Payment Analysis

385.00CAD/monthin Montreal, QC
    Before Taxes:
  • 385.00 CAD/month
  • 177.69 CAD/bi-weekly
  • 88.85 CAD/week
  • 4,620.00 CAD/year
Incl. Québec Taxes (14.98%):
  • 442.67 CAD/month
  • 204.31 CAD/bi-weekly
  • 102.16 CAD/week
  • 5,312.08 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 2,709 ~ 3,109 CAD

compared to leasing a BRAND NEW:

  • Subaru Impreza Sport-techwith EyeSight®4-door Automatic Transmission
  • for 48 months
  • in QC
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 486
This Contract (CAD/month) 385
Monthly Difference 101 CAD/month
Remaining Term x 9 months
Total Monthly Difference = 909 CAD
+ Cash Incentive** (CAD) + 1,000
+ Winter Tires Cost (CAD) + 800 ~ 1,200
Total Savings (CAD) = 2,709 ~ 3,109
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 16,762 CAD
  • Total Vehicle Debt: 32,392 CAD
  • Paid so Far: 14,630 CAD (45% Paid)
  • Remaining Lease Payments: 3,465 CAD
  • Residual Value: 14,297 CAD
  • Cash Incentive: 1,000 CAD
Vehicle Debt & Value
Paid so far: 14,630 CAD Total Vehicle Value: 32,392 CAD
45% Paid
55%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 3,465 CAD
Term Paid so Far: 14,630 CAD Residual Value: 14,297 CAD
0%
45%
10%
45%
Cost to Own
Already Paid: 14,630 CAD (45%)
Cash Incentive: 1,000 CAD Buyout Price Today: 16,762 CAD
45% Paid
3%
52%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 16,762 CAD

  • 4.9%Interest Rate x 48 months
  • 385 CAD/month + tax
  • Total Payable: 18,492 CAD
  • Total Interest: 1,730 CAD
  • 8.9%Interest Rate x 48 months
  • 416 CAD/month + tax
  • Total Payable: 19,984 CAD
  • Total Interest: 3,222 CAD
  • 14.9%Interest Rate x 48 months
  • 466 CAD/month + tax
  • Total Payable: 22,351 CAD
  • Total Interest: 5,589 CAD

At the end of the Lease Contract

Residual Value: 14,297 CAD (in 9 months)

  • 4.9%Interest Rate x 48 months
  • 329 CAD/month + tax
  • Total Payable: 15,773 CAD
  • Total Interest: 1,476 CAD
  • 8.9%Interest Rate x 48 months
  • 355 CAD/month + tax
  • Total Payable: 17,045 CAD
  • Total Interest: 2,748 CAD
  • 14.9%Interest Rate x 48 months
  • 397 CAD/month + tax
  • Total Payable: 19,064 CAD
  • Total Interest: 4,767 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
3.38
  • + tax
  • + fuel
  • + insurance
(inlcuding the 1,000CAD incentive)
  • 4.76CAD/100km (TODAY without the Cash Incentive)
  • 23.10CAD/100km (Original Contract back in Aug, 2020)
Time Analysis
Cost per day: (CAD)
9.00
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 1,000CAD incentive)
  • 12.66CAD/day (Original Contract back in Aug, 2020)
Remaining Km
Can be driven up to:
1,867.52
  • km/week
  • without any
  • additional costs
Excess km cost: 0.10CAD
  • 384.62km/week (Contract Original back in Aug, 2020)

Seller Contact Info

This Contract was Already Transferred.

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