Payment Analysis

401.90CAD/monthin New Westminster, BC
    Before Taxes:
  • 401.90 CAD/month
  • 185.49 CAD/bi-weekly
  • 92.75 CAD/week
  • 4,822.80 CAD/year
Incl. B.C. Taxes (12%):
  • 450.13 CAD/month
  • 207.75 CAD/bi-weekly
  • 103.88 CAD/week
  • 5,401.54 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 1,794 CAD

compared to leasing a BRAND NEW:

  • Mazda Mazda3 GT
  • for 42 months
  • in British Columbia
  • $0 down payment
  • 20,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 415
This Contract (CAD/month) 402
Monthly Difference 14 CAD/month
Remaining Term x 21 months
Total Monthly Difference = 294 CAD
+ Cash Incentive** (CAD) + 1,500
Total Savings (CAD) = 1,794
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 16,310 CAD
  • Total Vehicle Debt: 28,662 CAD
  • Paid so Far: 10,851 CAD (37% Paid)
  • Remaining Lease Payments: 8,440 CAD
  • Residual Value: 9,370 CAD
  • Cash Incentive: 1,500 CAD
Vehicle Debt & Value
Paid so far: 10,851 CAD Total Vehicle Value: 28,662 CAD
37% Paid
63%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 8,440 CAD
Term Paid so Far: 10,851 CAD Residual Value: 9,370 CAD
0%
37%
29%
34%
Cost to Own
Already Paid: 10,851 CAD (37%)
Cash Incentive: 1,500 CAD Buyout Price Today: 16,310 CAD
37% Paid
5%
58%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 16,310 CAD

  • 4.9%Interest Rate x 48 months
  • 375 CAD/month + tax
  • Total Payable: 17,994 CAD
  • Total Interest: 1,684 CAD
  • 8.9%Interest Rate x 48 months
  • 405 CAD/month + tax
  • Total Payable: 19,445 CAD
  • Total Interest: 3,135 CAD
  • 14.9%Interest Rate x 48 months
  • 453 CAD/month + tax
  • Total Payable: 21,749 CAD
  • Total Interest: 5,439 CAD

At the end of the Lease Contract

Residual Value: 9,370 CAD (in 21 months)

  • 4.9%Interest Rate x 48 months
  • 215 CAD/month + tax
  • Total Payable: 10,338 CAD
  • Total Interest: 967 CAD
  • 8.9%Interest Rate x 48 months
  • 233 CAD/month + tax
  • Total Payable: 11,171 CAD
  • Total Interest: 1,801 CAD
  • 14.9%Interest Rate x 48 months
  • 260 CAD/month + tax
  • Total Payable: 12,495 CAD
  • Total Interest: 3,124 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
9.37
  • + tax
  • + fuel
  • + insurance
(inlcuding the 1,500CAD incentive)
  • 11.40CAD/100km (TODAY without the Cash Incentive)
  • 24.11CAD/100km (Original Contract back in Jun, 2018)
Time Analysis
Cost per day: (CAD)
10.86
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 1,500CAD incentive)
  • 13.21CAD/day (Original Contract back in Jun, 2018)
Remaining Km
Can be driven up to:
813.74
  • km/week
  • without any
  • additional costs
Excess km cost: 0.08CAD
  • 384.62km/week (Contract Original back in Jun, 2018)

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