Payment Analysis

572.00CAD/monthin Gatineau, ON
    Before Taxes:
  • 572.00 CAD/month
  • 264.00 CAD/bi-weekly
  • 132.00 CAD/week
  • 6,864.00 CAD/year
Incl. Québec Taxes (14.98%):
  • 657.69 CAD/month
  • 303.55 CAD/bi-weekly
  • 151.77 CAD/week
  • 7,892.23 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 2,492 ~ 3,392 CAD

compared to leasing a BRAND NEW:

  • Subaru Legacy Convenience Automatic Transmission
  • for 24 months
  • in Ontario
  • $0 down payment
  • 24,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 666
This Contract (CAD/month) 572
Monthly Difference 94 CAD/month
Remaining Term x 18 months
Total Monthly Difference = 1,692 CAD
+ Wear & Tear Coverage (CAD) + 800 ~ 1,700
Total Savings (CAD) = 2,492 ~ 3,392

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 26,338 CAD
  • Total Vehicle Debt: 44,070 CAD
  • Paid so Far: 17,732 CAD (40% Paid)
  • Remaining Lease Payments: 10,296 CAD
  • Residual Value: 16,042 CAD
  • Cash Incentive: 0 CAD
Vehicle Debt & Value
Paid so far: 17,732 CAD Total Vehicle Value: 44,070 CAD
40% Paid
60%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 10,296 CAD
Term Paid so Far: 17,732 CAD Residual Value: 16,042 CAD
0%
40%
23%
37%
Cost to Own
Already Paid: 17,732 CAD (40%)
Cash Incentive: 0 CAD Buyout Price Today: 26,338 CAD
40% Paid
0%
60%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 26,338 CAD

  • 4.9%Interest Rate x 48 months
  • 605 CAD/month + tax
  • Total Payable: 29,057 CAD
  • Total Interest: 2,719 CAD
  • 8.9%Interest Rate x 48 months
  • 654 CAD/month + tax
  • Total Payable: 31,400 CAD
  • Total Interest: 5,062 CAD
  • 14.9%Interest Rate x 48 months
  • 732 CAD/month + tax
  • Total Payable: 35,120 CAD
  • Total Interest: 8,782 CAD

At the end of the Lease Contract

Residual Value: 16,042 CAD (in 18 months)

  • 4.9%Interest Rate x 48 months
  • 369 CAD/month + tax
  • Total Payable: 17,698 CAD
  • Total Interest: 1,656 CAD
  • 8.9%Interest Rate x 48 months
  • 398 CAD/month + tax
  • Total Payable: 19,125 CAD
  • Total Interest: 3,083 CAD
  • 14.9%Interest Rate x 48 months
  • 446 CAD/month + tax
  • Total Payable: 21,391 CAD
  • Total Interest: 5,349 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
23.58
  • + tax
  • + fuel
  • + insurance
(or 0.24CAD per km)
  • 34.32CAD/100km (Original Contract back in Aug, 2018)
Time Analysis
Cost per day: (CAD)
18.81
  • + tax
  • + insurance
  • + km driven & fuel
(0.18CAD savings per every 100CAD of incentive)
Remaining Km
Can be driven up to:
559.83
  • km/week
  • without any
  • additional costs
Excess km cost: 0.08CAD
  • 384.62km/week (Contract Original back in Aug, 2018)

Seller Contact Info

This Contract was Already Transferred.