The Ford F-150 is back in Canada at 0% Financing

In an exciting turn of events for automotive enthusiasts and prospective buyers, and after a couple of years of high interests hitting into buyers, Ford has reintroduced its much-anticipated 0% APR purchase financing options, making it an opportune moment to consider getting behind the wheel of a new vehicle. This limited-time promotional offer is valid from February 10 to February 27, 2024, highlighting Ford's commitment to making vehicle ownership more accessible and affordable for consumers.

The spotlight of this promotion is on the new 2023 F-150 XLT or Lariat 4x4 models, as well as the F-150 4x4 equipped with a hybrid engine (HEV), which are now available for up to 60 months of financing to qualified retail customers, on approved credit (OAC) by Ford Credit Canada Company. This initiative is designed to cater to a wide audience, ensuring that a broad base of customers can benefit from 0% financing, although it's noted that not all buyers will qualify for the lowest interest rate.

For instance, a 2023 F-150 XLT SuperCrew 4x4 with a 145” wheelbase can be purchased at an APR of 0% for 60 months, making it an incredibly attractive offer for those in the market for a new truck. The detailed financial breakdown reveals that after a $0 down payment (or equivalent trade-in) and with no manufacturer rebates applied, the vehicle, priced at $67,560 (including destination and delivery and air tax fees), can be financed at a monthly payment of $1,126. This translates into an every-two-weeks payment of $520, with the cost of borrowing set at $0, or an APR of 0%—excluding Quebec, where the cost of borrowing includes a $52 administration fee related to the RDPRM registration, bringing the total repayment to $67,612.

It's important to note that these retail offers are available exclusively at participating dealers and are not combinable with any other incentives such as CPA/GPC, Daily Rental incentives, the Commercial Upfit Program, or the Commercial Fleet Incentive Program (CFIP). Moreover, for those opting for factory orders, Ford offers flexibility in taking advantage of eligible Ford retail customer promotional incentives either at the time of the vehicle factory order or at the time of vehicle delivery—but not both or in combination.

Potential buyers should also be aware that all purchase finance offers include destination and delivery and air tax fees but exclude additional costs such as options, Green Levy (if applicable, and except in Quebec), license, fuel fill charge, insurance, dealer PDI (except in Quebec), PPSA (not applicable in Quebec), RDPRM registration and related fees up to $52 (only in Quebec), administration fees (except in Quebec), luxury tax surcharge (if applicable), and taxes. All prices are based on the Manufacturer’s Suggested Retail Price.

This promotional offer represents a golden opportunity for those looking to purchase a new Ford vehicle, especially the 2023 F-150 XLT or Lariat 4x4 and F-150 4x4 equipped with a hybrid engine, under highly favorable financial terms. For more information or to take advantage of this offer, interested parties are encouraged to visit their local Ford Dealer for complete details or contact the Ford Customer Relationship Centre at 1-800-565-3673.

About the author

Jorge Diaz is a passionate car lover, winter driver & Software Engineer. For the last 10 years, he has built Online Solutions used by more than 5,000 companies across the globe. He founded LeaseCosts in 2016 with the purpose of simplifying and helping Canadians to better understand the complex market of car leasing in Canada. You can connect with him at

Jorge is also the author of Car Leasing Done Right: A Canadian Guide for Understanding & Optimizing Vehicle Leasing Costs, released on Nov. 5th, 2021. It is available at