Payment Analysis

664.20CAD/monthin Toronto, ON
    Before Taxes:
  • 664.20 CAD/month
  • 306.55 CAD/bi-weekly
  • 153.28 CAD/week
  • 7,970.40 CAD/year
Incl. Ontario Taxes (13%):
  • 750.55 CAD/month
  • 346.41 CAD/bi-weekly
  • 173.20 CAD/week
  • 9,006.55 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 19,036 ~ 19,936 CAD

compared to leasing a BRAND NEW:

  • BMW 430i xDrive with Premium Package Essential
  • for 24 months
  • in Ontario
  • $0 down payment
  • 16,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 910
This Contract (CAD/month) 664
Monthly Difference 246 CAD/month
Remaining Term x 66 months
Total Monthly Difference = 16,236 CAD
+ Cash Incentive** (CAD) + 2,000
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 19,036 ~ 19,936
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 67,884 CAD
  • Total Vehicle Debt: 57,929 CAD
  • Paid so Far: -11,956 CAD (-21% Paid)
  • Remaining Lease Payments: 43,837 CAD
  • Residual Value: 26,047 CAD
  • Cash Incentive: 2,000 CAD
Vehicle Debt & Value
Paid so far: -11,956 CAD Total Vehicle Value: 57,929 CAD
-21% Paid
121%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 43,837 CAD
Term Paid so Far: -11,956 CAD Residual Value: 26,047 CAD
0%
-21%
75%
46%
Cost to Own
Already Paid: -11,956 CAD (-21%)
Cash Incentive: 2,000 CAD Buyout Price Today: 67,884 CAD
-21% Paid
3%
118%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 67,884 CAD

  • 4.9%Interest Rate x 48 months
  • 1,560 CAD/month + tax
  • Total Payable: 74,892 CAD
  • Total Interest: 7,008 CAD
  • 8.9%Interest Rate x 48 months
  • 1,686 CAD/month + tax
  • Total Payable: 80,932 CAD
  • Total Interest: 13,048 CAD
  • 14.9%Interest Rate x 48 months
  • 1,886 CAD/month + tax
  • Total Payable: 90,520 CAD
  • Total Interest: 22,636 CAD

At the end of the Lease Contract

Residual Value: 26,047 CAD (in 66 months)

  • 4.9%Interest Rate x 48 months
  • 599 CAD/month + tax
  • Total Payable: 28,736 CAD
  • Total Interest: 2,689 CAD
  • 8.9%Interest Rate x 48 months
  • 647 CAD/month + tax
  • Total Payable: 31,053 CAD
  • Total Interest: 5,006 CAD
  • 14.9%Interest Rate x 48 months
  • 724 CAD/month + tax
  • Total Payable: 34,732 CAD
  • Total Interest: 8,685 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
134.96
  • + tax
  • + fuel
  • + insurance
(inlcuding the 2,000CAD incentive)
Time Analysis
Cost per day: (CAD)
20.84
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 2,000CAD incentive)
Remaining Km
Can be driven up to:
108.39
  • km/week
  • without any
  • additional costs
Excess km cost: 0.15CAD

Similar Listings in Toronto

+ 1,500 cash
CAD/month x 29 months
2024 Ford Mustang Ecoboost Premium (ID: #65282)
706
Toronto
2024 Ford

Mustang Ecoboost Premium Automatique 2WD

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 706 CAD/month + tax
  • Cash Incentive: 1,500 CAD
  • Payment After Incentive: 655 CAD/month + tax
  • Residual Value: 24,000 CAD
  • Months to End: 29 months (Apr, 2028)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 21,300 km total
  • Available Now: 17,669 km/year (1,472 per month)
See all Details
+ 3,000 cash
CAD/month x 22 months
2024 BMW M 440xi (ID: #53838)
1,329
TORONTO
2024 BMW

M 440xi Automatique AWD Premium Enhanced, M Sport

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 1,329 CAD/month + tax
  • Cash Incentive: 3,000 CAD
  • Payment After Incentive: 1,193 CAD/month + tax
  • Original Downpayment: 5,000 CAD
  • Residual Value: 37,035 CAD
  • Months to End: 22 months (Sep, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 6,500 km total
  • Available Now: 40,091 km/year (3,341 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 31 months
2024 BMW 230iX drive (ID: #64234)
960
Markham
2024 BMW

230iX drive Automatique AWD Premium Enhanced Pkg,M Sport Pkg,M Sport Pro Pkg

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 960 CAD/month + tax
  • Original Downpayment: 5,000 CAD
  • Residual Value: 24,949 CAD
  • Months to End: 31 months (Jun, 2028)
Vehicle Status
  • Contract Allowance: 12,000 km/year
  • Current Odometer: 10,500 km total
  • Available Now: 14,516 km/year (1,210 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 14 months
2023 BMW i4 M50 Carbon Edition (ID: #64188)
1,398
Oakville, ON
2023 BMW

i4 M50 Carbon Edition Manuelle AWD Carbon Edition - Premium Package

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 1,398 CAD/month + tax
  • Residual Value: 76,911 CAD
  • Months to End: 14 months (Jan, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 44,000 km total
  • Available Now: 30,857 km/year (2,571 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 39 months
2024 Mercedes-Benz CLA250 4MATIC 4D Coupe (ID: #58462)
700
St.Catherines
2024 Mercedes-Benz

CLA250 4MATIC 4D Coupe Automatique AWD Exclusive Trim, AMG Line w/Night Package

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 700 CAD/month + tax
  • Residual Value: 25,076 CAD
  • Months to End: 39 months (Feb, 2029)
Vehicle Status
  • Contract Allowance: 18,000 km/year
  • Current Odometer: 20 km total
  • Available Now: 22,148 km/year (1,846 per month)
  • Excess Km Cost: 0.20 CAD/km
See all Details
CAD/month x 20 months
2024 BMW 430i xDrive Coupe (ID: #58320)
1,281
Toronto
2024 BMW

430i xDrive Coupe Automatique AWD Premium Essential Package, M sport Package, Service Inclusive, Privacy Tint 35%, Wheel Locks, 19inch Wheels

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 1,281 CAD/month + tax
  • Original Downpayment: 2,608 CAD
  • Residual Value: 30,550 CAD
  • Months to End: 20 months (Jul, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 1,616 km total
  • Available Now: 47,030 km/year (3,919 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details