Payment Analysis

252.55CAD/monthin Ottawa, ON
    Before Taxes:
  • 252.55 CAD/month
  • 116.56 CAD/bi-weekly
  • 58.28 CAD/week
  • 3,030.60 CAD/year
Incl. Ontario Taxes (13%):
  • 285.38 CAD/month
  • 131.71 CAD/bi-weekly
  • 65.86 CAD/week
  • 3,424.58 CAD/year

Lease Takeover/Buyout Analysis

The Lease Takeover Analysis (LTA) "Leasing Purposes" section is an impartial review made by a Lease Takeover Specialist from LeaseCosts Canada Inc. and should be used as reference. (Learn more about the LTA)

For Leasing Purposes

With this deal, you are saving: 9,300 ~ 9,700 CAD

compared to leasing a BRAND NEW:

  • Toyota CH-R XLE
  • for 24 months
  • in Ontario
  • $0 down payment
  • 29,000 km/year
Savings Breakdown:
Leasing New (CAD/month) 502
This Contract (CAD/month) 253
Monthly Difference 250 CAD/month
Remaining Term x 32 months
Total Monthly Difference = 8,000 CAD
+ Cash Incentive** (CAD) + 500
+ Winter Tires Cost (CAD) + 800 ~ 1,200
Total Savings (CAD) = 9,300 ~ 9,700
** "Cash Incentive" is not just a saving, it is physical money.

For Buyout Purposes

To own this vehicle today (buying it as a used car) would cost: 20,727 CAD
  • Total Vehicle Debt: 25,267 CAD
  • Paid so Far: 4,041 CAD (15% Paid)
  • Remaining Lease Payments: 8,082 CAD
  • Residual Value: 13,145 CAD
  • Cash Incentive: 500 CAD
Vehicle Debt & Value
Paid so far: 4,041 CAD Total Vehicle Value: 25,267 CAD
15% Paid
85%
Vehicle Debt Breakdown
Downpayment: 0 CAD Remaining Term: 8,082 CAD
Term Paid so Far: 4,041 CAD Residual Value: 13,145 CAD
0%
15%
32%
53%
Cost to Own
Already Paid: 4,041 CAD (15%)
Cash Incentive: 500 CAD Buyout Price Today: 20,727 CAD
15% Paid
2%
83%
Interested on financing the vehicle? This section automatically calculates the following scenarios: (Learn more about this financial analysis)

Finance the remaining Debt Today

Remaining Term + Residual Value: 20,727 CAD

  • 4.9%Interest Rate x 48 months
  • 476 CAD/month + tax
  • Total Payable: 22,866 CAD
  • Total Interest: 2,140 CAD
  • 8.9%Interest Rate x 48 months
  • 515 CAD/month + tax
  • Total Payable: 24,710 CAD
  • Total Interest: 3,984 CAD
  • 14.9%Interest Rate x 48 months
  • 576 CAD/month + tax
  • Total Payable: 27,638 CAD
  • Total Interest: 6,911 CAD

At the end of the Lease Contract

Residual Value: 13,145 CAD (in 32 months)

  • 4.9%Interest Rate x 48 months
  • 302 CAD/month + tax
  • Total Payable: 14,502 CAD
  • Total Interest: 1,357 CAD
  • 8.9%Interest Rate x 48 months
  • 326 CAD/month + tax
  • Total Payable: 15,672 CAD
  • Total Interest: 2,527 CAD
  • 14.9%Interest Rate x 48 months
  • 365 CAD/month + tax
  • Total Payable: 17,528 CAD
  • Total Interest: 4,383 CAD

Business Vehicle Analysis

This section is very important if you are interested in the vehicle for Uber, Lyft, Turo, Getaround, vehicle rental or for a business. (Learn more about this section)

Distance Analysis
Cost to drive 100km: (CAD)
10.25
  • + tax
  • + fuel
  • + insurance
(inlcuding the 500CAD incentive)
  • 10.92CAD/100km (TODAY without the Cash Incentive)
  • 12.63CAD/100km (Original Contract back in Jul, 2017)
Time Analysis
Cost per day: (CAD)
7.79
  • + tax
  • + insurance
  • + km driven & fuel
(inlcuding the 500CAD incentive)
  • 8.30CAD/day (Original Contract back in Jul, 2017)
Remaining Km
Can be driven up to:
533.65
  • km/week
  • without any
  • additional costs
Excess km cost: 0.10CAD
  • 461.54km/week (Contract Original back in Jul, 2017)

Similar Listings in Ottawa

CAD/month x 43 months
2023 Mercedes-Benz EQB 350 4Matic (ID: #51506)
1,156
Ottawa, ON
2023 Mercedes-Benz

EQB 350 4Matic Automatique AWD Pinnacle Trim, Intelligent Drive , AMG Sport, First class protection plan (Tire/Rim, Interior/Exterior, Windshield)

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 1,156 CAD/month + tax
  • Residual Value: 41,242 CAD
  • Months to End: 43 months (Dec, 2027)
Vehicle Status
  • Contract Allowance: 24,000 km/year
  • Current Odometer: 10,000 km total
  • Available Now: 24,000 km/year (2,000 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
+ 1,000 cash
CAD/month x 5 months
2020 Mercedes-Benz GLB250 4MATIC (ID: #52548)
642
Ottawa
2020 Mercedes-Benz

GLB250 4MATIC Automatique AWD Premium Package, Technology Package, Navigation Package, Metallic Paint

  • Winter Tires Included
Payment Details
  • Current Payment: 642 CAD/month + tax
  • Cash Incentive: 1,000 CAD
  • Payment After Incentive: 442 CAD/month + tax
  • Original Downpayment: 1,000 CAD
  • Residual Value: 25,789 CAD
  • Months to End: 5 months (Oct, 2024)
Vehicle Status
  • Contract Allowance: 18,000 km/year
  • Current Odometer: 68,500 km total
  • Available Now: -2,400 km/year (-200 per month)
  • Please note that this contract ends in less than a year.
  • Excess Km Cost: 0.20 CAD/km
See all Details
CAD/month x 43 months
2023 Mercedes-Benz EQB 350 4Matic (ID: #50118)
1,156
Ottawa
2023 Mercedes-Benz

EQB 350 4Matic Automatique AWD Pinnacle Trim, Intelligent Drive, AMG Sport Package, First Class Protection Plan (Tire/Rim, Windshield, Interior/Exterior)

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 1,156 CAD/month + tax
  • Residual Value: 41,242 CAD
  • Months to End: 43 months (Dec, 2027)
Vehicle Status
  • Contract Allowance: 24,000 km/year
  • Current Odometer: 4,000 km total
  • Available Now: 25,674 km/year (2,140 per month)
  • Excess Km Cost: 0.15 CAD/km
See all Details
+ 5,000 cash
CAD/month x 28 months
2022 Ford Explorer ST 4WD (ID: #51733)
609
Ottawa
2022 Ford

Explorer ST 4WD Automatique AWD

Payment Details
  • Current Payment: 609 CAD/month + tax
  • Required Payment: 5,000 CAD
  • Payment Including Incentive: 788 CAD/month + tax
  • Original Downpayment: 14,300 CAD
  • Residual Value: 34,343 CAD
  • Months to End: 28 months (Aug, 2026)
Vehicle Status
  • Contract Allowance: 20,000 km/year
  • Current Odometer: 52,000 km total
  • Available Now: 11,286 km/year (940 per month)
  • Excess Km Cost: 0.16 CAD/km
See all Details
CAD/month x 29 months
2017 Ford Limted (ID: #51691)
560
Ottawa
2017 Ford

Limted Automatique AWD

Payment Details
  • Current Payment: 560 CAD/month + tax
  • Months to End: 29 months (Oct, 2026)
Vehicle Status
  • Contract Allowance: 50,000 km/year
  • Current Odometer: 97,000 km total
  • Available Now: 42,621 km/year (3,552 per month)
See all Details
CAD/month x 21 months
2023 Audi Q7 45 2.0T Komfort (ID: #51475)
1,159
Ottawa
2023 Audi

Q7 45 2.0T Komfort Automatique AWD VSE - Vorsprung Edition , Driver Assistance package, Audi Care New Included, Excess Wear Waiver

  • Warranty Complete Term
  • Wear & Tear Coverage
Payment Details
  • Current Payment: 1,159 CAD/month + tax
  • Original Downpayment: 2,655 CAD
  • Months to End: 21 months (Feb, 2026)
Vehicle Status
  • Contract Allowance: 16,000 km/year
  • Current Odometer: 16,000 km total
  • Available Now: 18,286 km/year (1,524 per month)
See all Details