Payment Analysis

356.00CAD/monthin Guelph, ON
    Before Taxes:
  • 356.00 CAD/month
  • 164.31 CAD/bi-weekly
  • 82.15 CAD/week
  • 4,272.00 CAD/year
Incl. Ontario Taxes (13%):
  • 402.28 CAD/month
  • 185.67 CAD/bi-weekly
  • 92.83 CAD/week
  • 4,827.36 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 5,740 ~ 7,040 CAD

compared to leasing a BRAND NEW:

  • Honda Civic Coupe Touring
  • for 36 months
  • in Ontario
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 447
This Contract (CAD/month) 356
Monthly Difference 90 CAD/month
Remaining Term x 46 months
Total Monthly Difference = 4,140 CAD
+ Winter Tires Cost (CAD) + 800 ~ 1,200
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 5,740 ~ 7,040

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 27,376 CAD
  • Total Vehicle Debt: 28,088 CAD
  • Paid so Far: 712 CAD (2% Paid)
  • Remaining Lease Payments: 16,376 CAD
  • Residual Value: 11,000 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 712 CAD Total Vehicle Value: 28,088 CAD
2% Paid
98%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 16,376 CAD
Term Paid so Far: 712 CAD Residual Value: 11,000 CAD
0%
2%
58%
40%
Cost to Own
Already Paid: 712 CAD (2%)
Cash Incentive: 0 CAD Buyout Price Today: 27,376 CAD
2% Paid
0%
98%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 27,376 CAD

  • 4.9%Interest Rate x 48 months
  • 629 CAD/month + tax
  • Total Payable: 30,202 CAD
  • Total Interest: 2,826 CAD
  • 8.9%Interest Rate x 48 months
  • 680 CAD/month + tax
  • Total Payable: 32,638 CAD
  • Total Interest: 5,262 CAD
  • 14.9%Interest Rate x 48 months
  • 761 CAD/month + tax
  • Total Payable: 36,504 CAD
  • Total Interest: 9,128 CAD

At the end of the Lease Contract

Residual Value: 11,000 CAD (in 46 months)

  • 4.9%Interest Rate x 48 months
  • 253 CAD/month + tax
  • Total Payable: 12,136 CAD
  • Total Interest: 1,136 CAD
  • 8.9%Interest Rate x 48 months
  • 273 CAD/month + tax
  • Total Payable: 13,114 CAD
  • Total Interest: 2,114 CAD
  • 14.9%Interest Rate x 48 months
  • 306 CAD/month + tax
  • Total Payable: 14,668 CAD
  • Total Interest: 3,668 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
18.00
  • + tax
  • + fuel
  • + insurance
(or 0.18CAD per km)
Time Analysis
Cost per day: (CAD)
11.70
  • + tax
  • + insurance
  • + km driven & fuel
(0.07CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
456.52
  • km/week
  • without any
  • additional costs
Excess km cost: Not Provided

Similar Listings in Toronto

+ 1,500 cash
CAD/month x 28 months
2024 Ford Mustang Ecoboost Premium (ID: #65282)
706
Toronto
2024 Ford

Mustang Ecoboost Premium Automatique 2WD

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 706 CAD/month + tax
  • Cash Incentive: 1,500 CAD
  • Payment After Incentive: 653 CAD/month + tax
  • Residual Value: 24,000 CAD
  • Months to End: 28 months (Apr, 2028)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 21,300 km total
  • Available Now: 18,300 km/year (1,525 per month)
See all Details
+ 3,000 cash
CAD/month x 21 months
2024 BMW M 440xi (ID: #53838)
1,329
TORONTO
2024 BMW

M 440xi Automatique AWD Premium Enhanced, M Sport

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 1,329 CAD/month + tax
  • Cash Incentive: 3,000 CAD
  • Payment After Incentive: 1,186 CAD/month + tax
  • Original Downpayment: 5,000 CAD
  • Residual Value: 37,035 CAD
  • Months to End: 21 months (Sep, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 6,500 km total
  • Available Now: 42,000 km/year (3,500 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 19 months
2023 Subaru BRZ Sport-Tech (ID: #66748)
243
Toronto, ON
2023 Subaru

BRZ Sport-Tech Manuelle 2WD

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 243 CAD/month + tax
  • Residual Value: 17,617 CAD
  • Months to End: 19 months (Jul, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 24,000 km total
  • Available Now: 35,368 km/year (2,947 per month)
  • Excess Km Cost: 0.10 CAD/km
See all Details
CAD/month x 30 months
2024 BMW 230iX drive (ID: #64234)
960
Markham
2024 BMW

230iX drive Automatique AWD Premium Enhanced Pkg,M Sport Pkg,M Sport Pro Pkg

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 960 CAD/month + tax
  • Original Downpayment: 5,000 CAD
  • Residual Value: 24,949 CAD
  • Months to End: 30 months (Jun, 2028)
Vehicle Status
  • Contract Allowance: 12,000 km/year
  • Current Odometer: 10,500 km total
  • Available Now: 15,000 km/year (1,250 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 13 months
2023 BMW i4 M50 Carbon Edition (ID: #64188)
1,398
Oakville, ON
2023 BMW

i4 M50 Carbon Edition Manuelle AWD Carbon Edition - Premium Package

  • Warranty Complete Term
  • Winter Tires Included
Payment Details
  • Current Payment: 1,398 CAD/month + tax
  • Residual Value: 76,911 CAD
  • Months to End: 13 months (Jan, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 44,000 km total
  • Available Now: 33,231 km/year (2,769 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
CAD/month x 38 months
2024 Mercedes-Benz CLA250 4MATIC 4D Coupe (ID: #58462)
700
St.Catherines
2024 Mercedes-Benz

CLA250 4MATIC 4D Coupe Automatique AWD Exclusive Trim, AMG Line w/Night Package

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 700 CAD/month + tax
  • Residual Value: 25,076 CAD
  • Months to End: 38 months (Feb, 2029)
Vehicle Status
  • Contract Allowance: 18,000 km/year
  • Current Odometer: 20 km total
  • Available Now: 22,731 km/year (1,894 per month)
  • Excess Km Cost: 0.20 CAD/km
See all Details