Payment Analysis

470.00CAD/monthin Brampton, ON
    Before Taxes:
  • 470.00 CAD/month
  • 216.92 CAD/bi-weekly
  • 108.46 CAD/week
  • 5,640.00 CAD/year
Incl. Ontario Taxes (13%):
  • 531.10 CAD/month
  • 245.12 CAD/bi-weekly
  • 122.56 CAD/week
  • 6,373.20 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 474 CAD

compared to leasing a BRAND NEW:

  • Toyota Camry XSE AWD Platinum package for 3 years
  • for 48 months
  • in Ontario
  • $0 down payment
  • 25,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 549
This Contract (CAD/month) 470
Monthly Difference 79 CAD/month
Remaining Term x 6 months
Total Monthly Difference = 474 CAD
Total Savings (CAD) = 474

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 15,360 CAD
  • Total Vehicle Debt: 40,270 CAD
  • Paid so Far: 24,910 CAD (61% Paid)
  • Remaining Lease Payments: 2,820 CAD
  • Residual Value: 12,540 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 24,910 CAD Total Vehicle Value: 40,270 CAD
61% Paid
39%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 2,820 CAD
Term Paid so Far: 24,910 CAD Residual Value: 12,540 CAD
0%
61%
7%
32%
Cost to Own
Already Paid: 24,910 CAD (61%)
Cash Incentive: 0 CAD Buyout Price Today: 15,360 CAD
61% Paid
0%
39%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 15,360 CAD

  • 4.9%Interest Rate x 48 months
  • 353 CAD/month + tax
  • Total Payable: 16,946 CAD
  • Total Interest: 1,586 CAD
  • 8.9%Interest Rate x 48 months
  • 382 CAD/month + tax
  • Total Payable: 18,312 CAD
  • Total Interest: 2,952 CAD
  • 14.9%Interest Rate x 48 months
  • 427 CAD/month + tax
  • Total Payable: 20,482 CAD
  • Total Interest: 5,122 CAD

At the end of the Lease Contract

Residual Value: 12,540 CAD (in 6 months)

  • 4.9%Interest Rate x 48 months
  • 288 CAD/month + tax
  • Total Payable: 13,835 CAD
  • Total Interest: 1,295 CAD
  • 8.9%Interest Rate x 48 months
  • 311 CAD/month + tax
  • Total Payable: 14,950 CAD
  • Total Interest: 2,410 CAD
  • 14.9%Interest Rate x 48 months
  • 348 CAD/month + tax
  • Total Payable: 16,721 CAD
  • Total Interest: 4,181 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
2.91
  • + tax
  • + fuel
  • + insurance
(or 0.03CAD per km)
  • 23.50CAD/100km (Original Contract back in Mar, 2020)
Time Analysis
Cost per day: (CAD)
15.45
  • + tax
  • + insurance
  • + km driven & fuel
(0.55CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
3,730.77
  • km/week
  • without any
  • additional costs
Excess km cost: 0.10CAD
  • 461.54km/week (Contract Original back in Mar, 2020)

Seller Contact Info

This Contract was Already Transferred.

Similar Listings in Toronto

+ 2,000 cash
CAD/month x 26 months
2024 Audi S5 Sportback Progressiv (ID: #58437)
1,024
Toronto
2024 Audi

S5 Sportback Progressiv Automatique AWD 360 camera, 20" wheels, Prepaid maintenance, lease excess wear waiverca

  • Warranty Complete Term
  • Wear & Tear Coverage
  • Winter Tires Included
Payment Details
  • Current Payment: 1,024 CAD/month + tax
  • Cash Incentive: 2,000 CAD
  • Payment After Incentive: 947 CAD/month + tax
  • Months to End: 26 months (Nov, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 16,000 km total
  • Available Now: 22,154 km/year (1,846 per month)
See all Details
CAD/month x 23 months
2022 Polestar Polestar 2 (ID: #55550)
1,120
Toronto, IN
2022 Polestar

Polestar 2 Automatique AWD

  • Winter Tires Included
Payment Details
  • Current Payment: 1,120 CAD/month + tax
  • Original Downpayment: 1,000 CAD
  • Months to End: 23 months (Aug, 2027)
Vehicle Status
  • Contract Allowance: 50,000 km/year
  • Current Odometer: 49,000 km total
  • Available Now: 102,696 km/year (8,558 per month)
See all Details
CAD/month x 3 months
2021 Infiniti Q50 Essential Tech AWD (ID: #45209)
680
Toronto, ON
2021 Infiniti

Q50 Essential Tech AWD Automatique AWD w/ Warranty Complete Term + Wear & Tear Coverage

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 680 CAD/month + tax
  • Months to End: 3 months (Dec, 2025)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 46,000 km total
  • Available Now: 72,000 km/year (6,000 per month)
  • Please note that this contract ends in less than a year.
See all Details
CAD/month x 4 months
2022 Volvo S60 Inscription B5 (ID: #63342)
784
Toronto
2022 Volvo

S60 Inscription B5 Automatique AWD

Payment Details
  • Current Payment: 784 CAD/month + tax
  • Original Downpayment: 2,245 CAD
  • Residual Value: 33,690 CAD
  • Months to End: 4 months (Jan, 2026)
Vehicle Status
  • Contract Allowance: 12,000 km/year
  • Current Odometer: 16,000 km total
  • Available Now: 96,000 km/year (8,000 per month)
  • Please note that this contract ends in less than a year.
  • Excess Km Cost: 0.16 CAD/km
See all Details
+ 4,000 cash
CAD/month x 32 months
2024 Hyundai N-Line DCT Ultimate (ID: #61300)
377
Toronto On
2024 Hyundai

N-Line DCT Ultimate Automatique 2WD

Payment Details
  • Current Payment: 377 CAD/month + tax
  • Required Payment: 4,000 CAD
  • Payment Including Incentive: 502 CAD/month + tax
  • Original Downpayment: 3,500 CAD
  • Months to End: 32 months (Jun, 2028)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 22,400 km total
  • Available Now: 21,600 km/year (1,800 per month)
  • Excess Km Cost: 0.08 CAD/km
See all Details
+ 3,000 cash
CAD/month x 20 months
2022 Toyota Camry SE (ID: #59566)
482
Toronto
2022 Toyota

Camry SE Automatique 2WD

  • Warranty Complete Term
Payment Details
  • Current Payment: 482 CAD/month + tax
  • Required Payment: 3,000 CAD
  • Payment Including Incentive: 632 CAD/month + tax
  • Residual Value: 12,254 CAD
  • Months to End: 20 months (May, 2027)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 43,000 km total
  • Available Now: 34,200 km/year (2,850 per month)
  • Excess Km Cost: 0.10 CAD/km
See all Details