Payment Analysis

510.00CAD/monthin Toronto, ON
    Before Taxes:
  • 510.00 CAD/month
  • 235.38 CAD/bi-weekly
  • 117.69 CAD/week
  • 6,120.00 CAD/year
Incl. Ontario Taxes (13%):
  • 576.30 CAD/month
  • 265.98 CAD/bi-weekly
  • 132.99 CAD/week
  • 6,915.60 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 13,956 ~ 14,856 CAD

compared to leasing a BRAND NEW:

  • Audi A4 quattro Komfort
  • for 36 months
  • in Ontario
  • $0 down payment
  • 16,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 736
This Contract (CAD/month) 510
Monthly Difference 226 CAD/month
Remaining Term x 56 months
Total Monthly Difference = 12,656 CAD
+ Cash Incentive** (CAD) + 500
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 13,956 ~ 14,856
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 50,060 CAD
  • Total Vehicle Debt: 48,980 CAD
  • Paid so Far: -1,580 CAD (-4% Paid)
  • Remaining Lease Payments: 28,560 CAD
  • Residual Value: 22,000 CAD
  • Cash Incentive: 500 CAD
Vehicle Debt & Value
Paid so far: -1,580 CAD Total Vehicle Value: 48,980 CAD
-4% Paid
104%
Vehicle Debt Breakdown
Downpayment: 2,500 CAD Remaining Term: 28,560 CAD
Term Paid so Far: -4,080 CAD Residual Value: 22,000 CAD
6%
-10%
58%
46%
Cost to Own
Already Paid: -1,580 CAD (-4%)
Cash Incentive: 500 CAD Buyout Price Today: 50,060 CAD
-4% Paid
1%
103%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 50,060 CAD

  • 4.9%Interest Rate x 48 months
  • 1,151 CAD/month + tax
  • Total Payable: 55,228 CAD
  • Total Interest: 5,168 CAD
  • 8.9%Interest Rate x 48 months
  • 1,243 CAD/month + tax
  • Total Payable: 59,682 CAD
  • Total Interest: 9,622 CAD
  • 14.9%Interest Rate x 48 months
  • 1,391 CAD/month + tax
  • Total Payable: 66,752 CAD
  • Total Interest: 16,692 CAD

At the end of the Lease Contract

Residual Value: 22,000 CAD (in 56 months)

  • 4.9%Interest Rate x 48 months
  • 506 CAD/month + tax
  • Total Payable: 24,271 CAD
  • Total Interest: 2,271 CAD
  • 8.9%Interest Rate x 48 months
  • 546 CAD/month + tax
  • Total Payable: 26,228 CAD
  • Total Interest: 4,228 CAD
  • 14.9%Interest Rate x 48 months
  • 611 CAD/month + tax
  • Total Payable: 29,336 CAD
  • Total Interest: 7,336 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
85.03
  • + tax
  • + fuel
  • + insurance
(inlcuding the 500CAD incentive)
Time Analysis
Cost per day: (CAD)
16.47
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 500CAD incentive)
Remaining Km
Can be driven up to:
135.99
  • km/week
  • without any
  • additional costs
Excess km cost: 0.30CAD

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