Payment Analysis

679.15CAD/monthin Ottawa, ON
    Before Taxes:
  • 679.15 CAD/month
  • 313.45 CAD/bi-weekly
  • 156.73 CAD/week
  • 8,149.80 CAD/year
Incl. Ontario Taxes (13%):
  • 767.44 CAD/month
  • 354.20 CAD/bi-weekly
  • 177.10 CAD/week
  • 9,209.27 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 3,936 ~ 4,836 CAD

compared to leasing a BRAND NEW:

  • BMW 330i xDrive Automatic AWD w/ M Sport + Premium Package Enhanced
  • for 42 months
  • in Ontario
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 875
This Contract (CAD/month) 679
Monthly Difference 196 CAD/month
Remaining Term x 16 months
Total Monthly Difference = 3,136 CAD
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 3,936 ~ 4,836

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 36,846 CAD
  • Total Vehicle Debt: 62,286 CAD
  • Paid so Far: 25,440 CAD (40% Paid)
  • Remaining Lease Payments: 10,866 CAD
  • Residual Value: 25,980 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 25,440 CAD Total Vehicle Value: 62,286 CAD
40% Paid
60%
Vehicle Debt Breakdown
Downpayment: 3,707 CAD Remaining Term: 10,866 CAD
Term Paid so Far: 21,733 CAD Residual Value: 25,980 CAD
5%
35%
17%
43%
Cost to Own
Already Paid: 25,440 CAD (40%)
Cash Incentive: 0 CAD Buyout Price Today: 36,846 CAD
40% Paid
0%
60%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 36,846 CAD

  • 4.9%Interest Rate x 48 months
  • 847 CAD/month + tax
  • Total Payable: 40,650 CAD
  • Total Interest: 3,804 CAD
  • 8.9%Interest Rate x 48 months
  • 915 CAD/month + tax
  • Total Payable: 43,928 CAD
  • Total Interest: 7,082 CAD
  • 14.9%Interest Rate x 48 months
  • 1,024 CAD/month + tax
  • Total Payable: 49,132 CAD
  • Total Interest: 12,286 CAD

At the end of the Lease Contract

Residual Value: 25,980 CAD (in 16 months)

  • 4.9%Interest Rate x 48 months
  • 597 CAD/month + tax
  • Total Payable: 28,662 CAD
  • Total Interest: 2,682 CAD
  • 8.9%Interest Rate x 48 months
  • 645 CAD/month + tax
  • Total Payable: 30,973 CAD
  • Total Interest: 4,993 CAD
  • 14.9%Interest Rate x 48 months
  • 722 CAD/month + tax
  • Total Payable: 34,643 CAD
  • Total Interest: 8,663 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
14.02
  • + tax
  • + fuel
  • + insurance
(or 0.14CAD per km)
  • 40.75CAD/100km (Original Contract back in Aug, 2020)
Time Analysis
Cost per day: (CAD)
22.33
  • + tax
  • + insurance
  • + km driven & fuel
(0.21CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
1,117.79
  • km/week
  • without any
  • additional costs
Excess km cost: 0.15CAD
  • 384.62km/week (Contract Original back in Aug, 2020)

Seller Contact Info

This Contract was Already Transferred.

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Payment Details
  • Current Payment: 659 CAD/month + tax
  • Cash Incentive: 1,000 CAD
  • Payment After Incentive: 604 CAD/month + tax
  • Residual Value: 24,995 CAD
  • Months to End: 18 months (Jun, 2027)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 40,739 km total
  • Available Now: 26,174 km/year (2,181 per month)
  • Excess Km Cost: 0.12 CAD/km
See all Details