Payment Analysis
330.25CAD/monthin Moncton, NB
- 330.25 CAD/month
- 152.42 CAD/bi-weekly
- 76.21 CAD/week
- 3,963.00 CAD/year
Before Taxes:
Incl. New Brunswick Taxes (15%):
- 379.79 CAD/month
- 175.29 CAD/bi-weekly
- 87.64 CAD/week
- 4,557.45 CAD/year
Lease Takeover/Buyout Analysis
The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)
For Leasing Purposes
With this deal, you are saving:
4,884 ~ 5,784 CAD
compared to leasing a BRAND NEW:
- Civic Sedan EX
- for 36 months
- in New Brunswick
- $0 down payment
- 24,000 km/year
| Leasing New (CAD/month) | 396 |
|---|---|
| This Contract (CAD/month) | 330 |
| Monthly Difference | 66 CAD/month |
| Remaining Term | x 24 months |
| Total Monthly Difference | = 1,584 CAD |
| + Cash Incentive** (CAD) | + 2,500 |
| + Wear & Tear Coverage (CAD) | + 800 ~ 1,700 |
| Total Savings (CAD) | = 4,884 ~ 5,784 |
| ** "Cash Incentive" is not just a saving, it is physical money. |
For Buyout Purposes
To own this vehicle today (buying it as a used car) would cost:
13,858 CAD
- Total Vehicle Debt: 24,428 CAD
- Paid so Far: 8,071 CAD (33% Paid)
- Remaining Lease Payments: 7,926 CAD
- Residual Value: 8,432 CAD
- Cash Incentive: 2,500 CAD
Vehicle Debt & Value
Paid so far: 8,071 CAD Total Vehicle Value: 24,428 CAD
Vehicle Debt Breakdown
Downpayment: 475 CAD Remaining Term: 7,926 CAD
Term Paid so Far: 7,596 CAD Residual Value: 8,432 CAD
Cost to Own
Already Paid: 8,071 CAD (33%)
Cash Incentive: 2,500 CAD Buyout Price Today: 13,858 CAD
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)
Finance the remaining Debt Today
Remaining Term + Residual Value: 13,858 CAD
- 4.9%Interest Rate x 48 months
- 319 CAD/month + tax
- Total Payable: 15,288 CAD
- Total Interest: 1,431 CAD
- 8.9%Interest Rate x 48 months
- 344 CAD/month + tax
- Total Payable: 16,521 CAD
- Total Interest: 2,663 CAD
- 14.9%Interest Rate x 48 months
- 385 CAD/month + tax
- Total Payable: 18,478 CAD
- Total Interest: 4,621 CAD
At the end of the Lease Contract
Residual Value: 8,432 CAD (in 24 months)
- 4.9%Interest Rate x 48 months
- 194 CAD/month + tax
- Total Payable: 9,302 CAD
- Total Interest: 870 CAD
- 8.9%Interest Rate x 48 months
- 209 CAD/month + tax
- Total Payable: 10,052 CAD
- Total Interest: 1,621 CAD
- 14.9%Interest Rate x 48 months
- 234 CAD/month + tax
- Total Payable: 11,243 CAD
- Total Interest: 2,811 CAD
Business Vehicle Analysis
This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)
Distance Analysis
Cost to drive 100km: (CAD)
6.87
- + tax
- + fuel
- + insurance
- 10.03CAD/100km (TODAY without the Cash Incentive)
- 16.51CAD/100km (Original Contract back in Sep, 2019)
Time Analysis
Cost per day: (CAD)
7.43
- + tax
- + insurance
- + km driven & fuel
- 10.86CAD/day (Original Contract back in Sep, 2019)
Remaining Km
Can be driven up to:
759.62
- km/week
- without any
- additional costs
- 461.54km/week (Contract Original back in Sep, 2019)
