km/year (688 per month)
See all Details
+ 2,500 cash
CAD/month x 10 months
2024 Subaru Impreza Convenience (ID: #56650)
335
Montreal
2024 Subaru

Impreza Convenience CVT AWD

Payment Details
  • Current Payment: 335 CAD/month + tax
  • Required Payment: 2,500 CAD
  • Payment Including Incentive: 585 CAD/month + tax
  • Original Downpayment: 3,000 CAD
  • Residual Value: 21,030 CAD
  • Months to End: 10 months (Sep, 2026)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 4,300 km total
  • Available Now: 42,840 km/year (3,570 per month)
  • Please note that this contract ends in less than a year.
  • Excess Km Cost: 0.10 CAD/km
See all Details